Hi-Tech LubricantsKAR:HTL -3.43%78 Interest Coverage is 3.38 as of Mar. 2026, which is 22% below its 10-year median of 4.31. GuruFocus rates KAR:HTL with a GF Score™ of 78/100 and a GF Value™ of ₨70.60 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 730 Oil & Gas companies, Hi-Tech Lubricants ranks worse than 66.71% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Hi-Tech Lubricants's
Operating Income
for the
three
months ended in Mar. 2026 was ₨413 Mil. Hi-Tech Lubricants's Interest Expense for the
three
months ended in Mar. 2026 was ₨-122 Mil.
Hi-Tech Lubricants's interest coverage for the quarter that ended in Mar. 2026 was 3.38.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Hi-Tech Lubricants's Interest Coverage or its related term are showing as below:
KAR:HTL'
s Interest Coverage Range Over the Past 10 Years
Min: 0.41 Med: 4.31 Max: 52.89
Current: 3.12
KAR:HTL's Interest Coverage is ranked worse than 66.71% of 730
companies
in the Oil & Gas industry
Industry Median: 5.89
vs KAR:HTL: 3.12
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Hi-Tech Lubricants Interest Coverage Related Terms
Hi-Tech Lubricants Interest Coverage Historical Data
* Premium members only.
The historical data trend for Hi-Tech Lubricants's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
KAR:HTL vs VLO, MPC, PSX: Interest Coverage Comparison
For the Oil & Gas Refining & Marketing subindustry, Hi-Tech Lubricants's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hi-Tech Lubricants Interest Coverage vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, Hi-Tech Lubricants's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Hi-Tech Lubricants's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hi-Tech Lubricants (KAR:HTL) has a Interest Coverage of 3.38 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hi-Tech Lubricants and its competitors. This is 22% below median its historical median of 4.31. Over the past decade, Hi-Tech Lubricants' Interest Coverage has ranged from 0.41 to 52.89. According to the industry distribution chart, Hi-Tech Lubricants ranks #487 out of 730 companies in the Oil & Gas industry, placing it in the top 66.7%.
Is Hi-Tech Lubricants' Interest Coverage too high?
Hi-Tech Lubricants' current Interest Coverage of 3.38 is 22% below median its 10-year median of 4.31. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 52.89. The Oil & Gas industry median Interest Coverage is 5.89. Hi-Tech Lubricants' value of 3.38 is 42.6% below this industry median. Based on the distribution chart, Hi-Tech Lubricants ranks #487 out of 730 companies in the Oil & Gas industry, which is below the industry midpoint. Overall, Hi-Tech Lubricants has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hi-Tech Lubricants' Interest Coverage compare to VLO and MPC?
According to the Oil & Gas industry distribution chart, Hi-Tech Lubricants ranks #487 out of 730 companies for Interest Coverage. This places Hi-Tech Lubricants in the lower half of its industry. The industry median Interest Coverage is 5.89. Hi-Tech Lubricants' value of 3.38 is 42.6% below this benchmark. Historically, Hi-Tech Lubricants' own Interest Coverage has ranged from 0.41 to 52.89 over the past decade. While the company's 10-year median is 4.31 vs. the industry median of 5.89, Hi-Tech Lubricants has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Oil & Gas company?
The median Interest Coverage among Oil & Gas companies is 5.89, based on 730 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hi-Tech Lubricants's current Interest Coverage of 3.38 is 42.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hi-Tech Lubricants and its competitors. For the Oil & Gas industry, the median Interest Coverage is 5.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hi-Tech Lubricants's current Interest Coverage is 3.38, which is 22% below median its own 10-year median of 4.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hi-Tech Lubricants stock overvalued right now?
Based on GuruFocus' analysis, Hi-Tech Lubricants (KAR:HTL) is currently considered Significantly Undervalued. The stock's GF Value™ is ₨70.60, compared to a current price of ₨45.92 — trading 35% below its estimated fair value. The current Interest Coverage is 3.38, which is 22% below median its 10-year median of 4.31 and 42.6% below the Oil & Gas industry median of 5.89. Hi-Tech Lubricants' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hi-Tech Lubricants (KAR:HTL), the current Interest Coverage is 3.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hi-Tech Lubricants (KAR:HTL) Overvalued in 2026?
Based on GuruFocus' analysis, Hi-Tech Lubricants stock appears to be undervalued.
The current stock price of ₨45.92 is trading 35% below its estimated GF Value™ of ₨70.60.
GuruFocus considers Hi-Tech Lubricants to be Significantly Undervalued.
Key valuation signals for KAR:HTL:
Interest Coverage: 3.38 (22% below median its 10-year median of 4.31)
GF Value™: ₨70.60 vs. price of ₨45.92 (35% below fair value)
Industry Position: 42.6% below the Oil & Gas median (#487 of 730)
No single metric tells the full story. See the KAR:HTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hi-Tech Lubricants Ltd is a company whose principal activity is to procure and distribute lubricants and petroleum products. It serves Automotive, Industrial and Marine sectors. It has three reportable segments being Lubricants, polymer and Petroleum products. The company generates the majority of its revenue from petroleum products.
78GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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