Pakistan Services (KAR:PSEL) Debt-to-EBITDA : 2.24 (As of Mar. 2025)

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KAR:PSEL Pakistan Services Ltd KAR:PSEL
58 GF Score
Price ₨934.94
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What is Pakistan Services Debt-to-EBITDA?

Pakistan Services KAR:PSEL +2.79% 58 Debt-to-EBITDA is 2.24 as of Mar. 2025. GuruFocus rates KAR:PSEL with a GF Score™ of 58/100.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pakistan Services's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was ₨10,561 Mil. Pakistan Services's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was ₨697 Mil. Pakistan Services's annualized EBITDA for the quarter that ended in Mar. 2025 was ₨5,018 Mil. Pakistan Services's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2025 was 2.24.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Pakistan Services's Debt-to-EBITDA or its related term are showing as below:

KAR:PSEL's Debt-to-EBITDA is not ranked *
in the Travel & Leisure industry.
Industry Median: 2.405
* Ranked among companies with meaningful Debt-to-EBITDA only.

Pakistan Services  (KAR:PSEL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Pakistan Services Debt-to-EBITDA Related Terms


Pakistan Services Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Pakistan Services's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pakistan Services Debt-to-EBITDA Chart

Pakistan Services Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.31 10.85 8.63 10.83 3.22

Pakistan Services Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.62 -7.66 2.84 1.90 2.24

KAR:PSEL vs MAR, HLT, HTHT: Debt-to-EBITDA Comparison

For the Lodging subindustry, Pakistan Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pakistan Services Debt-to-EBITDA vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Pakistan Services's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pakistan Services's Debt-to-EBITDA falls into.


KAR:PSEL
58GF Score
Pakistan Services Ltd KAR:PSEL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Pakistan Services Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pakistan Services's Debt-to-EBITDA for the fiscal year that ended in Jun. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10455.829 + 815.264) / 3496.34
=3.22

Pakistan Services's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10561.204 + 697.181) / 5017.976
=2.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.24 mean?
Pakistan Services (KAR:PSEL) has a Debt-to-EBITDA of 2.24 as of Mar. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pakistan Services.
Is Pakistan Services' Debt-to-EBITDA too high?
Pakistan Services' current Debt-to-EBITDA is 2.24. The Travel & Leisure industry median Debt-to-EBITDA is 2.41. Pakistan Services' value of 2.24 is 6.9% below this industry median. Overall, Pakistan Services has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Pakistan Services' Debt-to-EBITDA compare to MAR and HLT?
Pakistan Services' Debt-to-EBITDA of 2.24 can be compared against companies in the Travel & Leisure industry. The industry median Debt-to-EBITDA is 2.41. Pakistan Services' value of 2.24 is 6.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.41, based on 654 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pakistan Services's current Debt-to-EBITDA of 2.24 is 6.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pakistan Services. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pakistan Services's current Debt-to-EBITDA is 2.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pakistan Services stock overvalued right now?
Pakistan Services (KAR:PSEL) has a current Debt-to-EBITDA of 2.24. The current Debt-to-EBITDA is 2.24 and 6.9% below the Travel & Leisure industry median of 2.41. Pakistan Services' overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pakistan Services (KAR:PSEL), the current Debt-to-EBITDA is 2.24 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pakistan Services Business Description

Address NESPAK House, 1st Floor, Sector G-5/2, Islamabad, PAK
Pakistan Services Ltd is a Pakistan-based company principally engaged in the hotel business and owns and operates the chain of Pearl Continental Hotels in Pakistan. The company owns and manages the chain of Pearl Continental Hotels in Karachi, Lahore, Rawalpindi, Bhurban, Peshawar, and Muzaffarabad Azad Jammu and Kashmir. The company also grants a franchisee to use its trademark and name Pearl Continental. It generates revenue from room rentals, food and beverage sales, franchise and management fee, shop license fees and others.
58GF Score

Get the complete analysis for KAR:PSEL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨934.94
Price