Lumo Kodit Oyj (LTS:0A0E) Debt-to-EBITDA : (As of Jun. 2026)

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LTS:0A0E Lumo Kodit Oyj LTS:0A0E
63 GF Score
Price €7.41
GF Value €9.85
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Lumo Kodit Oyj Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Lumo Kodit Oyj's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €841.4 Mil. Lumo Kodit Oyj's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €2,984.6 Mil. Lumo Kodit Oyj's annualized EBITDA for the quarter that ended in Jun. 2026 was €471.2 Mil. Lumo Kodit Oyj's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 8.12.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Lumo Kodit Oyj's Debt-to-EBITDA or its related term are showing as below:

LTS:0A0E' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -233.79   Med: 6.64   Max: 23.2
Current: 16.17

During the past 12 years, the highest Debt-to-EBITDA Ratio of Lumo Kodit Oyj was 23.20. The lowest was -233.79. And the median was 6.64.

LTS:0A0E's Debt-to-EBITDA is ranked worse than
85.52% of 1271 companies
in the Real Estate industry
Industry Median: 5.5 vs LTS:0A0E: 16.17

Lumo Kodit Oyj  (LTS:0A0E) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Lumo Kodit Oyj Debt-to-EBITDA Related Terms


Lumo Kodit Oyj Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Lumo Kodit Oyj's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lumo Kodit Oyj Debt-to-EBITDA Chart

Lumo Kodit Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Lumo Kodit Oyj Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

LTS:0A0E vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Lumo Kodit Oyj's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lumo Kodit Oyj Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Lumo Kodit Oyj's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Lumo Kodit Oyj's Debt-to-EBITDA falls into.


LTS:0A0E
63GF Score
Lumo Kodit Oyj LTS:0A0E
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lumo Kodit Oyj Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Lumo Kodit Oyj's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(225.1 + 3166.2) / 151.1
=22.44

Lumo Kodit Oyj's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(841.4 + 2984.6) / 471.2
=8.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Lumo Kodit Oyj (LTS:0A0E) Overvalued in 2026?

Based on GuruFocus' analysis, Lumo Kodit Oyj stock appears to be undervalued. The current stock price of €7.41 is trading 24.8% below its estimated GF Value™ of €9.85. GuruFocus considers Lumo Kodit Oyj to be Modestly Undervalued.

Key valuation signals for LTS:0A0E:

  • Debt-to-EBITDA:
  • GF Value™: €9.85 vs. price of €7.41 (24.8% below fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the LTS:0A0E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lumo Kodit Oyj Business Description

Other Exchanges LUMOh:UKLUMO:Finland
Address Mannerheimintie 168a, P.O. Box 40, Helsinki, FIN, 00300
Lumo Kodit Oyj is a housing investment company that owns and manages residential properties in Finland. Its portfolio is located in various urban areas with access to transport and services. The company focuses on rental housing and incorporates digital and operational solutions to support property management and tenant services.
63GF Score

Get the complete analysis for LTS:0A0E

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.41
Price
€9.85
GF Value