LOTBY (Lotus Bakeries NV) Interest Coverage: 459.60 (As of Dec. 2025) — 967% Above Median


LOTBY Lotus Bakeries NV LOTBY
100 GF Score
Price $114.50
GF Value $112.83
! 5 Warning Signs
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What is Lotus Bakeries NV Interest Coverage?

Lotus Bakeries NV LOTBY 100 Interest Coverage is 459.60 as of Dec. 2025, which is 967% above its 10-year median of 43.07. GuruFocus rates LOTBY with a GF Score™ of 100/100 and a GF Value™ of $112.83. The stock has 5 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, Lotus Bakeries NV ranks better than 89.27% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Lotus Bakeries NV's Operating Income for the six months ended in Dec. 2025 was $144 Mil. Lotus Bakeries NV's Interest Expense for the six months ended in Dec. 2025 was $-0 Mil. Lotus Bakeries NV's interest coverage for the quarter that ended in Dec. 2025 was 459.60. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Lotus Bakeries NV's Interest Coverage or its related term are showing as below:

LOTBY' s Interest Coverage Range Over the Past 10 Years
Min: 31.77   Med: 43.07   Max: 240.89
Current: 240.89


LOTBY's Interest Coverage is ranked better than
89.27% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs LOTBY: 240.89

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Lotus Bakeries NV  (OTCPK:LOTBY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Lotus Bakeries NV Interest Coverage Related Terms


Lotus Bakeries NV Interest Coverage Historical Data

* Premium members only.

The historical data trend for Lotus Bakeries NV's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Lotus Bakeries NV Interest Coverage Chart

Lotus Bakeries NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.11 46.28 43.17 46.43 70.68

Lotus Bakeries NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 77.67 133.29 96.93 157.13 459.60

LOTBY vs KHC, GIS, JBS: Interest Coverage Comparison

For the Packaged Foods subindustry, Lotus Bakeries NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lotus Bakeries NV Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Lotus Bakeries NV's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Lotus Bakeries NV's Interest Coverage falls into.


LOTBY
100GF Score
Lotus Bakeries NV LOTBY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Lotus Bakeries NV Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lotus Bakeries NV's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Lotus Bakeries NV's Interest Expense was $-4 Mil. Its Operating Income was $273 Mil. And its Long-Term Debt & Capital Lease Obligation was $293 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*273.052/-3.863
=70.68

Lotus Bakeries NV's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Lotus Bakeries NV's Interest Expense was $-0 Mil. Its Operating Income was $144 Mil. And its Long-Term Debt & Capital Lease Obligation was $293 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*144.314/-0.314
=459.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 459.60 mean?
Lotus Bakeries NV (LOTBY) has a Interest Coverage of 459.60 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lotus Bakeries NV and its competitors. This is 967% above median its historical median of 43.07. Over the past decade, Lotus Bakeries NV's Interest Coverage has ranged from 31.77 to 240.89. According to the industry distribution chart, Lotus Bakeries NV ranks #162 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 10.7%.
Is Lotus Bakeries NV's Interest Coverage too high?
Lotus Bakeries NV's current Interest Coverage of 459.60 is 967% above median its 10-year median of 43.07. Over the past 10 years, this metric has ranged from a low of 31.77 to a high of 240.89. The Consumer Packaged Goods industry median Interest Coverage is 8.64. Lotus Bakeries NV's value of 459.60 is 5219.4% above this industry median. Based on the distribution chart, Lotus Bakeries NV ranks #162 out of 1510 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Lotus Bakeries NV has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Lotus Bakeries NV's Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Lotus Bakeries NV ranks #162 out of 1510 companies for Interest Coverage. This places Lotus Bakeries NV in the top 11% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.64. Lotus Bakeries NV's value of 459.60 is 5219.4% above this benchmark. Historically, Lotus Bakeries NV's own Interest Coverage has ranged from 31.77 to 240.89 over the past decade. While the company's 10-year median is 43.07 vs. the industry median of 8.64, Lotus Bakeries NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lotus Bakeries NV's current Interest Coverage of 459.60 is 5219.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lotus Bakeries NV and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lotus Bakeries NV's current Interest Coverage is 459.60, which is 967% above median its own 10-year median of 43.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lotus Bakeries NV stock overvalued right now?
Lotus Bakeries NV (LOTBY) has a current Interest Coverage of 459.60. The stock's GF Value™ is $112.83, compared to a current price of $114.50 — trading 1.5% above its estimated fair value. The current Interest Coverage is 459.60, which is 967% above median its 10-year median of 43.07 and 5219.4% above the Consumer Packaged Goods industry median of 8.64. Lotus Bakeries NV's overall GF Score™ is 100/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lotus Bakeries NV (LOTBY), the current Interest Coverage is 459.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lotus Bakeries NV (LOTBY) Overvalued in 2026?

Based on GuruFocus' analysis, Lotus Bakeries NV stock appears to be overvalued. The current stock price of $114.50 is trading 1.5% above its estimated GF Value™ of $112.83.

Key valuation signals for LOTBY:

  • Interest Coverage: 459.60 (967% above median its 10-year median of 43.07)
  • GF Value™: $112.83 vs. price of $114.50 (1.5% above fair value)
  • GF Score™: 100/100 with 5 warning signs
  • Industry Position: 5219.4% above the Consumer Packaged Goods median (#162 of 1510)

No single metric tells the full story. See the LOTBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lotus Bakeries NV Business Description

Address Gentstraat 1, Lembeke, BEL, 9971
Lotus Bakeries NV is active in the indulgent and better-for-you snacking segment and is engaged in the manufacture and sale of biscuits, waffles, cakes, and other snack products. The Group offers multiple products, including caramelized biscuits, waffles and galettes, cake specialties, gingerbread, and other biscuits, and distributes its products through retail, catering, and food service channels. Its brands include Biscoff, Nakd, TREK, BEAR, Kiddylicious, Lotus Dinosaurus, Peijnenburg, Snelle Jelle, Annas, and Peter's Yard. Its activities are organised under three strategic pillars, namely Lotus Biscoff, Lotus Natural Foods, and Lotus Local Heroes. The company operates in Continental Europe, which generates maximum revenue, as well as in the UK, the Americas, and the rest of the world.
100GF Score

Get the complete analysis for LOTBY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$114.50
Price
$112.83
GF Value