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What is African And Overseas Enterprises Debt-to-EBITDA?
African And Overseas EnterprisesJSE:AOO 46 Debt-to-EBITDA is 3.81 as of Dec. 2025, which is 91% above its 10-year median of 2.00. GuruFocus rates JSE:AOO with a GF Score™ of 46/100 and a GF Value™ of R16.09 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 909 Retail - Cyclical companies, African And Overseas Enterprises ranks worse than 70.19% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for African And Overseas Enterprises's Debt-to-EBITDA or its related term are showing as below:
JSE:AOO'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.43 Med: 2 Max: 3.74
Current: 3.74
During the past 13 years, the highest Debt-to-EBITDA Ratio of African And Overseas Enterprises was 3.74. The lowest was 0.43. And the median was 2.00.
JSE:AOO's Debt-to-EBITDA is ranked worse than 70.19% of 909
companies
in the Retail - Cyclical industry
Industry Median: 2.28
vs JSE:AOO: 3.74
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
African And Overseas Enterprises Debt-to-EBITDA Related Terms
African And Overseas Enterprises Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
African And Overseas Enterprises Debt-to-EBITDA Chart
JSE:AOO vs TJX, ROST, BURL: Debt-to-EBITDA Comparison
For the Apparel Retail subindustry, African And Overseas Enterprises's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
African And Overseas Enterprises Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, African And Overseas Enterprises's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where African And Overseas Enterprises's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
African And Overseas Enterprises (JSE:AOO) has a Debt-to-EBITDA of 3.81 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on African And Overseas Enterprises. This is 91% above median its historical median of 2.00. Over the past decade, African And Overseas Enterprises' Debt-to-EBITDA has ranged from 0.43 to 3.74. According to the industry distribution chart, African And Overseas Enterprises ranks #638 out of 909 companies in the Retail - Cyclical industry, placing it in the top 70.2%.
Is African And Overseas Enterprises' Debt-to-EBITDA too high?
African And Overseas Enterprises' current Debt-to-EBITDA of 3.81 is 91% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 3.74. The Retail - Cyclical industry median Debt-to-EBITDA is 2.28. African And Overseas Enterprises' value of 3.81 is 67.1% above this industry median. Based on the distribution chart, African And Overseas Enterprises ranks #638 out of 909 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, African And Overseas Enterprises has a GF Score™ of 46/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does African And Overseas Enterprises' Debt-to-EBITDA compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, African And Overseas Enterprises ranks #638 out of 909 companies for Debt-to-EBITDA. This places African And Overseas Enterprises in the lower half of its industry. The industry median Debt-to-EBITDA is 2.28. African And Overseas Enterprises' value of 3.81 is 67.1% above this benchmark. Historically, African And Overseas Enterprises' own Debt-to-EBITDA has ranged from 0.43 to 3.74 over the past decade. While the company's 10-year median is 2.00 vs. the industry median of 2.28, African And Overseas Enterprises has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.28, based on 909 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. African And Overseas Enterprises's current Debt-to-EBITDA of 3.81 is 67.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on African And Overseas Enterprises. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. African And Overseas Enterprises's current Debt-to-EBITDA is 3.81, which is 91% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is African And Overseas Enterprises stock overvalued right now?
Based on GuruFocus' analysis, African And Overseas Enterprises (JSE:AOO) is currently considered Modestly Overvalued. The stock's GF Value™ is R16.09, compared to a current price of R20.00 — trading 24.3% above its estimated fair value. The current Debt-to-EBITDA is 3.81, which is 91% above median its 10-year median of 2.00 and 67.1% above the Retail - Cyclical industry median of 2.28. African And Overseas Enterprises' overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For African And Overseas Enterprises (JSE:AOO), the current Debt-to-EBITDA is 3.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is African And Overseas Enterprises (JSE:AOO) Overvalued in 2026?
Based on GuruFocus' analysis, African And Overseas Enterprises stock appears to be overvalued.
The current stock price of R20.00 is trading 24.3% above its estimated GF Value™ of R16.09.
GuruFocus considers African And Overseas Enterprises to be Modestly Overvalued.
Key valuation signals for JSE:AOO:
Debt-to-EBITDA: 3.81 (91% above median its 10-year median of 2.00)
GF Value™: R16.09 vs. price of R20.00 (24.3% above fair value)
Industry Position: 67.1% above the Retail - Cyclical median (#638 of 909)
No single metric tells the full story. See the JSE:AOO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
African And Overseas Enterprises Ltd is an investment holding company. The company operates in six segments: Retail division comprises the retailing of fashion apparel through Queenspark stores in South Africa. Property division comprises of the group's property portfolio based in Cape Town which includes both investment and owner-occupied properties.; Water infrastructure segment comprises an indirect investment made in a private water and wastewater utility group operating in the South African provinces, Media and broadcasting comprises the provision of media and satellite equipment and services through Telemedia, and the Group Services division manages the corporate responsibility and includes corporate costs and Technology segment. The Retail Segment derives maximum revenue.
46GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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