Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Engro FertilizersKAR:EFERT -1.72%83 Debt-to-EBITDA is 2.33 as of Mar. 2026, which is 153% above its 10-year median of 0.92. GuruFocus rates KAR:EFERT with a GF Score™ of 83/100 and a GF Value™ of ₨197.87 (Fairly Valued). The stock has 7 warning signs investors should review. Among 204 Agriculture companies, Engro Fertilizers ranks better than 64.71% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Engro Fertilizers's Debt-to-EBITDA or its related term are showing as below:
KAR:EFERT'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.12 Med: 0.92 Max: 1.67
Current: 1.46
During the past 13 years, the highest Debt-to-EBITDA Ratio of Engro Fertilizers was 1.67. The lowest was 0.12. And the median was 0.92.
KAR:EFERT's Debt-to-EBITDA is ranked better than 64.71% of 204
companies
in the Agriculture industry
Industry Median: 2.07
vs KAR:EFERT: 1.46
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Engro Fertilizers Debt-to-EBITDA Related Terms
Engro Fertilizers Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Engro Fertilizers's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:EFERT vs CTVA, CF, MOS: Debt-to-EBITDA Comparison
For the Agricultural Inputs subindustry, Engro Fertilizers's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Engro Fertilizers Debt-to-EBITDA vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, Engro Fertilizers's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Engro Fertilizers's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Engro Fertilizers (KAR:EFERT) has a Debt-to-EBITDA of 2.33 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Engro Fertilizers. This is 153% above median its historical median of 0.92. Over the past decade, Engro Fertilizers' Debt-to-EBITDA has ranged from 0.12 to 1.67. According to the industry distribution chart, Engro Fertilizers ranks #72 out of 204 companies in the Agriculture industry, placing it in the top 35.3%.
Is Engro Fertilizers' Debt-to-EBITDA too high?
Engro Fertilizers' current Debt-to-EBITDA of 2.33 is 153% above median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 1.67. The Agriculture industry median Debt-to-EBITDA is 2.07. Engro Fertilizers' value of 2.33 is 12.6% above this industry median. Based on the distribution chart, Engro Fertilizers ranks #72 out of 204 companies in the Agriculture industry, which is above the industry midpoint. Overall, Engro Fertilizers has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Engro Fertilizers' Debt-to-EBITDA compare to CTVA and CF?
According to the Agriculture industry distribution chart, Engro Fertilizers ranks #72 out of 204 companies for Debt-to-EBITDA. This puts Engro Fertilizers in the upper half of its industry. The industry median Debt-to-EBITDA is 2.07. Engro Fertilizers' value of 2.33 is 12.6% above this benchmark. Historically, Engro Fertilizers' own Debt-to-EBITDA has ranged from 0.12 to 1.67 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 2.07, Engro Fertilizers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Agriculture company?
The median Debt-to-EBITDA among Agriculture companies is 2.07, based on 204 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Engro Fertilizers's current Debt-to-EBITDA of 2.33 is 12.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Engro Fertilizers. For the Agriculture industry, the median Debt-to-EBITDA is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Engro Fertilizers's current Debt-to-EBITDA is 2.33, which is 153% above median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Engro Fertilizers stock overvalued right now?
Based on GuruFocus' analysis, Engro Fertilizers (KAR:EFERT) is currently considered Fairly Valued. The stock's GF Value™ is ₨197.87, compared to a current price of ₨187.08 — trading 5.5% below its estimated fair value. The current Debt-to-EBITDA is 2.33, which is 153% above median its 10-year median of 0.92 and 12.6% above the Agriculture industry median of 2.07. Engro Fertilizers' overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Engro Fertilizers (KAR:EFERT), the current Debt-to-EBITDA is 2.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Engro Fertilizers (KAR:EFERT) Overvalued in 2026?
Based on GuruFocus' analysis, Engro Fertilizers stock appears to be undervalued.
The current stock price of ₨187.08 is trading 5.5% below its estimated GF Value™ of ₨197.87.
GuruFocus considers Engro Fertilizers to be Fairly Valued.
Key valuation signals for KAR:EFERT:
Debt-to-EBITDA: 2.33 (153% above median its 10-year median of 0.92)
GF Value™: ₨197.87 vs. price of ₨187.08 (5.5% below fair value)
Industry Position: 12.6% above the Agriculture median (#72 of 204)
No single metric tells the full story. See the KAR:EFERT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Engro Fertilizers Ltd is a Pakistan-based company mainly involved in the manufacturing, purchasing, and marketing of fertilizers, seeds, and pesticides and providing logistics services. It segments include: Straight Fertilizers (Engro Urea, Phosphatic Fertilizers); Specialty Fertilizer (Engro Zabardast Urea, Zarkhez grades), and Agri services including site specific recommendations. The company offers different ranges of products under brand names such as Engro Urea, Engro DAP, Engro TSP, Engro Zorawar, Engro Zarkhez, Engro Zarkhez Plus, and Engro Zarkhez Khaas.
83GF Score
Get the complete analysis for KAR:EFERT
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:EFERT has been successfully added to your 
