LZGI (LZG International) Debt-to-EBITDA : 4.25 (As of Feb. 2023)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is LZG International Debt-to-EBITDA?

LZG International LZGI Debt-to-EBITDA is 4.25 as of Feb. 2023.

Debt-to-EBITDA measures a company's ability to pay off its debt.

LZG International's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2023 was $10.35 Mil. LZG International's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2023 was $3.15 Mil. LZG International's annualized EBITDA for the quarter that ended in Feb. 2023 was $3.18 Mil. LZG International's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2023 was 4.25.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for LZG International's Debt-to-EBITDA or its related term are showing as below:

LZGI's Debt-to-EBITDA is not ranked *
in the Software industry.
Industry Median: 1.09
* Ranked among companies with meaningful Debt-to-EBITDA only.

LZG International  (OTCPK:LZGI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


LZG International Debt-to-EBITDA Related Terms


LZG International Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for LZG International's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LZG International Debt-to-EBITDA Chart

LZG International Annual Data
Trend May13 May14 May15 May16 May17 May18 May19 May20 May21 May22
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -12.92 -13.00 -15.08 -15.21 -4.15

LZG International Quarterly Data
May18 Aug18 Nov18 Feb19 May19 Aug19 Nov19 Feb20 May20 Aug20 Nov20 Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.41 -0.99 -1.19 -1.17 4.25

LZGI vs QGSI, BMTX, NXPL: Debt-to-EBITDA Comparison

For the Software - Application subindustry, LZG International's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LZG International Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, LZG International's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where LZG International's Debt-to-EBITDA falls into.



LZG International Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

LZG International's Debt-to-EBITDA for the fiscal year that ended in May. 2022 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3 + 0) / -0.723
=-4.15

LZG International's annualized Debt-to-EBITDA for the quarter that ended in Feb. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(10.348 + 3.152) / 3.18
=4.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Feb. 2023) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.25 mean?
LZG International (LZGI) has a Debt-to-EBITDA of 4.25 as of Feb. 2023. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on LZG International.
Is LZG International's Debt-to-EBITDA too high?
LZG International's current Debt-to-EBITDA is 4.25. The Software industry median Debt-to-EBITDA is 1.09. LZG International's value of 4.25 is 289.9% above this industry median.
How does LZG International's Debt-to-EBITDA compare to QGSI and BMTX?
LZG International's Debt-to-EBITDA of 4.25 can be compared against companies in the Software industry. The industry median Debt-to-EBITDA is 1.09. LZG International's value of 4.25 is 289.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LZG International's current Debt-to-EBITDA of 4.25 is 289.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on LZG International. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LZG International's current Debt-to-EBITDA is 4.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LZG International stock overvalued right now?
LZG International (LZGI) has a current Debt-to-EBITDA of 4.25. The current Debt-to-EBITDA is 4.25 and 289.9% above the Software industry median of 1.09. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For LZG International (LZGI), the current Debt-to-EBITDA is 4.25 as of Feb. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LZG International Business Description

Address 135 West 41st Street, Suite 5-104, New York, NY, USA, 10036
LZG International Inc is a provider of AI solutions to businesses. Its AI Solutions are supported by the Outcomes software platform and various team members focused on helping SMEs be more effective and efficient. The company is also engaged in marketing the FatBrain technology, which transforms continuous learning, narrative reasoning, cloud, blockchain, and Web3 technologies into auditable, explainable, and easy-to-integrate products. The FatBrain's subscription model allows all companies to deploy its AI solutions quickly and easily, securely utilizing them on premises behind their firewalls or via the cloud.