OVB Holding AG (LTS:0NEN) Interest Coverage: 17.17 (As of Jun. 2026) — 68% Below Median

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LTS:0NEN OVB Holding AG LTS:0NEN
85 GF Score
Price €18.80
GF Value €22.73
Valuation Modestly Undervalued
! 6 Warning Signs
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What is OVB Holding AG Interest Coverage?

OVB Holding AG LTS:0NEN -3.09% 85 Interest Coverage is 17.17 as of Jun. 2026, which is 68% below its 10-year median of 54.23. GuruFocus rates LTS:0NEN with a GF Score™ of 85/100 and a GF Value™ of €22.73 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 434 Capital Markets companies, OVB Holding AG ranks worse than 52.53% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. OVB Holding AG's Operating Income for the three months ended in Jun. 2026 was €3.1 Mil. OVB Holding AG's Interest Expense for the three months ended in Jun. 2026 was €-0.2 Mil. OVB Holding AG's interest coverage for the quarter that ended in Jun. 2026 was 17.17. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for OVB Holding AG's Interest Coverage or its related term are showing as below:

LTS:0NEN' s Interest Coverage Range Over the Past 10 Years
Min: 15.25   Med: 54.23   Max: 259.48
Current: 15.25


LTS:0NEN's Interest Coverage is ranked worse than
52.53% of 434 companies
in the Capital Markets industry
Industry Median: 18.5 vs LTS:0NEN: 15.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


OVB Holding AG  (LTS:0NEN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


OVB Holding AG Interest Coverage Related Terms


OVB Holding AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for OVB Holding AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

OVB Holding AG Interest Coverage Chart

OVB Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 59.26 72.97 45.59 49.19 24.79

OVB Holding AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.38 25.65 42.68 0.00 17.17

LTS:0NEN vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, OVB Holding AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OVB Holding AG Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, OVB Holding AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where OVB Holding AG's Interest Coverage falls into.


LTS:0NEN
85GF Score
OVB Holding AG LTS:0NEN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OVB Holding AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

OVB Holding AG's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, OVB Holding AG's Interest Expense was €-0.4 Mil. Its Operating Income was €9.9 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*9.942/-0.401
=24.79

OVB Holding AG's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, OVB Holding AG's Interest Expense was €-0.2 Mil. Its Operating Income was €3.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €6.2 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*3.057/-0.178
=17.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 17.17 mean?
OVB Holding AG (LTS:0NEN) has a Interest Coverage of 17.17 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OVB Holding AG and its competitors. This is 68% below median its historical median of 54.23. Over the past decade, OVB Holding AG's Interest Coverage has ranged from 15.25 to 259.48. According to the industry distribution chart, OVB Holding AG ranks #228 out of 434 companies in the Capital Markets industry, placing it in the top 52.5%.
Is OVB Holding AG's Interest Coverage too high?
OVB Holding AG's current Interest Coverage of 17.17 is 68% below median its 10-year median of 54.23. Over the past 10 years, this metric has ranged from a low of 15.25 to a high of 259.48. The Capital Markets industry median Interest Coverage is 18.50. OVB Holding AG's value of 17.17 is 7.2% below this industry median. Based on the distribution chart, OVB Holding AG ranks #228 out of 434 companies in the Capital Markets industry, which is below the industry midpoint. Overall, OVB Holding AG has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does OVB Holding AG's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, OVB Holding AG ranks #228 out of 434 companies for Interest Coverage. This places OVB Holding AG in the lower half of its industry. The industry median Interest Coverage is 18.50. OVB Holding AG's value of 17.17 is 7.2% below this benchmark. Historically, OVB Holding AG's own Interest Coverage has ranged from 15.25 to 259.48 over the past decade. While the company's 10-year median is 54.23 vs. the industry median of 18.50, OVB Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 18.50, based on 434 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OVB Holding AG's current Interest Coverage of 17.17 is 7.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OVB Holding AG and its competitors. For the Capital Markets industry, the median Interest Coverage is 18.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OVB Holding AG's current Interest Coverage is 17.17, which is 68% below median its own 10-year median of 54.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OVB Holding AG stock overvalued right now?
Based on GuruFocus' analysis, OVB Holding AG (LTS:0NEN) is currently considered Modestly Undervalued. The stock's GF Value™ is €22.73, compared to a current price of €18.80 — trading 17.3% below its estimated fair value. The current Interest Coverage is 17.17, which is 68% below median its 10-year median of 54.23 and 7.2% below the Capital Markets industry median of 18.50. OVB Holding AG's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For OVB Holding AG (LTS:0NEN), the current Interest Coverage is 17.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OVB Holding AG (LTS:0NEN) Overvalued in 2026?

Based on GuruFocus' analysis, OVB Holding AG stock appears to be undervalued. The current stock price of €18.80 is trading 17.3% below its estimated GF Value™ of €22.73. GuruFocus considers OVB Holding AG to be Modestly Undervalued.

Key valuation signals for LTS:0NEN:

  • Interest Coverage: 17.17 (68% below median its 10-year median of 54.23)
  • GF Value™: €22.73 vs. price of €18.80 (17.3% below fair value)
  • GF Score™: 85/100 with 6 warning signs
  • Industry Position: 7.2% below the Capital Markets median (#228 of 434)

No single metric tells the full story. See the LTS:0NEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OVB Holding AG Business Description

Other Exchanges O4B:Germany
Address Heumarkt 1, Cologne, DEU, 50667
OVB Holding AG business focuses on providing long-term, comprehensive, and customer-oriented financial advice to private households. The Company activities include the management of entities involved in advisory and brokerage services related to capital investments, building society savings contracts, insurance contracts, and real estate of any kind. Its segments include Central and Eastern Europe, which generates maximum revenue, as well as Germany and Southern and Western Europe.
85GF Score

Get the complete analysis for LTS:0NEN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.80
Price
€22.73
GF Value