INDFY (Indofood Agri Resources) Effective Interest Rate on Debt %: 5.78% (As of Dec. 2025)


INDFY Indofood Agri Resources Ltd INDFY
65 GF Score
Price $14.25
GF Value $11.81
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Indofood Agri Resources Effective Interest Rate on Debt %?

Indofood Agri Resources INDFY 65 Effective Interest Rate on Debt % is 5.78% as of Dec. 2025. GuruFocus rates INDFY with a GF Score™ of 65/100 and a GF Value™ of $11.81 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Indofood Agri Resources's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $31 Mil. Indofood Agri Resources's average total debt for the quarter that ended in Dec. 2025 was $539 Mil. Therefore, Indofood Agri Resources's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.78%.


Indofood Agri Resources  (OTCPK:INDFY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Indofood Agri Resources Effective Interest Rate on Debt % Related Terms


Indofood Agri Resources Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Indofood Agri Resources's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indofood Agri Resources Effective Interest Rate on Debt % Chart

Indofood Agri Resources Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.67 5.54 6.88 6.69 6.19

Indofood Agri Resources Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.78 6.69 6.96 7.02 5.78

INDFY vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Indofood Agri Resources's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indofood Agri Resources Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Indofood Agri Resources's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Indofood Agri Resources's Effective Interest Rate on Debt % falls into.


INDFY
65GF Score
Indofood Agri Resources Ltd INDFY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indofood Agri Resources Effective Interest Rate on Debt % Calculation

Indofood Agri Resources's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -32.611/( (491.053+562.659)/ 2 )
=-1  *  -32.611/526.856
=6.19 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=109.349 + 381.704
=491.053

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24.147 + 538.512
=562.659

Indofood Agri Resources's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -31.158/( (515.745+562.659)/ 2 )
=-1  *  -31.158/539.202
=5.78 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=131.982 + 383.763
=515.745

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24.147 + 538.512
=562.659

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.78% mean?
Indofood Agri Resources (INDFY) has a Effective Interest Rate on Debt % of 5.78% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indofood Agri Resources and its competitors.
Is Indofood Agri Resources' Effective Interest Rate on Debt % too high?
Indofood Agri Resources' current Effective Interest Rate on Debt % is 5.78%. Overall, Indofood Agri Resources has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indofood Agri Resources' Effective Interest Rate on Debt % compare to KHC and GIS?
Indofood Agri Resources' Effective Interest Rate on Debt % of 5.78% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indofood Agri Resources and its competitors. Indofood Agri Resources's current Effective Interest Rate on Debt % is 5.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indofood Agri Resources stock overvalued right now?
Based on GuruFocus' analysis, Indofood Agri Resources (INDFY) is currently considered Modestly Overvalued. The stock's GF Value™ is $11.81, compared to a current price of $14.25 — trading 20.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.78%. Indofood Agri Resources' overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Indofood Agri Resources (INDFY), the current Effective Interest Rate on Debt % is 5.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indofood Agri Resources (INDFY) Overvalued in 2026?

Based on GuruFocus' analysis, Indofood Agri Resources stock appears to be overvalued. The current stock price of $14.25 is trading 20.7% above its estimated GF Value™ of $11.81. GuruFocus considers Indofood Agri Resources to be Modestly Overvalued.

Key valuation signals for INDFY:

  • Effective Interest Rate on Debt %: 5.78%
  • GF Value™: $11.81 vs. price of $14.25 (20.7% above fair value)
  • GF Score™: 65/100 with 1 warning sign

No single metric tells the full story. See the INDFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indofood Agri Resources Business Description

Other Exchanges 5JS:SingaporeZVF:Germany
Address 8 Eu Tong Sen Street, No. 16-96/97 The Central, Singapore, SGP, 059818
Indofood Agri Resources Ltd is a vertically-integrated agribusiness group, with its principal activities comprising research and development, oil palm seed breeding, cultivation of oil palm plantations, production and refining of crude palm oil, cultivation of rubber, sugar cane, cocoa, coconut, tea, and industrial timber plantations, and marketing and selling these end products. The company has two reportable operating segments: Plantations and the Edible Oils and Fats segment. The majority of revenue is derived from the Edible oils and fats segment, which produces, markets and sells edible oil, margarine, shortening and other related products and its derivative products. Geographically, the maximum revenue is generated from Indonesia.
65GF Score

Get the complete analysis for INDFY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.25
Price
$11.81
GF Value