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Fatima Fertilizer CoKAR:FATIMA -0.18%91 Debt-to-EBITDA is 1.02 as of Mar. 2026, which is 16% above its 10-year median of 0.88. GuruFocus rates KAR:FATIMA with a GF Score™ of 91/100 and a GF Value™ of ₨73.96 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 202 Agriculture companies, Fatima Fertilizer Co ranks better than 80.2% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Fatima Fertilizer Co's Debt-to-EBITDA or its related term are showing as below:
KAR:FATIMA'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.17 Med: 0.88 Max: 2.48
Current: 0.53
During the past 13 years, the highest Debt-to-EBITDA Ratio of Fatima Fertilizer Co was 2.48. The lowest was 0.17. And the median was 0.88.
KAR:FATIMA's Debt-to-EBITDA is ranked better than 80.2% of 202
companies
in the Agriculture industry
Industry Median: 2.015
vs KAR:FATIMA: 0.53
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Fatima Fertilizer Co Debt-to-EBITDA Related Terms
Fatima Fertilizer Co Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Fatima Fertilizer Co's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:FATIMA vs CTVA, CF, MOS: Debt-to-EBITDA Comparison
For the Agricultural Inputs subindustry, Fatima Fertilizer Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fatima Fertilizer Co Debt-to-EBITDA vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, Fatima Fertilizer Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Fatima Fertilizer Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Fatima Fertilizer Co (KAR:FATIMA) has a Debt-to-EBITDA of 1.02 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fatima Fertilizer Co. This is 16% above median its historical median of 0.88. Over the past decade, Fatima Fertilizer Co's Debt-to-EBITDA has ranged from 0.17 to 2.48. According to the industry distribution chart, Fatima Fertilizer Co ranks #40 out of 202 companies in the Agriculture industry, placing it in the top 19.8%.
Is Fatima Fertilizer Co's Debt-to-EBITDA too high?
Fatima Fertilizer Co's current Debt-to-EBITDA of 1.02 is 16% above median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 2.48. The Agriculture industry median Debt-to-EBITDA is 2.02. Fatima Fertilizer Co's value of 1.02 is 49.4% below this industry median. Based on the distribution chart, Fatima Fertilizer Co ranks #40 out of 202 companies in the Agriculture industry, which is in the top quartile — a strong position relative to peers. Overall, Fatima Fertilizer Co has a GF Score™ of 91/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fatima Fertilizer Co's Debt-to-EBITDA compare to CTVA and CF?
According to the Agriculture industry distribution chart, Fatima Fertilizer Co ranks #40 out of 202 companies for Debt-to-EBITDA. This places Fatima Fertilizer Co in the top 20% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.02. Fatima Fertilizer Co's value of 1.02 is 49.4% below this benchmark. Historically, Fatima Fertilizer Co's own Debt-to-EBITDA has ranged from 0.17 to 2.48 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 2.02, Fatima Fertilizer Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Agriculture company?
The median Debt-to-EBITDA among Agriculture companies is 2.02, based on 202 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fatima Fertilizer Co's current Debt-to-EBITDA of 1.02 is 49.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Fatima Fertilizer Co. For the Agriculture industry, the median Debt-to-EBITDA is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fatima Fertilizer Co's current Debt-to-EBITDA is 1.02, which is 16% above median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fatima Fertilizer Co stock overvalued right now?
Based on GuruFocus' analysis, Fatima Fertilizer Co (KAR:FATIMA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨73.96, compared to a current price of ₨164.89 — trading 122.9% above its estimated fair value. The current Debt-to-EBITDA is 1.02, which is 16% above median its 10-year median of 0.88 and 49.4% below the Agriculture industry median of 2.02. Fatima Fertilizer Co's overall GF Score™ is 91/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Fatima Fertilizer Co (KAR:FATIMA), the current Debt-to-EBITDA is 1.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fatima Fertilizer Co (KAR:FATIMA) Overvalued in 2026?
Based on GuruFocus' analysis, Fatima Fertilizer Co stock appears to be overvalued.
The current stock price of ₨164.89 is trading 122.9% above its estimated GF Value™ of ₨73.96.
GuruFocus considers Fatima Fertilizer Co to be Significantly Overvalued.
Key valuation signals for KAR:FATIMA:
Debt-to-EBITDA: 1.02 (16% above median its 10-year median of 0.88)
GF Value™: ₨73.96 vs. price of ₨164.89 (122.9% above fair value)
Industry Position: 49.4% below the Agriculture median (#40 of 202)
No single metric tells the full story. See the KAR:FATIMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fatima Fertilizer Co Ltd is a holding company and through its subsidiaries involves in the activity of manufacturing, producing, buying, selling, importing, and exporting fertilizers and chemicals, cement and polypropylene sacks, cloth, liner & cement bags. Its primary product offering includes urea, calcium ammonium nitrate (CAN), and nitro phosphate(NP). It also produces two intermediary products which are ammonia and nitric acid.
91GF Score
Get the complete analysis for KAR:FATIMA
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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