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Loqus HoldingsMAL:LQS 55 Debt-to-EBITDA is 0.22 as of Dec. 2025, which is 80% below its 10-year median of 1.09. GuruFocus rates MAL:LQS with a GF Score™ of 55/100 and a GF Value™ of €0.25 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 833 Business Services companies, Loqus Holdings ranks better than 84.15% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Loqus Holdings's Debt-to-EBITDA or its related term are showing as below:
MAL:LQS'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.25 Med: 1.09 Max: 2.67
Current: 0.25
During the past 13 years, the highest Debt-to-EBITDA Ratio of Loqus Holdings was 2.67. The lowest was 0.25. And the median was 1.09.
MAL:LQS's Debt-to-EBITDA is ranked better than 84.15% of 833
companies
in the Business Services industry
Industry Median: 1.64
vs MAL:LQS: 0.25
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Loqus Holdings Debt-to-EBITDA Related Terms
Loqus Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Loqus Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAL:LQS vs CTAS, CPRT, GPN: Debt-to-EBITDA Comparison
For the Specialty Business Services subindustry, Loqus Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Loqus Holdings Debt-to-EBITDA vs Business Services Industry
For the Business Services industry and Industrials sector, Loqus Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Loqus Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Loqus Holdings (MAL:LQS) has a Debt-to-EBITDA of 0.22 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Loqus Holdings. This is 80% below median its historical median of 1.09. Over the past decade, Loqus Holdings' Debt-to-EBITDA has ranged from 0.25 to 2.67. According to the industry distribution chart, Loqus Holdings ranks #132 out of 833 companies in the Business Services industry, placing it in the top 15.8%.
Is Loqus Holdings' Debt-to-EBITDA too high?
Loqus Holdings' current Debt-to-EBITDA of 0.22 is 80% below median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 2.67. The Business Services industry median Debt-to-EBITDA is 1.64. Loqus Holdings' value of 0.22 is 86.6% below this industry median. Based on the distribution chart, Loqus Holdings ranks #132 out of 833 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Loqus Holdings has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loqus Holdings' Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Loqus Holdings ranks #132 out of 833 companies for Debt-to-EBITDA. This places Loqus Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.64. Loqus Holdings' value of 0.22 is 86.6% below this benchmark. Historically, Loqus Holdings' own Debt-to-EBITDA has ranged from 0.25 to 2.67 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.64, Loqus Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.64, based on 833 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Loqus Holdings's current Debt-to-EBITDA of 0.22 is 86.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Loqus Holdings. For the Business Services industry, the median Debt-to-EBITDA is 1.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loqus Holdings's current Debt-to-EBITDA is 0.22, which is 80% below median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loqus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Loqus Holdings (MAL:LQS) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.25, compared to a current price of €0.48 — trading 92% above its estimated fair value. The current Debt-to-EBITDA is 0.22, which is 80% below median its 10-year median of 1.09 and 86.6% below the Business Services industry median of 1.64. Loqus Holdings' overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Loqus Holdings (MAL:LQS), the current Debt-to-EBITDA is 0.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Loqus Holdings (MAL:LQS) Overvalued in 2026?
Based on GuruFocus' analysis, Loqus Holdings stock appears to be overvalued.
The current stock price of €0.48 is trading 92% above its estimated GF Value™ of €0.25.
GuruFocus considers Loqus Holdings to be Significantly Overvalued.
Key valuation signals for MAL:LQS:
Debt-to-EBITDA: 0.22 (80% below median its 10-year median of 1.09)
GF Value™: €0.25 vs. price of €0.48 (92% above fair value)
Industry Position: 86.6% below the Business Services median (#132 of 833)
No single metric tells the full story. See the MAL:LQS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Loqus Holdings PLC provides fleet management, back-office processing, and ICT solutions, operating through four segments. The Fleet Management segment comprises vehicle and marine tracking systems, as well as on-the-move logistics solutions offered as tailor-made or off-the-shelf packages, which generate the majority of the Group's revenue. The Original Equipment Manufacturers segment includes fleet management contracts that the Group maintains with resellers operating under their own names and branding. The Back-Office Processing segment delivers a range of high-level, off-site support services to various entities. The Projects segment assists clients in selecting and implementing appropriate ICT solutions. its operates in Malta, Europe, the Middle East, South Africa, and Australasia.
55GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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