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Ingenia Communities GroupINGEF 78 Debt-to-EBITDA is 3.52 as of Dec. 2025, which is 35% below its 10-year median of 5.39. GuruFocus rates INGEF with a GF Score™ of 78/100 and a GF Value™ of $4.72 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 578 REITs companies, Ingenia Communities Group ranks better than 67.65% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Ingenia Communities Group's Debt-to-EBITDA or its related term are showing as below:
INGEF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.29 Med: 5.39 Max: 11.02
Current: 4.84
During the past 13 years, the highest Debt-to-EBITDA Ratio of Ingenia Communities Group was 11.02. The lowest was 2.29. And the median was 5.39.
INGEF's Debt-to-EBITDA is ranked better than 67.65% of 578
companies
in the REITs industry
Industry Median: 6.51
vs INGEF: 4.84
Ingenia Communities Group (OTCPK:INGEF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Ingenia Communities Group Debt-to-EBITDA Related Terms
Ingenia Communities Group Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Residential subindustry, Ingenia Communities Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ingenia Communities Group Debt-to-EBITDA vs REITs Industry
For the REITs industry and Real Estate sector, Ingenia Communities Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Ingenia Communities Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Ingenia Communities Group (INGEF) has a Debt-to-EBITDA of 3.52 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ingenia Communities Group. This is 35% below median its historical median of 5.39. Over the past decade, Ingenia Communities Group's Debt-to-EBITDA has ranged from 2.29 to 11.02. According to the industry distribution chart, Ingenia Communities Group ranks #187 out of 578 companies in the REITs industry, placing it in the top 32.4%.
Is Ingenia Communities Group's Debt-to-EBITDA too high?
Ingenia Communities Group's current Debt-to-EBITDA of 3.52 is 35% below median its 10-year median of 5.39. Over the past 10 years, this metric has ranged from a low of 2.29 to a high of 11.02. The REITs industry median Debt-to-EBITDA is 6.51. Ingenia Communities Group's value of 3.52 is 45.9% below this industry median. Based on the distribution chart, Ingenia Communities Group ranks #187 out of 578 companies in the REITs industry, which is above the industry midpoint. Overall, Ingenia Communities Group has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ingenia Communities Group's Debt-to-EBITDA compare to AVB and EQR?
According to the REITs industry distribution chart, Ingenia Communities Group ranks #187 out of 578 companies for Debt-to-EBITDA. This puts Ingenia Communities Group in the upper half of its industry. The industry median Debt-to-EBITDA is 6.51. Ingenia Communities Group's value of 3.52 is 45.9% below this benchmark. Historically, Ingenia Communities Group's own Debt-to-EBITDA has ranged from 2.29 to 11.02 over the past decade. While the company's 10-year median is 5.39 vs. the industry median of 6.51, Ingenia Communities Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.51, based on 578 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ingenia Communities Group's current Debt-to-EBITDA of 3.52 is 45.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ingenia Communities Group. For the REITs industry, the median Debt-to-EBITDA is 6.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ingenia Communities Group's current Debt-to-EBITDA is 3.52, which is 35% below median its own 10-year median of 5.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ingenia Communities Group stock overvalued right now?
Based on GuruFocus' analysis, Ingenia Communities Group (INGEF) is currently considered Possible Value Trap. The stock's GF Value™ is $4.72, compared to a current price of $2.88 — trading 39.1% below its estimated fair value. The current Debt-to-EBITDA is 3.52, which is 35% below median its 10-year median of 5.39 and 45.9% below the REITs industry median of 6.51. Ingenia Communities Group's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ingenia Communities Group (INGEF), the current Debt-to-EBITDA is 3.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ingenia Communities Group (INGEF) Overvalued in 2026?
Based on GuruFocus' analysis, Ingenia Communities Group stock appears to be undervalued.
The current stock price of $2.88 is trading 39.1% below its estimated GF Value™ of $4.72.
GuruFocus considers Ingenia Communities Group to be Possible Value Trap.
Key valuation signals for INGEF:
Debt-to-EBITDA: 3.52 (35% below median its 10-year median of 5.39)
GF Value™: $4.72 vs. price of $2.88 (39.1% below fair value)
Industry Position: 45.9% below the REITs median (#187 of 578)
No single metric tells the full story. See the INGEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ingenia Communities is an Australian real estate investment trust with a property portfolio capitalizing on tourism, retirement, and low-cost housing needs. The largest and fastest growing source of income is the firm's land-lease communities targeted at the over-55s. This business constructs and sells the houses and collects rental income from the land. Additional rental and fee income are generated from housing communities and holiday parks. Its assets are situated in Australia's eastern states, with a focus on coastal and outer metropolitan regions.
78GF Score
Get the complete analysis for INGEF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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