Rex Trueform Group (JSE:RTO) Debt-to-EBITDA : 3.73 (As of Dec. 2025) — 112% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:RTO Rex Trueform Group Ltd JSE:RTO
59 GF Score
Price R11.00
GF Value R10.68
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Rex Trueform Group Debt-to-EBITDA?

Rex Trueform Group JSE:RTO 59 Debt-to-EBITDA is 3.73 as of Dec. 2025, which is 112% above its 10-year median of 1.76. GuruFocus rates JSE:RTO with a GF Score™ of 59/100 and a GF Value™ of R10.68 (Fairly Valued). The stock has 8 warning signs investors should review. Among 905 Retail - Cyclical companies, Rex Trueform Group ranks worse than 67.96% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Rex Trueform Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was R157.6 Mil. Rex Trueform Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was R489.7 Mil. Rex Trueform Group's annualized EBITDA for the quarter that ended in Dec. 2025 was R173.4 Mil. Rex Trueform Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 3.73.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Rex Trueform Group's Debt-to-EBITDA or its related term are showing as below:

JSE:RTO' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -7.71   Med: 1.76   Max: 3.64
Current: 3.64

During the past 13 years, the highest Debt-to-EBITDA Ratio of Rex Trueform Group was 3.64. The lowest was -7.71. And the median was 1.76.

JSE:RTO's Debt-to-EBITDA is ranked worse than
67.96% of 905 companies
in the Retail - Cyclical industry
Industry Median: 2.39 vs JSE:RTO: 3.64

Rex Trueform Group  (JSE:RTO) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Rex Trueform Group Debt-to-EBITDA Related Terms


Rex Trueform Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Rex Trueform Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rex Trueform Group Debt-to-EBITDA Chart

Rex Trueform Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.25 1.75 2.02 3.26 3.13

Rex Trueform Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.37 4.48 2.68 3.43 3.73

JSE:RTO vs TJX, ROST, BURL: Debt-to-EBITDA Comparison

For the Apparel Retail subindustry, Rex Trueform Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rex Trueform Group Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Rex Trueform Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Rex Trueform Group's Debt-to-EBITDA falls into.


JSE:RTO
59GF Score
Rex Trueform Group Ltd JSE:RTO
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rex Trueform Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Rex Trueform Group's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(61.324 + 563.883) / 199.573
=3.13

Rex Trueform Group's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(157.553 + 489.665) / 173.372
=3.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.73 mean?
Rex Trueform Group (JSE:RTO) has a Debt-to-EBITDA of 3.73 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rex Trueform Group. This is 112% above median its historical median of 1.76. According to the industry distribution chart, Rex Trueform Group ranks #615 out of 905 companies in the Retail - Cyclical industry, placing it in the top 68%.
Is Rex Trueform Group's Debt-to-EBITDA too high?
Rex Trueform Group's current Debt-to-EBITDA of 3.73 is 112% above median its 10-year median of 1.76. The Retail - Cyclical industry median Debt-to-EBITDA is 2.39. Rex Trueform Group's value of 3.73 is 56.1% above this industry median. Based on the distribution chart, Rex Trueform Group ranks #615 out of 905 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Rex Trueform Group has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rex Trueform Group's Debt-to-EBITDA compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Rex Trueform Group ranks #615 out of 905 companies for Debt-to-EBITDA. This places Rex Trueform Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.39. Rex Trueform Group's value of 3.73 is 56.1% above this benchmark. While the company's 10-year median is 1.76 vs. the industry median of 2.39, Rex Trueform Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.39, based on 905 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rex Trueform Group's current Debt-to-EBITDA of 3.73 is 56.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rex Trueform Group. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rex Trueform Group's current Debt-to-EBITDA is 3.73, which is 112% above median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rex Trueform Group stock overvalued right now?
Based on GuruFocus' analysis, Rex Trueform Group (JSE:RTO) is currently considered Fairly Valued. The stock's GF Value™ is R10.68, compared to a current price of R11.00 — trading 3% above its estimated fair value. The current Debt-to-EBITDA is 3.73, which is 112% above median its 10-year median of 1.76 and 56.1% above the Retail - Cyclical industry median of 2.39. Rex Trueform Group's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Rex Trueform Group (JSE:RTO), the current Debt-to-EBITDA is 3.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rex Trueform Group (JSE:RTO) Overvalued in 2026?

Based on GuruFocus' analysis, Rex Trueform Group stock appears to be overvalued. The current stock price of R11.00 is trading 3% above its estimated GF Value™ of R10.68. GuruFocus considers Rex Trueform Group to be Fairly Valued.

Key valuation signals for JSE:RTO:

  • Debt-to-EBITDA: 3.73 (112% above median its 10-year median of 1.76)
  • GF Value™: R10.68 vs. price of R11.00 (3% above fair value)
  • GF Score™: 59/100 with 8 warning signs
  • Industry Position: 56.1% above the Retail - Cyclical median (#615 of 905)

No single metric tells the full story. See the JSE:RTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rex Trueform Group Business Description

Other Exchanges RTN:South Africa
Address 11 Byrnes Avenue, Ground Floor - Office 2, The Queen, Wynberg, Cape Town, WC, ZAF, 7800
Rex Trueform Group Ltd is a holding company. It is organized into four segments: Retail segment which comprises of the retailing of fashion apparel through Queenspark stores in South Africa. Property segment comprising of the group's property portfolio based in Cape Town, which includes both investment and owner occupied properties. Media and broadcasting segment engaged in the provision of media and satellite equipment and services through Telemedia. Water infrastructure segment comprises of an indirect investment made in a private water and wastewater utility group. The technology segment comprises of the group's investment in Byte Orbit that designs, builds, and launches digital innovation products through a full product lifecycle approach.
59GF Score

Get the complete analysis for JSE:RTO

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R11.00
Price
R10.68
GF Value