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Hagar hfLTS:0Q52 57 Debt-to-EBITDA is 2.39 as of Feb. 2026, which is 4% above its 10-year median of 2.29. GuruFocus rates LTS:0Q52 with a GF Score™ of 57/100 and a GF Value™ of kr90.10 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 255 Retail - Defensive companies, Hagar hf ranks worse than 57.25% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Hagar hf's Debt-to-EBITDA or its related term are showing as below:
LTS:0Q52'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.57 Med: 2.29 Max: 2.85
Current: 2.52
During the past 13 years, the highest Debt-to-EBITDA Ratio of Hagar hf was 2.85. The lowest was 0.57. And the median was 2.29.
LTS:0Q52's Debt-to-EBITDA is ranked worse than 57.25% of 255
companies
in the Retail - Defensive industry
Industry Median: 2.09
vs LTS:0Q52: 2.52
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Hagar hf Debt-to-EBITDA Related Terms
Hagar hf Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Hagar hf's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0Q52 vs KR, SFM, ACI: Debt-to-EBITDA Comparison
For the Grocery Stores subindustry, Hagar hf's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hagar hf Debt-to-EBITDA vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Hagar hf's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Hagar hf's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Feb. 2026) EBITDA data.
Hagar hf (LTS:0Q52) has a Debt-to-EBITDA of 2.39 as of Feb. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hagar hf. This is near median its historical median of 2.29. Over the past decade, Hagar hf's Debt-to-EBITDA has ranged from 0.57 to 2.85. According to the industry distribution chart, Hagar hf ranks #146 out of 255 companies in the Retail - Defensive industry, placing it in the top 57.3%.
Is Hagar hf's Debt-to-EBITDA too high?
Hagar hf's current Debt-to-EBITDA of 2.39 is near median its 10-year median of 2.29. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 2.85. The Retail - Defensive industry median Debt-to-EBITDA is 2.09. Hagar hf's value of 2.39 is 14.4% above this industry median. Based on the distribution chart, Hagar hf ranks #146 out of 255 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Hagar hf has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hagar hf's Debt-to-EBITDA compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Hagar hf ranks #146 out of 255 companies for Debt-to-EBITDA. This places Hagar hf in the lower half of its industry. The industry median Debt-to-EBITDA is 2.09. Hagar hf's value of 2.39 is 14.4% above this benchmark. Historically, Hagar hf's own Debt-to-EBITDA has ranged from 0.57 to 2.85 over the past decade. While the company's 10-year median is 2.29 vs. the industry median of 2.09, Hagar hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.09, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hagar hf's current Debt-to-EBITDA of 2.39 is 14.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Hagar hf. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hagar hf's current Debt-to-EBITDA is 2.39, which is near median its own 10-year median of 2.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hagar hf stock overvalued right now?
Based on GuruFocus' analysis, Hagar hf (LTS:0Q52) is currently considered Significantly Overvalued. The stock's GF Value™ is kr90.10, compared to a current price of kr119.00 — trading 32.1% above its estimated fair value. The current Debt-to-EBITDA is 2.39, which is near median its 10-year median of 2.29 and 14.4% above the Retail - Defensive industry median of 2.09. Hagar hf's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Hagar hf (LTS:0Q52), the current Debt-to-EBITDA is 2.39 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hagar hf (LTS:0Q52) Overvalued in 2026?
Based on GuruFocus' analysis, Hagar hf stock appears to be overvalued.
The current stock price of kr119.00 is trading 32.1% above its estimated GF Value™ of kr90.10.
GuruFocus considers Hagar hf to be Significantly Overvalued.
Key valuation signals for LTS:0Q52:
Debt-to-EBITDA: 2.39 (near median its 10-year median of 2.29)
GF Value™: kr90.10 vs. price of kr119.00 (32.1% above fair value)
Industry Position: 14.4% above the Retail - Defensive median (#146 of 255)
No single metric tells the full story. See the LTS:0Q52 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hagar hf is a retail company with operations in Iceland, the Faroe Islands, and the Netherlands, mainly in the grocery and fuel markets. It operates grocery stores, Olis service stations, OB stations, warehouses, one production facility, one online store with packaged food, one supply store, and one specialty store. The group's core business in Iceland is in the grocery and related warehouse sectors, as well as fuel sales. In the Faroe Islands, it operates the SMS retail company, which operates, among other things, various grocery stores, restaurants, and specialty stores. In the Netherlands, Hagar operates one online store with alcohol. The group's operating segments are stores and warehouses in Iceland, which generate maximum revenue, stores and warehouses in the Faroe Islands, and Olis.
57GF Score
Get the complete analysis for LTS:0Q52
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