LU-VE SpA (MIL:LUVE) Debt-to-EBITDA : 4.35 (As of Mar. 2026) — 12% Below Median

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MIL:LUVE LU-VE SpA MIL:LUVE
74 GF Score
Price €59.40
GF Value €30.52
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is LU-VE SpA Debt-to-EBITDA?

LU-VE SpA MIL:LUVE +0.51% 74 Debt-to-EBITDA is 4.35 as of Mar. 2026, which is 12% below its 10-year median of 4.97. GuruFocus rates MIL:LUVE with a GF Score™ of 74/100 and a GF Value™ of €30.52 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,405 Construction companies, LU-VE SpA ranks worse than 71.89% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

LU-VE SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €117.4 Mil. LU-VE SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €342.0 Mil. LU-VE SpA's annualized EBITDA for the quarter that ended in Mar. 2026 was €105.6 Mil. LU-VE SpA's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 4.35.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for LU-VE SpA's Debt-to-EBITDA or its related term are showing as below:

MIL:LUVE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.29   Med: 4.97   Max: 7.73
Current: 4.5

During the past 12 years, the highest Debt-to-EBITDA Ratio of LU-VE SpA was 7.73. The lowest was 4.29. And the median was 4.97.

MIL:LUVE's Debt-to-EBITDA is ranked worse than
71.89% of 1405 companies
in the Construction industry
Industry Median: 2.15 vs MIL:LUVE: 4.50

LU-VE SpA  (MIL:LUVE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


LU-VE SpA Debt-to-EBITDA Related Terms


LU-VE SpA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for LU-VE SpA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LU-VE SpA Debt-to-EBITDA Chart

LU-VE SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.94 4.35 4.93 4.74 4.85

LU-VE SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.04 4.56 4.11 4.70 4.35

MIL:LUVE vs TT, JCI, CARR: Debt-to-EBITDA Comparison

For the Building Products & Equipment subindustry, LU-VE SpA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LU-VE SpA Debt-to-EBITDA vs Construction Industry

For the Construction industry and Industrials sector, LU-VE SpA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where LU-VE SpA's Debt-to-EBITDA falls into.


MIL:LUVE
74GF Score
LU-VE SpA MIL:LUVE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LU-VE SpA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

LU-VE SpA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(123.196 + 343.994) / 96.366
=4.85

LU-VE SpA's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(117.401 + 342.002) / 105.596
=4.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.35 mean?
LU-VE SpA (MIL:LUVE) has a Debt-to-EBITDA of 4.35 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on LU-VE SpA. This is 12% below median its historical median of 4.97. Over the past decade, LU-VE SpA's Debt-to-EBITDA has ranged from 4.29 to 7.73. According to the industry distribution chart, LU-VE SpA ranks #1010 out of 1405 companies in the Construction industry, placing it in the top 71.9%.
Is LU-VE SpA's Debt-to-EBITDA too high?
LU-VE SpA's current Debt-to-EBITDA of 4.35 is 12% below median its 10-year median of 4.97. Over the past 10 years, this metric has ranged from a low of 4.29 to a high of 7.73. The Construction industry median Debt-to-EBITDA is 2.15. LU-VE SpA's value of 4.35 is 102.3% above this industry median. Based on the distribution chart, LU-VE SpA ranks #1010 out of 1405 companies in the Construction industry, which is below the industry midpoint. Overall, LU-VE SpA has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LU-VE SpA's Debt-to-EBITDA compare to TT and JCI?
According to the Construction industry distribution chart, LU-VE SpA ranks #1010 out of 1405 companies for Debt-to-EBITDA. This places LU-VE SpA in the lower half of its industry. The industry median Debt-to-EBITDA is 2.15. LU-VE SpA's value of 4.35 is 102.3% above this benchmark. Historically, LU-VE SpA's own Debt-to-EBITDA has ranged from 4.29 to 7.73 over the past decade. While the company's 10-year median is 4.97 vs. the industry median of 2.15, LU-VE SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Construction company?
The median Debt-to-EBITDA among Construction companies is 2.15, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LU-VE SpA's current Debt-to-EBITDA of 4.35 is 102.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on LU-VE SpA. For the Construction industry, the median Debt-to-EBITDA is 2.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LU-VE SpA's current Debt-to-EBITDA is 4.35, which is 12% below median its own 10-year median of 4.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LU-VE SpA stock overvalued right now?
Based on GuruFocus' analysis, LU-VE SpA (MIL:LUVE) is currently considered Significantly Overvalued. The stock's GF Value™ is €30.52, compared to a current price of €59.40 — trading 94.6% above its estimated fair value. The current Debt-to-EBITDA is 4.35, which is 12% below median its 10-year median of 4.97 and 102.3% above the Construction industry median of 2.15. LU-VE SpA's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For LU-VE SpA (MIL:LUVE), the current Debt-to-EBITDA is 4.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LU-VE SpA (MIL:LUVE) Overvalued in 2026?

Based on GuruFocus' analysis, LU-VE SpA stock appears to be overvalued. The current stock price of €59.40 is trading 94.6% above its estimated GF Value™ of €30.52. GuruFocus considers LU-VE SpA to be Significantly Overvalued.

Key valuation signals for MIL:LUVE:

  • Debt-to-EBITDA: 4.35 (12% below median its 10-year median of 4.97)
  • GF Value™: €30.52 vs. price of €59.40 (94.6% above fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 102.3% above the Construction median (#1010 of 1405)

No single metric tells the full story. See the MIL:LUVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LU-VE SpA Business Description

Other Exchanges LUVEm:UK0RQV:UKV92:Germany
Address Via Caduti della Liberazione, 53, Uboldo, Varese, ITA, 21040
LU-VE SpA is engaged in the manufacturing and sale of heat exchangers and air-cooled equipment. Its product portfolio includes air-cooled heat exchangers, air-cooled equipment such as unit coolers, condensers, gas coolers and liquid coolers, and glass doors for refrigerated cabinets and display cases. The company operates through two segments: SBU Cooling Systems, which includes air-cooled equipment, and SBU Components, which includes heat exchangers and special glass doors. The SBU Cooling Systems segment generates the majority of revenue. Its products are used across key sectors including refrigeration, air conditioning, special applications, and industrial cooling. The company generates the majority of its revenue from Italy.
74GF Score

Get the complete analysis for MIL:LUVE

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€59.40
Price
€30.52
GF Value