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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Loqus Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.22 Mil. Loqus Holdings's average total debt for the quarter that ended in Dec. 2025 was €1.96 Mil. Therefore, Loqus Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 11.24%.
Loqus Holdings (MAL:LQS) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Loqus Holdings Effective Interest Rate on Debt % Related Terms
Loqus Holdings Effective Interest Rate on Debt % Historical Data
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The historical data trend for Loqus Holdings's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Loqus Holdings Effective Interest Rate on Debt % Chart
MAL:LQS vs CTAS, CPRT, GPN: Effective Interest Rate on Debt % Comparison
For the Specialty Business Services subindustry, Loqus Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Loqus Holdings Effective Interest Rate on Debt % vs Business Services Industry
For the Business Services industry and Industrials sector, Loqus Holdings's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Loqus Holdings's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 11.24% mean?
Loqus Holdings (MAL:LQS) has a Effective Interest Rate on Debt % of 11.24% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Loqus Holdings and its competitors.
Is Loqus Holdings' Effective Interest Rate on Debt % too high?
Loqus Holdings' current Effective Interest Rate on Debt % is 11.24%. Overall, Loqus Holdings has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loqus Holdings' Effective Interest Rate on Debt % compare to CTAS and CPRT?
Loqus Holdings' Effective Interest Rate on Debt % of 11.24% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Loqus Holdings and its competitors. Loqus Holdings's current Effective Interest Rate on Debt % is 11.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loqus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Loqus Holdings (MAL:LQS) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.25, compared to a current price of €0.50 — trading 100% above its estimated fair value. The current Effective Interest Rate on Debt % is 11.24%. Loqus Holdings' overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Loqus Holdings (MAL:LQS), the current Effective Interest Rate on Debt % is 11.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Loqus Holdings (MAL:LQS) Overvalued in 2026?
Based on GuruFocus' analysis, Loqus Holdings stock appears to be overvalued.
The current stock price of €0.50 is trading 100% above its estimated GF Value™ of €0.25.
GuruFocus considers Loqus Holdings to be Significantly Overvalued.
Key valuation signals for MAL:LQS:
Effective Interest Rate on Debt %: 11.24%
GF Value™: €0.25 vs. price of €0.50 (100% above fair value)
No single metric tells the full story. See the MAL:LQS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Loqus Holdings PLC provides fleet management, back-office processing, and ICT solutions, operating through four segments. The Fleet Management segment comprises vehicle and marine tracking systems, as well as on-the-move logistics solutions offered as tailor-made or off-the-shelf packages, which generate the majority of the Group's revenue. The Original Equipment Manufacturers segment includes fleet management contracts that the Group maintains with resellers operating under their own names and branding. The Back-Office Processing segment delivers a range of high-level, off-site support services to various entities. The Projects segment assists clients in selecting and implementing appropriate ICT solutions. its operates in Malta, Europe, the Middle East, South Africa, and Australasia.
55GF Score
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