LOTBY (Lotus Bakeries NV) Debt-to-EBITDA : 1.12 (As of Dec. 2025) — 22% Below Median

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LOTBY Lotus Bakeries NV LOTBY
97 GF Score
Price $127.39
GF Value $124.19
Valuation Fairly Valued
! 5 Warning Signs
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What is Lotus Bakeries NV Debt-to-EBITDA?

Lotus Bakeries NV LOTBY 97 Debt-to-EBITDA is 1.12 as of Dec. 2025, which is 22% below its 10-year median of 1.44. GuruFocus rates LOTBY with a GF Score™ of 97/100 and a GF Value™ of $124.19 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,550 Consumer Packaged Goods companies, Lotus Bakeries NV ranks better than 63.94% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Lotus Bakeries NV's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $73 Mil. Lotus Bakeries NV's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $293 Mil. Lotus Bakeries NV's annualized EBITDA for the quarter that ended in Dec. 2025 was $326 Mil. Lotus Bakeries NV's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 1.12.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Lotus Bakeries NV's Debt-to-EBITDA or its related term are showing as below:

LOTBY' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.16   Med: 1.44   Max: 1.65
Current: 1.16

During the past 13 years, the highest Debt-to-EBITDA Ratio of Lotus Bakeries NV was 1.65. The lowest was 1.16. And the median was 1.44.

LOTBY's Debt-to-EBITDA is ranked better than
63.94% of 1550 companies
in the Consumer Packaged Goods industry
Industry Median: 2.075 vs LOTBY: 1.16

Lotus Bakeries NV  (OTCPK:LOTBY) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Lotus Bakeries NV Debt-to-EBITDA Related Terms


Lotus Bakeries NV Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Lotus Bakeries NV's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lotus Bakeries NV Debt-to-EBITDA Chart

Lotus Bakeries NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.65 1.64 1.42 1.17 1.16

Lotus Bakeries NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.23 1.13 1.09 1.12

LOTBY vs KHC, GIS, HRL: Debt-to-EBITDA Comparison

For the Packaged Foods subindustry, Lotus Bakeries NV's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lotus Bakeries NV Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Lotus Bakeries NV's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Lotus Bakeries NV's Debt-to-EBITDA falls into.


LOTBY
97GF Score
Lotus Bakeries NV LOTBY
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Lotus Bakeries NV Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Lotus Bakeries NV's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(73.04 + 292.593) / 314.631
=1.16

Lotus Bakeries NV's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(73.04 + 292.593) / 326.382
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.12 mean?
Lotus Bakeries NV (LOTBY) has a Debt-to-EBITDA of 1.12 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lotus Bakeries NV. This is 22% below median its historical median of 1.44. Over the past decade, Lotus Bakeries NV's Debt-to-EBITDA has ranged from 1.16 to 1.65. According to the industry distribution chart, Lotus Bakeries NV ranks #559 out of 1550 companies in the Consumer Packaged Goods industry, placing it in the top 36.1%.
Is Lotus Bakeries NV's Debt-to-EBITDA too high?
Lotus Bakeries NV's current Debt-to-EBITDA of 1.12 is 22% below median its 10-year median of 1.44. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 1.65. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. Lotus Bakeries NV's value of 1.12 is 46% below this industry median. Based on the distribution chart, Lotus Bakeries NV ranks #559 out of 1550 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Lotus Bakeries NV has a GF Score™ of 97/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lotus Bakeries NV's Debt-to-EBITDA compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Lotus Bakeries NV ranks #559 out of 1550 companies for Debt-to-EBITDA. This puts Lotus Bakeries NV in the upper half of its industry. The industry median Debt-to-EBITDA is 2.08. Lotus Bakeries NV's value of 1.12 is 46% below this benchmark. Historically, Lotus Bakeries NV's own Debt-to-EBITDA has ranged from 1.16 to 1.65 over the past decade. While the company's 10-year median is 1.44 vs. the industry median of 2.08, Lotus Bakeries NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,550 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lotus Bakeries NV's current Debt-to-EBITDA of 1.12 is 46% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lotus Bakeries NV. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lotus Bakeries NV's current Debt-to-EBITDA is 1.12, which is 22% below median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lotus Bakeries NV stock overvalued right now?
Based on GuruFocus' analysis, Lotus Bakeries NV (LOTBY) is currently considered Fairly Valued. The stock's GF Value™ is $124.19, compared to a current price of $127.39 — trading 2.6% above its estimated fair value. The current Debt-to-EBITDA is 1.12, which is 22% below median its 10-year median of 1.44 and 46% below the Consumer Packaged Goods industry median of 2.08. Lotus Bakeries NV's overall GF Score™ is 97/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Lotus Bakeries NV (LOTBY), the current Debt-to-EBITDA is 1.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lotus Bakeries NV (LOTBY) Overvalued in 2026?

Based on GuruFocus' analysis, Lotus Bakeries NV stock appears to be overvalued. The current stock price of $127.39 is trading 2.6% above its estimated GF Value™ of $124.19. GuruFocus considers Lotus Bakeries NV to be Fairly Valued.

Key valuation signals for LOTBY:

  • Debt-to-EBITDA: 1.12 (22% below median its 10-year median of 1.44)
  • GF Value™: $124.19 vs. price of $127.39 (2.6% above fair value)
  • GF Score™: 97/100 with 5 warning signs
  • Industry Position: 46% below the Consumer Packaged Goods median (#559 of 1550)

No single metric tells the full story. See the LOTBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lotus Bakeries NV Business Description

Address Gentstraat 1, Lembeke, BEL, 9971
Lotus Bakeries NV is active in the indulgent and better-for-you snacking segment and is engaged in the manufacture and sale of biscuits, waffles, cakes, and other snack products. The Group offers multiple products, including caramelized biscuits, waffles and galettes, cake specialties, gingerbread, and other biscuits, and distributes its products through retail, catering, and food service channels. Its brands include Biscoff, Nakd, TREK, BEAR, Kiddylicious, Lotus Dinosaurus, Peijnenburg, Snelle Jelle, Annas, and Peter's Yard. Its activities are organised under three strategic pillars, namely Lotus Biscoff, Lotus Natural Foods, and Lotus Local Heroes. The company operates in Continental Europe, which generates maximum revenue, as well as in the UK, the Americas, and the rest of the world.
97GF Score

Get the complete analysis for LOTBY

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$127.39
Price
$124.19
GF Value