Fatima Fertilizer CoKAR:FATIMA -2.53%83 Interest Coverage is 6.02 as of Mar. 2026, which is 40% below its 10-year median of 10.10. GuruFocus rates KAR:FATIMA with a GF Score™ of 83/100 and a GF Value™ of ₨73.36 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 199 Agriculture companies, Fatima Fertilizer Co ranks better than 54.27% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Fatima Fertilizer Co's
Operating Income
for the
three
months ended in Mar. 2026 was ₨7,218 Mil. Fatima Fertilizer Co's Interest Expense for the
three
months ended in Mar. 2026 was ₨-1,200 Mil.
Fatima Fertilizer Co's interest coverage for the quarter that ended in Mar. 2026 was 6.02.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Fatima Fertilizer Co's Interest Coverage or its related term are showing as below:
KAR:FATIMA'
s Interest Coverage Range Over the Past 10 Years
Min: 5.9 Med: 10.1 Max: 17.97
Current: 8.79
KAR:FATIMA's Interest Coverage is ranked better than 54.27% of 199
companies
in the Agriculture industry
Industry Median: 7.3
vs KAR:FATIMA: 8.79
Fatima Fertilizer Co (KAR:FATIMA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Fatima Fertilizer Co Interest Coverage Related Terms
Fatima Fertilizer Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Fatima Fertilizer Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
KAR:FATIMA vs CTVA, CF, MOS: Interest Coverage Comparison
For the Agricultural Inputs subindustry, Fatima Fertilizer Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fatima Fertilizer Co Interest Coverage vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, Fatima Fertilizer Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Fatima Fertilizer Co's Interest Coverage falls into.
Fatima Fertilizer Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fatima Fertilizer Co (KAR:FATIMA) has a Interest Coverage of 6.02 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fatima Fertilizer Co and its competitors. This is 40% below median its historical median of 10.10. Over the past decade, Fatima Fertilizer Co's Interest Coverage has ranged from 5.90 to 17.97. According to the industry distribution chart, Fatima Fertilizer Co ranks #91 out of 199 companies in the Agriculture industry, placing it in the top 45.7%.
Is Fatima Fertilizer Co's Interest Coverage too high?
Fatima Fertilizer Co's current Interest Coverage of 6.02 is 40% below median its 10-year median of 10.10. Over the past 10 years, this metric has ranged from a low of 5.90 to a high of 17.97. The Agriculture industry median Interest Coverage is 7.30. Fatima Fertilizer Co's value of 6.02 is 17.5% below this industry median. Based on the distribution chart, Fatima Fertilizer Co ranks #91 out of 199 companies in the Agriculture industry, which is above the industry midpoint. Overall, Fatima Fertilizer Co has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fatima Fertilizer Co's Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, Fatima Fertilizer Co ranks #91 out of 199 companies for Interest Coverage. This puts Fatima Fertilizer Co in the upper half of its industry. The industry median Interest Coverage is 7.30. Fatima Fertilizer Co's value of 6.02 is 17.5% below this benchmark. Historically, Fatima Fertilizer Co's own Interest Coverage has ranged from 5.90 to 17.97 over the past decade. While the company's 10-year median is 10.10 vs. the industry median of 7.30, Fatima Fertilizer Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.30, based on 199 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fatima Fertilizer Co's current Interest Coverage of 6.02 is 17.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fatima Fertilizer Co and its competitors. For the Agriculture industry, the median Interest Coverage is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fatima Fertilizer Co's current Interest Coverage is 6.02, which is 40% below median its own 10-year median of 10.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fatima Fertilizer Co stock overvalued right now?
Based on GuruFocus' analysis, Fatima Fertilizer Co (KAR:FATIMA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨73.36, compared to a current price of ₨161.12 — trading 119.6% above its estimated fair value. The current Interest Coverage is 6.02, which is 40% below median its 10-year median of 10.10 and 17.5% below the Agriculture industry median of 7.30. Fatima Fertilizer Co's overall GF Score™ is 83/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fatima Fertilizer Co (KAR:FATIMA), the current Interest Coverage is 6.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fatima Fertilizer Co (KAR:FATIMA) Overvalued in 2026?
Based on GuruFocus' analysis, Fatima Fertilizer Co stock appears to be overvalued.
The current stock price of ₨161.12 is trading 119.6% above its estimated GF Value™ of ₨73.36.
GuruFocus considers Fatima Fertilizer Co to be Significantly Overvalued.
Key valuation signals for KAR:FATIMA:
Interest Coverage: 6.02 (40% below median its 10-year median of 10.10)
GF Value™: ₨73.36 vs. price of ₨161.12 (119.6% above fair value)
Industry Position: 17.5% below the Agriculture median (#91 of 199)
No single metric tells the full story. See the KAR:FATIMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fatima Fertilizer Co Ltd is a holding company and through its subsidiaries involves in the activity of manufacturing, producing, buying, selling, importing, and exporting fertilizers and chemicals, cement and polypropylene sacks, cloth, liner & cement bags. Its primary product offering includes urea, calcium ammonium nitrate (CAN), and nitro phosphate(NP). It also produces two intermediary products which are ammonia and nitric acid.
83GF Score
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