INDFY (Indofood Agri Resources) Debt-to-EBITDA : 1.78 (As of Dec. 2025) — 30% Below Median

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INDFY Indofood Agri Resources Ltd INDFY
70 GF Score
Price $14.25
GF Value $12.27
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Indofood Agri Resources Debt-to-EBITDA?

Indofood Agri Resources INDFY 70 Debt-to-EBITDA is 1.78 as of Dec. 2025, which is 30% below its 10-year median of 2.54. GuruFocus rates INDFY with a GF Score™ of 70/100 and a GF Value™ of $12.27 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,549 Consumer Packaged Goods companies, Indofood Agri Resources ranks better than 51.45% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Indofood Agri Resources's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $539 Mil. Indofood Agri Resources's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $24 Mil. Indofood Agri Resources's annualized EBITDA for the quarter that ended in Dec. 2025 was $316 Mil. Indofood Agri Resources's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 1.78.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Indofood Agri Resources's Debt-to-EBITDA or its related term are showing as below:

INDFY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.58   Med: 2.54   Max: 5.54
Current: 1.97

During the past 13 years, the highest Debt-to-EBITDA Ratio of Indofood Agri Resources was 5.54. The lowest was 1.58. And the median was 2.54.

INDFY's Debt-to-EBITDA is ranked better than
51.45% of 1549 companies
in the Consumer Packaged Goods industry
Industry Median: 2.08 vs INDFY: 1.97

Indofood Agri Resources  (OTCPK:INDFY) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Indofood Agri Resources Debt-to-EBITDA Related Terms


Indofood Agri Resources Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Indofood Agri Resources's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indofood Agri Resources Debt-to-EBITDA Chart

Indofood Agri Resources Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.40 2.19 2.18 1.58 1.69

Indofood Agri Resources Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.51 2.07 1.72 2.00 1.78

INDFY vs KHC, GIS: Debt-to-EBITDA Comparison

For the Packaged Foods subindustry, Indofood Agri Resources's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indofood Agri Resources Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Indofood Agri Resources's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Indofood Agri Resources's Debt-to-EBITDA falls into.


INDFY
70GF Score
Indofood Agri Resources Ltd INDFY
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indofood Agri Resources Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Indofood Agri Resources's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(538.512 + 24.147) / 332.146
=1.69

Indofood Agri Resources's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(538.512 + 24.147) / 316.44
=1.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.78 mean?
Indofood Agri Resources (INDFY) has a Debt-to-EBITDA of 1.78 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Indofood Agri Resources. This is 30% below median its historical median of 2.54. Over the past decade, Indofood Agri Resources' Debt-to-EBITDA has ranged from 1.58 to 5.54. According to the industry distribution chart, Indofood Agri Resources ranks #752 out of 1549 companies in the Consumer Packaged Goods industry, placing it in the top 48.5%.
Is Indofood Agri Resources' Debt-to-EBITDA too high?
Indofood Agri Resources' current Debt-to-EBITDA of 1.78 is 30% below median its 10-year median of 2.54. Over the past 10 years, this metric has ranged from a low of 1.58 to a high of 5.54. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. Indofood Agri Resources' value of 1.78 is 14.4% below this industry median. Based on the distribution chart, Indofood Agri Resources ranks #752 out of 1549 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Indofood Agri Resources has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indofood Agri Resources' Debt-to-EBITDA compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Indofood Agri Resources ranks #752 out of 1549 companies for Debt-to-EBITDA. This puts Indofood Agri Resources in the upper half of its industry. The industry median Debt-to-EBITDA is 2.08. Indofood Agri Resources' value of 1.78 is 14.4% below this benchmark. Historically, Indofood Agri Resources' own Debt-to-EBITDA has ranged from 1.58 to 5.54 over the past decade. While the company's 10-year median is 2.54 vs. the industry median of 2.08, Indofood Agri Resources has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,549 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indofood Agri Resources's current Debt-to-EBITDA of 1.78 is 14.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Indofood Agri Resources. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indofood Agri Resources's current Debt-to-EBITDA is 1.78, which is 30% below median its own 10-year median of 2.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indofood Agri Resources stock overvalued right now?
Based on GuruFocus' analysis, Indofood Agri Resources (INDFY) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.27, compared to a current price of $14.25 — trading 16.1% above its estimated fair value. The current Debt-to-EBITDA is 1.78, which is 30% below median its 10-year median of 2.54 and 14.4% below the Consumer Packaged Goods industry median of 2.08. Indofood Agri Resources' overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Indofood Agri Resources (INDFY), the current Debt-to-EBITDA is 1.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indofood Agri Resources (INDFY) Overvalued in 2026?

Based on GuruFocus' analysis, Indofood Agri Resources stock appears to be overvalued. The current stock price of $14.25 is trading 16.1% above its estimated GF Value™ of $12.27. GuruFocus considers Indofood Agri Resources to be Modestly Overvalued.

Key valuation signals for INDFY:

  • Debt-to-EBITDA: 1.78 (30% below median its 10-year median of 2.54)
  • GF Value™: $12.27 vs. price of $14.25 (16.1% above fair value)
  • GF Score™: 70/100 with 1 warning sign
  • Industry Position: 14.4% below the Consumer Packaged Goods median (#752 of 1549)

No single metric tells the full story. See the INDFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indofood Agri Resources Business Description

Other Exchanges 5JS:SingaporeZVF:Germany
Address 8 Eu Tong Sen Street, No. 16-96/97 The Central, Singapore, SGP, 059818
Indofood Agri Resources Ltd is a vertically-integrated agribusiness group, with its principal activities comprising research and development, oil palm seed breeding, cultivation of oil palm plantations, production and refining of crude palm oil, cultivation of rubber, sugar cane, cocoa, coconut, tea, and industrial timber plantations, and marketing and selling these end products. The company has two reportable operating segments: Plantations and the Edible Oils and Fats segment. The majority of revenue is derived from the Edible oils and fats segment, which produces, markets and sells edible oil, margarine, shortening and other related products and its derivative products. Geographically, the maximum revenue is generated from Indonesia.
70GF Score

Get the complete analysis for INDFY

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.25
Price
$12.27
GF Value