LU-VE SpA (MIL:LUVE) Interest Coverage: 3.31 (As of Mar. 2026) — 66% Below Median


MIL:LUVE LU-VE SpA MIL:LUVE
74 GF Score
Price €64.70
GF Value €30.28
Valuation Significantly Overvalued
! 6 Warning Signs
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What is LU-VE SpA Interest Coverage?

LU-VE SpA MIL:LUVE -1.07% 74 Interest Coverage is 3.31 as of Mar. 2026, which is 66% below its 10-year median of 9.60. GuruFocus rates MIL:LUVE with a GF Score™ of 74/100 and a GF Value™ of €30.28 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,354 Construction companies, LU-VE SpA ranks worse than 65.58% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. LU-VE SpA's Operating Income for the three months ended in Mar. 2026 was €13.4 Mil. LU-VE SpA's Interest Expense for the three months ended in Mar. 2026 was €-4.1 Mil. LU-VE SpA's interest coverage for the quarter that ended in Mar. 2026 was 3.31. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for LU-VE SpA's Interest Coverage or its related term are showing as below:

MIL:LUVE' s Interest Coverage Range Over the Past 10 Years
Min: 4.17   Med: 9.6   Max: 21.32
Current: 4.17


MIL:LUVE's Interest Coverage is ranked worse than
65.58% of 1354 companies
in the Construction industry
Industry Median: 7.865 vs MIL:LUVE: 4.17

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


LU-VE SpA  (MIL:LUVE) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


LU-VE SpA Interest Coverage Related Terms


LU-VE SpA Interest Coverage Historical Data

* Premium members only.

The historical data trend for LU-VE SpA's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

LU-VE SpA Interest Coverage Chart

LU-VE SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.32 4.63 5.48 6.12 4.26

LU-VE SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.42 5.15 3.01 7.06 3.31

MIL:LUVE vs TT, JCI, CARR: Interest Coverage Comparison

For the Building Products & Equipment subindustry, LU-VE SpA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LU-VE SpA Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, LU-VE SpA's Interest Coverage distribution charts can be found below:

* The bar in red indicates where LU-VE SpA's Interest Coverage falls into.


MIL:LUVE
74GF Score
LU-VE SpA MIL:LUVE
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LU-VE SpA Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

LU-VE SpA's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, LU-VE SpA's Interest Expense was €-13.2 Mil. Its Operating Income was €56.2 Mil. And its Long-Term Debt & Capital Lease Obligation was €344.0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*56.241/-13.212
=4.26

LU-VE SpA's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, LU-VE SpA's Interest Expense was €-4.1 Mil. Its Operating Income was €13.4 Mil. And its Long-Term Debt & Capital Lease Obligation was €342.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*13.447/-4.059
=3.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.31 mean?
LU-VE SpA (MIL:LUVE) has a Interest Coverage of 3.31 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LU-VE SpA and its competitors. This is 66% below median its historical median of 9.60. Over the past decade, LU-VE SpA's Interest Coverage has ranged from 4.17 to 21.32. According to the industry distribution chart, LU-VE SpA ranks #888 out of 1354 companies in the Construction industry, placing it in the top 65.6%.
Is LU-VE SpA's Interest Coverage too high?
LU-VE SpA's current Interest Coverage of 3.31 is 66% below median its 10-year median of 9.60. Over the past 10 years, this metric has ranged from a low of 4.17 to a high of 21.32. The Construction industry median Interest Coverage is 7.87. LU-VE SpA's value of 3.31 is 57.9% below this industry median. Based on the distribution chart, LU-VE SpA ranks #888 out of 1354 companies in the Construction industry, which is below the industry midpoint. Overall, LU-VE SpA has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LU-VE SpA's Interest Coverage compare to TT and JCI?
According to the Construction industry distribution chart, LU-VE SpA ranks #888 out of 1354 companies for Interest Coverage. This places LU-VE SpA in the lower half of its industry. The industry median Interest Coverage is 7.87. LU-VE SpA's value of 3.31 is 57.9% below this benchmark. Historically, LU-VE SpA's own Interest Coverage has ranged from 4.17 to 21.32 over the past decade. While the company's 10-year median is 9.60 vs. the industry median of 7.87, LU-VE SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.87, based on 1,354 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LU-VE SpA's current Interest Coverage of 3.31 is 57.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LU-VE SpA and its competitors. For the Construction industry, the median Interest Coverage is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LU-VE SpA's current Interest Coverage is 3.31, which is 66% below median its own 10-year median of 9.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LU-VE SpA stock overvalued right now?
Based on GuruFocus' analysis, LU-VE SpA (MIL:LUVE) is currently considered Significantly Overvalued. The stock's GF Value™ is €30.28, compared to a current price of €64.70 — trading 113.7% above its estimated fair value. The current Interest Coverage is 3.31, which is 66% below median its 10-year median of 9.60 and 57.9% below the Construction industry median of 7.87. LU-VE SpA's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For LU-VE SpA (MIL:LUVE), the current Interest Coverage is 3.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LU-VE SpA (MIL:LUVE) Overvalued in 2026?

Based on GuruFocus' analysis, LU-VE SpA stock appears to be overvalued. The current stock price of €64.70 is trading 113.7% above its estimated GF Value™ of €30.28. GuruFocus considers LU-VE SpA to be Significantly Overvalued.

Key valuation signals for MIL:LUVE:

  • Interest Coverage: 3.31 (66% below median its 10-year median of 9.60)
  • GF Value™: €30.28 vs. price of €64.70 (113.7% above fair value)
  • GF Score™: 74/100 with 6 warning signs
  • Industry Position: 57.9% below the Construction median (#888 of 1354)

No single metric tells the full story. See the MIL:LUVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LU-VE SpA Business Description

Other Exchanges LUVEm:UK0RQV:UKV92:Germany
Address Via Caduti della Liberazione, 53, Uboldo, Varese, ITA, 21040
LU-VE SpA is engaged in the manufacturing and sale of heat exchangers and air-cooled equipment. Its product portfolio includes air-cooled heat exchangers, air-cooled equipment such as unit coolers, condensers, gas coolers and liquid coolers, and glass doors for refrigerated cabinets and display cases. The company operates through two segments: SBU Cooling Systems, which includes air-cooled equipment, and SBU Components, which includes heat exchangers and special glass doors. The SBU Cooling Systems segment generates the majority of revenue. Its products are used across key sectors including refrigeration, air conditioning, special applications, and industrial cooling. The company generates the majority of its revenue from Italy.
74GF Score

Get the complete analysis for MIL:LUVE

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€64.70
Price
€30.28
GF Value