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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hagar hf's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was kr4,384 Mil. Hagar hf's average total debt for the quarter that ended in Feb. 2026 was kr48,731 Mil. Therefore, Hagar hf's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 9.00%.
Hagar hf (LTS:0Q52) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Hagar hf Effective Interest Rate on Debt % Related Terms
Hagar hf Effective Interest Rate on Debt % Historical Data
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The historical data trend for Hagar hf's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0Q52 vs KR, SFM, ACI: Effective Interest Rate on Debt % Comparison
For the Grocery Stores subindustry, Hagar hf's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hagar hf Effective Interest Rate on Debt % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Hagar hf's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Hagar hf's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 9.00% mean?
Hagar hf (LTS:0Q52) has a Effective Interest Rate on Debt % of 9.00% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hagar hf and its competitors.
Is Hagar hf's Effective Interest Rate on Debt % too high?
Hagar hf's current Effective Interest Rate on Debt % is 9.00%. Overall, Hagar hf has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hagar hf's Effective Interest Rate on Debt % compare to KR and SFM?
Hagar hf's Effective Interest Rate on Debt % of 9.00% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hagar hf and its competitors. Hagar hf's current Effective Interest Rate on Debt % is 9.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hagar hf stock overvalued right now?
Based on GuruFocus' analysis, Hagar hf (LTS:0Q52) is currently considered Significantly Overvalued. The stock's GF Value™ is kr90.10, compared to a current price of kr119.00 — trading 32.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.00%. Hagar hf's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hagar hf (LTS:0Q52), the current Effective Interest Rate on Debt % is 9.00% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hagar hf (LTS:0Q52) Overvalued in 2026?
Based on GuruFocus' analysis, Hagar hf stock appears to be overvalued.
The current stock price of kr119.00 is trading 32.1% above its estimated GF Value™ of kr90.10.
GuruFocus considers Hagar hf to be Significantly Overvalued.
Key valuation signals for LTS:0Q52:
Effective Interest Rate on Debt %: 9.00%
GF Value™: kr90.10 vs. price of kr119.00 (32.1% above fair value)
No single metric tells the full story. See the LTS:0Q52 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hagar hf is a retail company with operations in Iceland, the Faroe Islands, and the Netherlands, mainly in the grocery and fuel markets. It operates grocery stores, Olis service stations, OB stations, warehouses, one production facility, one online store with packaged food, one supply store, and one specialty store. The group's core business in Iceland is in the grocery and related warehouse sectors, as well as fuel sales. In the Faroe Islands, it operates the SMS retail company, which operates, among other things, various grocery stores, restaurants, and specialty stores. In the Netherlands, Hagar operates one online store with alcohol. The group's operating segments are stores and warehouses in Iceland, which generate maximum revenue, stores and warehouses in the Faroe Islands, and Olis.
57GF Score
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