InvestAcc Group (LSE:INAC) Interest Coverage: 0 (At Loss) (As of Jun. 2025)


LSE:INAC InvestAcc Group Ltd LSE:INAC
17 GF Score
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What is InvestAcc Group Interest Coverage?

InvestAcc Group LSE:INAC 17 Interest Coverage is 0 (At Loss) as of Jun. 2025. GuruFocus rates LSE:INAC with a GF Score™ of 17/100. The stock has 1 warning sign investors should review. Among 475 Asset Management companies, InvestAcc Group ranks worse than 210526.11% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. InvestAcc Group's Operating Income for the six months ended in Jun. 2025 was £-0.76 Mil. InvestAcc Group's Interest Expense for the six months ended in Jun. 2025 was £-0.21 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for InvestAcc Group's Interest Coverage or its related term are showing as below:


LSE:INAC's Interest Coverage is not ranked *
in the Asset Management industry.
Industry Median: 42.97
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


InvestAcc Group  (LSE:INAC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


InvestAcc Group Interest Coverage Related Terms


InvestAcc Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for InvestAcc Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

InvestAcc Group Interest Coverage Chart

InvestAcc Group Annual Data
Trend Jun21 Jun22 Jun23
Interest Coverage
No Debt No Debt No Debt

InvestAcc Group Semi-Annual Data
Jun21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Interest Coverage Get a 7-Day Free Trial No Debt No Debt No Debt 0.00 0.00

LSE:INAC vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, InvestAcc Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InvestAcc Group Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, InvestAcc Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where InvestAcc Group's Interest Coverage falls into.


LSE:INAC
17GF Score
InvestAcc Group Ltd LSE:INAC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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InvestAcc Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

InvestAcc Group's Interest Coverage for the fiscal year that ended in Jun. 2023 is calculated as

Here, for the fiscal year that ended in Jun. 2023, InvestAcc Group's Interest Expense was £0.00 Mil. Its Operating Income was £-1.51 Mil. And its Long-Term Debt & Capital Lease Obligation was £0.00 Mil.

InvestAcc Group had no debt (1).

InvestAcc Group's Interest Coverage for the quarter that ended in Jun. 2025 is calculated as

Here, for the six months ended in Jun. 2025, InvestAcc Group's Interest Expense was £-0.21 Mil. Its Operating Income was £-0.76 Mil. And its Long-Term Debt & Capital Lease Obligation was £5.05 Mil.

InvestAcc Group did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
InvestAcc Group (LSE:INAC) has a Interest Coverage of 0 (At Loss) as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on InvestAcc Group and its competitors. According to the industry distribution chart, InvestAcc Group ranks #999999 out of 475 companies in the Asset Management industry.
Is InvestAcc Group's Interest Coverage too high?
InvestAcc Group's current Interest Coverage is 0 (At Loss). Based on the distribution chart, InvestAcc Group ranks #999999 out of 475 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, InvestAcc Group has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does InvestAcc Group's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, InvestAcc Group ranks #999999 out of 475 companies for Interest Coverage. This places InvestAcc Group in the lower half of its industry. The industry median Interest Coverage is 42.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 42.97, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on InvestAcc Group and its competitors. For the Asset Management industry, the median Interest Coverage is 42.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InvestAcc Group's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InvestAcc Group stock overvalued right now?
InvestAcc Group (LSE:INAC) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). InvestAcc Group's overall GF Score™ is 17/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For InvestAcc Group (LSE:INAC), the current Interest Coverage is 0 (At Loss) as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InvestAcc Group Business Description

Address Solway House Business Park, Kingstown, Carlisle, GBR, CA6 4BY
InvestAcc Group Ltd is engaged in personal pension schemes SIPP and SSAS provider, working with authorized financial advisers throughout the UK. The group operates in two segments : Pension administration and related services; and Wealth management services. It derives maximum revenue from Pension administration and related services. Geographically, it operates only on United Kingdom.
17GF Score

Get the complete analysis for LSE:INAC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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