OVB Holding AG (LTS:0NEN) Debt-to-EBITDA : 0.24 (As of Jun. 2026) — 200% Above Median

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LTS:0NEN OVB Holding AG LTS:0NEN
85 GF Score
Price €19.60
GF Value €23.67
! 6 Warning Signs
View Full Analysis

What is OVB Holding AG Debt-to-EBITDA?

OVB Holding AG LTS:0NEN 85 Debt-to-EBITDA is 0.24 as of Jun. 2026, which is 200% above its 10-year median of 0.08. GuruFocus rates LTS:0NEN with a GF Score™ of 85/100 and a GF Value™ of €23.67. The stock has 6 warning signs investors should review. Among 419 Capital Markets companies, OVB Holding AG ranks better than 75.89% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

OVB Holding AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €2.5 Mil. OVB Holding AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €6.2 Mil. OVB Holding AG's annualized EBITDA for the quarter that ended in Jun. 2026 was €36.7 Mil. OVB Holding AG's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.24.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for OVB Holding AG's Debt-to-EBITDA or its related term are showing as below:

LTS:0NEN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0   Med: 0.08   Max: 0.29
Current: 0.29

During the past 13 years, the highest Debt-to-EBITDA Ratio of OVB Holding AG was 0.29. The lowest was 0.00. And the median was 0.08.

LTS:0NEN's Debt-to-EBITDA is ranked better than
75.89% of 419 companies
in the Capital Markets industry
Industry Median: 1.65 vs LTS:0NEN: 0.29

OVB Holding AG  (LTS:0NEN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


OVB Holding AG Debt-to-EBITDA Related Terms


OVB Holding AG Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for OVB Holding AG's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OVB Holding AG Debt-to-EBITDA Chart

OVB Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.07 0.08 0.07 0.09

OVB Holding AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.34 0.07 0.52 0.24

LTS:0NEN vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, OVB Holding AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OVB Holding AG Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, OVB Holding AG's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where OVB Holding AG's Debt-to-EBITDA falls into.


LTS:0NEN
85GF Score
OVB Holding AG LTS:0NEN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OVB Holding AG Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

OVB Holding AG's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.584 + 0) / 27.675
=0.09

OVB Holding AG's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.534 + 6.211) / 36.7
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.24 mean?
OVB Holding AG (LTS:0NEN) has a Debt-to-EBITDA of 0.24 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on OVB Holding AG. This is 200% above median its historical median of 0.08. According to the industry distribution chart, OVB Holding AG ranks #101 out of 419 companies in the Capital Markets industry, placing it in the top 24.1%.
Is OVB Holding AG's Debt-to-EBITDA too high?
OVB Holding AG's current Debt-to-EBITDA of 0.24 is 200% above median its 10-year median of 0.08. The Capital Markets industry median Debt-to-EBITDA is 1.65. OVB Holding AG's value of 0.24 is 85.5% below this industry median. Based on the distribution chart, OVB Holding AG ranks #101 out of 419 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, OVB Holding AG has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does OVB Holding AG's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, OVB Holding AG ranks #101 out of 419 companies for Debt-to-EBITDA. This places OVB Holding AG in the top 24% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.65. OVB Holding AG's value of 0.24 is 85.5% below this benchmark. While the company's 10-year median is 0.08 vs. the industry median of 1.65, OVB Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.65, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OVB Holding AG's current Debt-to-EBITDA of 0.24 is 85.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on OVB Holding AG. For the Capital Markets industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OVB Holding AG's current Debt-to-EBITDA is 0.24, which is 200% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OVB Holding AG stock overvalued right now?
OVB Holding AG (LTS:0NEN) has a current Debt-to-EBITDA of 0.24. The stock's GF Value™ is €23.67, compared to a current price of €19.60 — trading 17.2% below its estimated fair value. The current Debt-to-EBITDA is 0.24, which is 200% above median its 10-year median of 0.08 and 85.5% below the Capital Markets industry median of 1.65. OVB Holding AG's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For OVB Holding AG (LTS:0NEN), the current Debt-to-EBITDA is 0.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OVB Holding AG (LTS:0NEN) Overvalued in 2026?

Based on GuruFocus' analysis, OVB Holding AG stock appears to be undervalued. The current stock price of €19.60 is trading 17.2% below its estimated GF Value™ of €23.67.

Key valuation signals for LTS:0NEN:

  • Debt-to-EBITDA: 0.24 (200% above median its 10-year median of 0.08)
  • GF Value™: €23.67 vs. price of €19.60 (17.2% below fair value)
  • GF Score™: 85/100 with 6 warning signs
  • Industry Position: 85.5% below the Capital Markets median (#101 of 419)

No single metric tells the full story. See the LTS:0NEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OVB Holding AG Business Description

Other Exchanges O4B:Germany
Address Heumarkt 1, Cologne, DEU, 50667
OVB Holding AG business focuses on providing long-term, comprehensive, and customer-oriented financial advice to private households. The Company activities include the management of entities involved in advisory and brokerage services related to capital investments, building society savings contracts, insurance contracts, and real estate of any kind. Its segments include Central and Eastern Europe, which generates maximum revenue, as well as Germany and Southern and Western Europe.
85GF Score

Get the complete analysis for LTS:0NEN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.60
Price
€23.67
GF Value