3U Holding AG (LTS:0HCC) Effective Interest Rate on Debt %: 6.64% (As of Mar. 2026)

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LTS:0HCC 3U Holding AG LTS:0HCC
71 GF Score
Price €1.06
GF Value €1.11
Valuation Fairly Valued
! 6 Warning Signs
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What is 3U Holding AG Effective Interest Rate on Debt %?

3U Holding AG LTS:0HCC +0.96% 71 Effective Interest Rate on Debt % is 6.64% as of Mar. 2026. GuruFocus rates LTS:0HCC with a GF Score™ of 71/100 and a GF Value™ of €1.11 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. 3U Holding AG's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €2.21 Mil. 3U Holding AG's average total debt for the quarter that ended in Mar. 2026 was €33.32 Mil. Therefore, 3U Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.64%.


3U Holding AG  (LTS:0HCC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


3U Holding AG Effective Interest Rate on Debt % Related Terms


3U Holding AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for 3U Holding AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

3U Holding AG Effective Interest Rate on Debt % Chart

3U Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.78 1.88 3.21 2.85 2.16

3U Holding AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.75 3.89 17.99 2.50 6.64

LTS:0HCC vs TT, JCI, CARR: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, 3U Holding AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


3U Holding AG Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, 3U Holding AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where 3U Holding AG's Effective Interest Rate on Debt % falls into.


LTS:0HCC
71GF Score
3U Holding AG LTS:0HCC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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3U Holding AG Effective Interest Rate on Debt % Calculation

3U Holding AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.921/( (22.934+62.493)/ 2 )
=-1  *  -0.921/42.7135
=2.16 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.312 + 0.622
=22.934

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=61.63 + 0.863
=62.493

3U Holding AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2.212/( (62.493+4.144)/ 2 )
=-1  *  -2.212/33.3185
=6.64 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=61.63 + 0.863
=62.493

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.338 + 0.806
=4.144

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.64% mean?
3U Holding AG (LTS:0HCC) has a Effective Interest Rate on Debt % of 6.64% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 3U Holding AG and its competitors.
Is 3U Holding AG's Effective Interest Rate on Debt % too high?
3U Holding AG's current Effective Interest Rate on Debt % is 6.64%. Overall, 3U Holding AG has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 3U Holding AG's Effective Interest Rate on Debt % compare to TT and JCI?
3U Holding AG's Effective Interest Rate on Debt % of 6.64% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 3U Holding AG and its competitors. 3U Holding AG's current Effective Interest Rate on Debt % is 6.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 3U Holding AG stock overvalued right now?
Based on GuruFocus' analysis, 3U Holding AG (LTS:0HCC) is currently considered Fairly Valued. The stock's GF Value™ is €1.11, compared to a current price of €1.06 — trading 5% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.64%. 3U Holding AG's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For 3U Holding AG (LTS:0HCC), the current Effective Interest Rate on Debt % is 6.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 3U Holding AG (LTS:0HCC) Overvalued in 2026?

Based on GuruFocus' analysis, 3U Holding AG stock appears to be undervalued. The current stock price of €1.06 is trading 5% below its estimated GF Value™ of €1.11. GuruFocus considers 3U Holding AG to be Fairly Valued.

Key valuation signals for LTS:0HCC:

  • Effective Interest Rate on Debt %: 6.64%
  • GF Value™: €1.11 vs. price of €1.06 (5% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the LTS:0HCC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


3U Holding AG Business Description

Other Exchanges UUU:Germany
Address Zu den Sandbeeten 1 b, Marburg, HE, DEU, 35043
3U Holding AG is active in the ITC, Renewable Energies, and VHAC sectors. The ITC (Information and Telecommunications Technology) segment involves voice retail, business voice, and data center services and operation as well as the development, distribution, and operation of cloud-based CRM and ERP solutions, and trading of IT licenses. The Renewable Energies segment covers the wind power project development and electricity generation with its own plants using wind and solar energy. The VHAC segment, which is the key revenue driver, involves the installation of components of air conditioning in buildings, the distribution of products from sanitary, heating, and air conditioning systems to wholesalers, craftsmen, and self-builders. The majority of the revenue derives from the SHAC segment.
71GF Score

Get the complete analysis for LTS:0HCC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.06
Price
€1.11
GF Value