Business Description
BM Technologies Inc
NAICS : 541511
SIC : 7371
201 King of Prussia Road, Suite 350, Wayne, PA, USA, 19087
Description
BM Technologies Inc provides digital banking and disbursement services to consumers and students nationwide through a full service fintech banking platform, accessible to customers anywhere and anytime through digital channels. It facilitates deposits and banking services between a customer and its Partner Bank, Customers Bank, which is a related party and is a Federal Deposit Insurance Corporation (FDIC) insured bank. Its revenue sources include interchange and card revenue, servicing fees from BMTX's Partner Bank, account fees, and university fees.
Financial Strength
9/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 61.79 | |||||
Equity-to-Asset | 0.5 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | 0.01 | |||||
Interest Coverage | 59.7 | |||||
Piotroski F-Score | 8/9 | |||||
Altman Z-Score | 3.24 | |||||
Beneish M-Score | -4.19 | |||||
WACC vs ROIC |
Growth Rank
Name | Current | Vs Industry | Vs History |
---|
Momentum Rank
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 73.74 | |||||
9-Day RSI | 68.62 | |||||
14-Day RSI | 63.61 | |||||
6-1 Month Momentum % | -36.51 | |||||
12-1 Month Momentum % | -40 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Current Ratio | 1.49 | |||||
Quick Ratio | 1.49 | |||||
Cash Ratio | 1.04 | |||||
Days Sales Outstanding | 28.87 | |||||
Days Payable | 108.6 |
Dividend & Buy Back
Name | Current | Vs Industry | Vs History |
---|
Profitability Rank
3/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Gross Margin % | 67.17 | |||||
Operating Margin % | 6.03 | |||||
Net Margin % | 17.94 | |||||
ROE % | 55.3 | |||||
ROA % | 23.38 | |||||
ROIC % | 7.25 | |||||
ROC (Joel Greenblatt) % | 6555.27 | |||||
ROCE % | 51.67 | |||||
Years of Profitability over Past 10-Year | 2 |
GF Value Rank
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 158.93 | |||||
PE Ratio without NRI | 158.93 | |||||
PS Ratio | 0.9 | |||||
PB Ratio | 2.03 | |||||
Price-to-Free-Cash-Flow | 3.1 | |||||
Price-to-Operating-Cash-Flow | 3 | |||||
EV-to-EBIT | 2.29 | |||||
EV-to-EBITDA | 1.46 | |||||
EV-to-Revenue | 0.57 | |||||
EV-to-FCF | 2 | |||||
Earnings Yield (Greenblatt) % | 43.87 |
Guru Trades
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Insider Trades
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Gurus Latest Trades with AMEX:BMTX
Executives
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Analyst Estimate
Key Statistics
Name | Value | ||
---|---|---|---|
Revenue (TTM) (Mil $) | 94.987 | ||
EPS (TTM) ($) | 0.04 | ||
Beta | 0 | ||
Volatility % | 49.52 | ||
14-Day RSI | 63.61 | ||
14-Day ATR ($) | 0.377186 | ||
20-Day SMA ($) | 6.0195 | ||
12-1 Month Momentum % | -40 | ||
52-Week Range ($) | 5.4 - 15.1 | ||
Shares Outstanding (Mil) | 12.24 |
Piotroski F-Score Details
Year:
Component | Result | ||
---|---|---|---|
Piotroski F-Score | 8 | ||
Positive ROA | |||
Positive CFROA | |||
Higher ROA yoy | |||
CFROA > ROA | |||
Lower Leverage yoy | |||
Higher Current Ratio yoy | |||
Less Shares Outstanding yoy | |||
Higher Gross Margin yoy | |||
Higher Asset Turnover yoy |
BM Technologies Inc Filings
Document | Form | Filing Date | ||
---|---|---|---|---|
No Filing Data |