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Business Description
BM Technologies Inc
NAICS : 541511
SIC : 7371
ISIN : US05591L1070
Share Class Description:
BMTX: Ordinary Shares - Class ADescription
BM Technologies Inc provides digital banking and disbursement services to consumers and students nationwide through a full-service fintech banking platform, accessible to customers anywhere and anytime through digital channels. It facilitates deposits and banking services between a customer and its Partner Bank, Customers Bank, which is a related party and is a Federal Deposit Insurance Corporation (FDIC) insured bank. The company has four primary revenue sources: interchange and card revenue, servicing fees, account fees, and university fees. The majority of revenues are driven by customer activity (deposits, spending, transactions, etc.) and may be paid or passed through by customer banks, universities, or paid directly by customers.
Financial Strength
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | No Debt | |||||
| Equity-to-Asset | 0.49 | |||||
| Interest Coverage | No Debt | |||||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 0.27 | |||||
| Beneish M-Score | -5.19 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -23.9 | |||||
| 3-Year EPS without NRI Growth Rate | 4.7 | |||||
| 3-Year Book Growth Rate | 9.1 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 82.97 | |||||
| 9-Day RSI | 77.21 | |||||
| 14-Day RSI | 72.53 | |||||
| 3-1 Month Momentum % | 3.16 | |||||
| 6-1 Month Momentum % | 79.78 | |||||
| 12-1 Month Momentum % | 129.58 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 0.83 | |||||
| Quick Ratio | 0.83 | |||||
| Cash Ratio | 0.51 | |||||
| Days Sales Outstanding | 45.14 | |||||
| Days Payable | 168.22 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | 0.6 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 60.2 | |||||
| Operating Margin % | -18.33 | |||||
| Net Margin % | -22.62 | |||||
| FCF Margin % | 4.66 | |||||
| ROE % | -45.36 | |||||
| ROA % | -26.24 | |||||
| ROIC % | -29.22 | |||||
| 3-Year ROIIC % | 19.91 | |||||
| ROC (Joel Greenblatt) % | -2171.32 | |||||
| ROCE % | -36.25 | |||||
| Years of Profitability over Past 10-Year | 2 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Forward PE Ratio | 14.71 | |||||
| Price-to-Owner-Earnings | 20.08 | |||||
| PS Ratio | 1.02 | |||||
| PB Ratio | 2.81 | |||||
| Price-to-Free-Cash-Flow | 21.28 | |||||
| Price-to-Operating-Cash-Flow | 6.53 | |||||
| EV-to-EBIT | -4.66 | |||||
| EV-to-EBITDA | -15.03 | |||||
| EV-to-Revenue | 0.85 | |||||
| EV-to-FCF | 18.3 | |||||
| Price-to-GF-Value | 1.63 | |||||
| Earnings Yield (Greenblatt) % | -21.46 | |||||
| FCF Yield % | 4.45 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
BM Technologies Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 57.658 | ||
| EPS (TTM) ($) | -1.11 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.11 | ||
| 3-Year Sortino Ratio | 0.21 | ||
| Volatility % | 131.89 | ||
| 14-Day RSI | 72.53 | ||
| 14-Day ATR ($) | 0.054315 | ||
| 20-Day SMA ($) | 4.945 | ||
| 12-1 Month Momentum % | 129.58 | ||
| 52-Week Range ($) | 1.45 - 5.16 | ||
| Shares Outstanding (Mil) | 12.09 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
BM Technologies Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
BM Technologies Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
BM Technologies Inc Frequently Asked Questions
What is BM Technologies Inc(BMTX)'s stock price today?
The current price of BMTX is $5.00. The 52 week high of BMTX is $5.16 and 52 week low is $1.45.
When is next earnings date of BM Technologies Inc(BMTX)?
The next earnings date of BM Technologies Inc(BMTX) is 2025-04-03 Est..
Does BM Technologies Inc(BMTX) pay dividends? If so, how much?
BM Technologies Inc(BMTX) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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