Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Hi-Tech LubricantsKAR:HTL -2.25%78 Debt-to-EBITDA is 1.31 as of Mar. 2026, which is 37% below its 10-year median of 2.09. GuruFocus rates KAR:HTL with a GF Score™ of 78/100 and a GF Value™ of ₨70.75 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 705 Oil & Gas companies, Hi-Tech Lubricants ranks better than 56.45% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Hi-Tech Lubricants's Debt-to-EBITDA or its related term are showing as below:
KAR:HTL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.79 Med: 2.09 Max: 4.61
Current: 1.71
During the past 11 years, the highest Debt-to-EBITDA Ratio of Hi-Tech Lubricants was 4.61. The lowest was 0.79. And the median was 2.09.
KAR:HTL's Debt-to-EBITDA is ranked better than 56.45% of 705
companies
in the Oil & Gas industry
Industry Median: 2.01
vs KAR:HTL: 1.71
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Hi-Tech Lubricants Debt-to-EBITDA Related Terms
Hi-Tech Lubricants Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Hi-Tech Lubricants's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:HTL vs VLO, MPC, PSX: Debt-to-EBITDA Comparison
For the Oil & Gas Refining & Marketing subindustry, Hi-Tech Lubricants's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hi-Tech Lubricants Debt-to-EBITDA vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, Hi-Tech Lubricants's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Hi-Tech Lubricants's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Hi-Tech Lubricants (KAR:HTL) has a Debt-to-EBITDA of 1.31 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hi-Tech Lubricants. This is 37% below median its historical median of 2.09. Over the past decade, Hi-Tech Lubricants' Debt-to-EBITDA has ranged from 0.79 to 4.61. According to the industry distribution chart, Hi-Tech Lubricants ranks #307 out of 705 companies in the Oil & Gas industry, placing it in the top 43.5%.
Is Hi-Tech Lubricants' Debt-to-EBITDA too high?
Hi-Tech Lubricants' current Debt-to-EBITDA of 1.31 is 37% below median its 10-year median of 2.09. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 4.61. The Oil & Gas industry median Debt-to-EBITDA is 2.01. Hi-Tech Lubricants' value of 1.31 is 34.8% below this industry median. Based on the distribution chart, Hi-Tech Lubricants ranks #307 out of 705 companies in the Oil & Gas industry, which is above the industry midpoint. Overall, Hi-Tech Lubricants has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hi-Tech Lubricants' Debt-to-EBITDA compare to VLO and MPC?
According to the Oil & Gas industry distribution chart, Hi-Tech Lubricants ranks #307 out of 705 companies for Debt-to-EBITDA. This puts Hi-Tech Lubricants in the upper half of its industry. The industry median Debt-to-EBITDA is 2.01. Hi-Tech Lubricants' value of 1.31 is 34.8% below this benchmark. Historically, Hi-Tech Lubricants' own Debt-to-EBITDA has ranged from 0.79 to 4.61 over the past decade. While the company's 10-year median is 2.09 vs. the industry median of 2.01, Hi-Tech Lubricants has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Oil & Gas company?
The median Debt-to-EBITDA among Oil & Gas companies is 2.01, based on 705 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hi-Tech Lubricants's current Debt-to-EBITDA of 1.31 is 34.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hi-Tech Lubricants. For the Oil & Gas industry, the median Debt-to-EBITDA is 2.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hi-Tech Lubricants's current Debt-to-EBITDA is 1.31, which is 37% below median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hi-Tech Lubricants stock overvalued right now?
Based on GuruFocus' analysis, Hi-Tech Lubricants (KAR:HTL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₨70.75, compared to a current price of ₨40.01 — trading 43.4% below its estimated fair value. The current Debt-to-EBITDA is 1.31, which is 37% below median its 10-year median of 2.09 and 34.8% below the Oil & Gas industry median of 2.01. Hi-Tech Lubricants' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Hi-Tech Lubricants (KAR:HTL), the current Debt-to-EBITDA is 1.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hi-Tech Lubricants (KAR:HTL) Overvalued in 2026?
Based on GuruFocus' analysis, Hi-Tech Lubricants stock appears to be undervalued.
The current stock price of ₨40.01 is trading 43.4% below its estimated GF Value™ of ₨70.75.
GuruFocus considers Hi-Tech Lubricants to be Significantly Undervalued.
Key valuation signals for KAR:HTL:
Debt-to-EBITDA: 1.31 (37% below median its 10-year median of 2.09)
GF Value™: ₨70.75 vs. price of ₨40.01 (43.4% below fair value)
Industry Position: 34.8% below the Oil & Gas median (#307 of 705)
No single metric tells the full story. See the KAR:HTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hi-Tech Lubricants Ltd is a company whose principal activity is to procure and distribute lubricants and petroleum products. It serves Automotive, Industrial and Marine sectors. It has three reportable segments being Lubricants, polymer and Petroleum products. The company generates the majority of its revenue from petroleum products.
78GF Score
Get the complete analysis for KAR:HTL
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:HTL has been successfully added to your 
