InvestAcc Group (LSE:INAC) Debt-to-EBITDA : -1.36 (As of Jun. 2025)

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LSE:INAC InvestAcc Group Ltd LSE:INAC
17 GF Score
Price £1.67
! 1 Warning Sign
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What is InvestAcc Group Debt-to-EBITDA?

InvestAcc Group LSE:INAC 17 Debt-to-EBITDA is -1.36 as of Jun. 2025. GuruFocus rates LSE:INAC with a GF Score™ of 17/100. The stock has 1 warning sign investors should review. Among 386 Asset Management companies, InvestAcc Group ranks worse than 259067.1% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

InvestAcc Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2025 was £0.11 Mil. InvestAcc Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2025 was £5.05 Mil. InvestAcc Group's annualized EBITDA for the quarter that ended in Jun. 2025 was £-3.79 Mil. InvestAcc Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2025 was -1.36.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for InvestAcc Group's Debt-to-EBITDA or its related term are showing as below:

LSE:INAC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.79   Med: 0   Max: 0
Current: -1.79

LSE:INAC's Debt-to-EBITDA is ranked worse than
100% of 386 companies
in the Asset Management industry
Industry Median: 1.41 vs LSE:INAC: -1.79

InvestAcc Group  (LSE:INAC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


InvestAcc Group Debt-to-EBITDA Related Terms


InvestAcc Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for InvestAcc Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InvestAcc Group Debt-to-EBITDA Chart

InvestAcc Group Annual Data
Trend Jun21 Jun22 Jun23
Debt-to-EBITDA
N/A 0.00 0.00

InvestAcc Group Semi-Annual Data
Jun21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Debt-to-EBITDA Get a 7-Day Free Trial 0.00 0.00 0.00 -0.24 -1.36

LSE:INAC vs BLK, BX, KKR: Debt-to-EBITDA Comparison

For the Asset Management subindustry, InvestAcc Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InvestAcc Group Debt-to-EBITDA vs Asset Management Industry

For the Asset Management industry and Financial Services sector, InvestAcc Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where InvestAcc Group's Debt-to-EBITDA falls into.


LSE:INAC
17GF Score
InvestAcc Group Ltd LSE:INAC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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InvestAcc Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

InvestAcc Group's Debt-to-EBITDA for the fiscal year that ended in Jun. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / -1.509
=0.00

InvestAcc Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.114 + 5.053) / -3.788
=-1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -1.36 mean?
InvestAcc Group (LSE:INAC) has a Debt-to-EBITDA of -1.36 as of Jun. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on InvestAcc Group. According to the industry distribution chart, InvestAcc Group ranks #999999 out of 386 companies in the Asset Management industry.
Is InvestAcc Group's Debt-to-EBITDA too high?
InvestAcc Group's current Debt-to-EBITDA is -1.36. Based on the distribution chart, InvestAcc Group ranks #999999 out of 386 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, InvestAcc Group has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does InvestAcc Group's Debt-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, InvestAcc Group ranks #999999 out of 386 companies for Debt-to-EBITDA. This places InvestAcc Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.41, based on 386 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on InvestAcc Group. For the Asset Management industry, the median Debt-to-EBITDA is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InvestAcc Group's current Debt-to-EBITDA is -1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InvestAcc Group stock overvalued right now?
InvestAcc Group (LSE:INAC) has a current Debt-to-EBITDA of -1.36. The current Debt-to-EBITDA is -1.36. InvestAcc Group's overall GF Score™ is 17/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For InvestAcc Group (LSE:INAC), the current Debt-to-EBITDA is -1.36 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InvestAcc Group Business Description

Address Solway House Business Park, Kingstown, Carlisle, GBR, CA6 4BY
InvestAcc Group Ltd is engaged in personal pension schemes SIPP and SSAS provider, working with authorized financial advisers throughout the UK. The group operates in two segments : Pension administration and related services; and Wealth management services. It derives maximum revenue from Pension administration and related services. Geographically, it operates only on United Kingdom.
17GF Score

Get the complete analysis for LSE:INAC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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