3U Holding AG (LTS:0HCC) Debt-to-EBITDA : 1.46 (As of Mar. 2026) — 34% Below Median

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LTS:0HCC 3U Holding AG LTS:0HCC
59 GF Score
Price €0.93
GF Value €1.06
Valuation Modestly Undervalued
! 5 Warning Signs
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What is 3U Holding AG Debt-to-EBITDA?

3U Holding AG LTS:0HCC 59 Debt-to-EBITDA is 1.46 as of Mar. 2026, which is 34% below its 10-year median of 2.21. GuruFocus rates LTS:0HCC with a GF Score™ of 59/100 and a GF Value™ of €1.06 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,409 Construction companies, 3U Holding AG ranks worse than 70972.25% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

3U Holding AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €0.81 Mil. 3U Holding AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €3.34 Mil. 3U Holding AG's annualized EBITDA for the quarter that ended in Mar. 2026 was €2.83 Mil. 3U Holding AG's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.46.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for 3U Holding AG's Debt-to-EBITDA or its related term are showing as below:

LTS:0HCC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -18.31   Med: 2.21   Max: 7.42
Current: -1.6

During the past 13 years, the highest Debt-to-EBITDA Ratio of 3U Holding AG was 7.42. The lowest was -18.31. And the median was 2.21.

LTS:0HCC's Debt-to-EBITDA is ranked worse than
100% of 1409 companies
in the Construction industry
Industry Median: 2.12 vs LTS:0HCC: -1.60

3U Holding AG  (LTS:0HCC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


3U Holding AG Debt-to-EBITDA Related Terms


3U Holding AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for 3U Holding AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

3U Holding AG Debt-to-EBITDA Chart

3U Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.61 2.00 2.19 4.71 -18.31

3U Holding AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -773.63 12.42 -0.74 -8.47 1.46

LTS:0HCC vs TT, JCI, CARR: Debt-to-EBITDA Comparison

For the Building Products & Equipment subindustry, 3U Holding AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


3U Holding AG Debt-to-EBITDA vs Construction Industry

For the Construction industry and Industrials sector, 3U Holding AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where 3U Holding AG's Debt-to-EBITDA falls into.


LTS:0HCC
59GF Score
3U Holding AG LTS:0HCC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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3U Holding AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

3U Holding AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.863 + 61.63) / -3.413
=-18.31

3U Holding AG's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.806 + 3.338) / 2.832
=1.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.46 mean?
3U Holding AG (LTS:0HCC) has a Debt-to-EBITDA of 1.46 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 3U Holding AG. This is 34% below median its historical median of 2.21. According to the industry distribution chart, 3U Holding AG ranks #999999 out of 1409 companies in the Construction industry.
Is 3U Holding AG's Debt-to-EBITDA too high?
3U Holding AG's current Debt-to-EBITDA of 1.46 is 34% below median its 10-year median of 2.21. The Construction industry median Debt-to-EBITDA is 2.12. 3U Holding AG's value of 1.46 is 31.1% below this industry median. Based on the distribution chart, 3U Holding AG ranks #999999 out of 1409 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, 3U Holding AG has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does 3U Holding AG's Debt-to-EBITDA compare to TT and JCI?
According to the Construction industry distribution chart, 3U Holding AG ranks #999999 out of 1409 companies for Debt-to-EBITDA. This places 3U Holding AG in the lower half of its industry. The industry median Debt-to-EBITDA is 2.12. 3U Holding AG's value of 1.46 is 31.1% below this benchmark. While the company's 10-year median is 2.21 vs. the industry median of 2.12, 3U Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Construction company?
The median Debt-to-EBITDA among Construction companies is 2.12, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 3U Holding AG's current Debt-to-EBITDA of 1.46 is 31.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 3U Holding AG. For the Construction industry, the median Debt-to-EBITDA is 2.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 3U Holding AG's current Debt-to-EBITDA is 1.46, which is 34% below median its own 10-year median of 2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 3U Holding AG stock overvalued right now?
Based on GuruFocus' analysis, 3U Holding AG (LTS:0HCC) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.06, compared to a current price of €0.93 — trading 11.9% below its estimated fair value. The current Debt-to-EBITDA is 1.46, which is 34% below median its 10-year median of 2.21 and 31.1% below the Construction industry median of 2.12. 3U Holding AG's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For 3U Holding AG (LTS:0HCC), the current Debt-to-EBITDA is 1.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 3U Holding AG (LTS:0HCC) Overvalued in 2026?

Based on GuruFocus' analysis, 3U Holding AG stock appears to be undervalued. The current stock price of €0.93 is trading 11.9% below its estimated GF Value™ of €1.06. GuruFocus considers 3U Holding AG to be Modestly Undervalued.

Key valuation signals for LTS:0HCC:

  • Debt-to-EBITDA: 1.46 (34% below median its 10-year median of 2.21)
  • GF Value™: €1.06 vs. price of €0.93 (11.9% below fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 31.1% below the Construction median (#999999 of 1409)

No single metric tells the full story. See the LTS:0HCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


3U Holding AG Business Description

Other Exchanges UUU:Germany
Address Zu den Sandbeeten 1 b, Marburg, HE, DEU, 35043
3U Holding AG is active in the ITC, Renewable Energies, and VHAC sectors. The ITC (Information and Telecommunications Technology) segment involves voice retail, business voice, and data center services and operation as well as the development, distribution, and operation of cloud-based CRM and ERP solutions, and trading of IT licenses. The Renewable Energies segment covers the wind power project development and electricity generation with its own plants using wind and solar energy. The VHAC segment, which is the key revenue driver, involves the installation of components of air conditioning in buildings, the distribution of products from sanitary, heating, and air conditioning systems to wholesalers, craftsmen, and self-builders. The majority of the revenue derives from the SHAC segment.
59GF Score

Get the complete analysis for LTS:0HCC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.93
Price
€1.06
GF Value