Tecma Solutions SpA (MIL:TCM) Debt-to-EBITDA : 5.35 (As of Dec. 2025) — 252% Above Median

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MIL:TCM Tecma Solutions SpA MIL:TCM
55 GF Score
Price €1.40
GF Value €2.22
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Tecma Solutions SpA Debt-to-EBITDA?

Tecma Solutions SpA MIL:TCM +0.36% 55 Debt-to-EBITDA is 5.35 as of Dec. 2025, which is 252% above its 10-year median of 1.52. GuruFocus rates MIL:TCM with a GF Score™ of 55/100 and a GF Value™ of €2.22 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,272 Real Estate companies, Tecma Solutions SpA ranks better than 50.94% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Tecma Solutions SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €1.84 Mil. Tecma Solutions SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €3.15 Mil. Tecma Solutions SpA's annualized EBITDA for the quarter that ended in Dec. 2025 was €0.93 Mil. Tecma Solutions SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 5.35.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Tecma Solutions SpA's Debt-to-EBITDA or its related term are showing as below:

MIL:TCM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.64   Med: 1.52   Max: 5.52
Current: 5.51

During the past 8 years, the highest Debt-to-EBITDA Ratio of Tecma Solutions SpA was 5.52. The lowest was -2.64. And the median was 1.52.

MIL:TCM's Debt-to-EBITDA is ranked better than
50.94% of 1272 companies
in the Real Estate industry
Industry Median: 5.625 vs MIL:TCM: 5.51

Tecma Solutions SpA  (MIL:TCM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Tecma Solutions SpA Debt-to-EBITDA Related Terms


Tecma Solutions SpA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Tecma Solutions SpA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tecma Solutions SpA Debt-to-EBITDA Chart

Tecma Solutions SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 2.30 -1.91 -2.64 2.57 5.52

Tecma Solutions SpA Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.56 3.86 2.08 5.86 5.35

MIL:TCM vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison

For the Real Estate Services subindustry, Tecma Solutions SpA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tecma Solutions SpA Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Tecma Solutions SpA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Tecma Solutions SpA's Debt-to-EBITDA falls into.


MIL:TCM
55GF Score
Tecma Solutions SpA MIL:TCM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tecma Solutions SpA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Tecma Solutions SpA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.838 + 3.145) / 0.903
=5.52

Tecma Solutions SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.838 + 3.145) / 0.932
=5.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.35 mean?
Tecma Solutions SpA (MIL:TCM) has a Debt-to-EBITDA of 5.35 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tecma Solutions SpA. This is 252% above median its historical median of 1.52. According to the industry distribution chart, Tecma Solutions SpA ranks #624 out of 1272 companies in the Real Estate industry, placing it in the top 49.1%.
Is Tecma Solutions SpA's Debt-to-EBITDA too high?
Tecma Solutions SpA's current Debt-to-EBITDA of 5.35 is 252% above median its 10-year median of 1.52. The Real Estate industry median Debt-to-EBITDA is 5.63. Tecma Solutions SpA's value of 5.35 is 4.9% below this industry median. Based on the distribution chart, Tecma Solutions SpA ranks #624 out of 1272 companies in the Real Estate industry, which is above the industry midpoint. Overall, Tecma Solutions SpA has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Tecma Solutions SpA's Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Tecma Solutions SpA ranks #624 out of 1272 companies for Debt-to-EBITDA. This puts Tecma Solutions SpA in the upper half of its industry. The industry median Debt-to-EBITDA is 5.63. Tecma Solutions SpA's value of 5.35 is 4.9% below this benchmark. While the company's 10-year median is 1.52 vs. the industry median of 5.63, Tecma Solutions SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tecma Solutions SpA's current Debt-to-EBITDA of 5.35 is 4.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tecma Solutions SpA. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tecma Solutions SpA's current Debt-to-EBITDA is 5.35, which is 252% above median its own 10-year median of 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tecma Solutions SpA stock overvalued right now?
Based on GuruFocus' analysis, Tecma Solutions SpA (MIL:TCM) is currently considered Possible Value Trap. The stock's GF Value™ is €2.22, compared to a current price of €1.40 — trading 37.2% below its estimated fair value. The current Debt-to-EBITDA is 5.35, which is 252% above median its 10-year median of 1.52 and 4.9% below the Real Estate industry median of 5.63. Tecma Solutions SpA's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Tecma Solutions SpA (MIL:TCM), the current Debt-to-EBITDA is 5.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tecma Solutions SpA (MIL:TCM) Overvalued in 2026?

Based on GuruFocus' analysis, Tecma Solutions SpA stock appears to be undervalued. The current stock price of €1.40 is trading 37.2% below its estimated GF Value™ of €2.22. GuruFocus considers Tecma Solutions SpA to be Possible Value Trap.

Key valuation signals for MIL:TCM:

  • Debt-to-EBITDA: 5.35 (252% above median its 10-year median of 1.52)
  • GF Value™: €2.22 vs. price of €1.40 (37.2% below fair value)
  • GF Score™: 55/100 with 2 warning signs
  • Industry Position: 4.9% below the Real Estate median (#624 of 1272)

No single metric tells the full story. See the MIL:TCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tecma Solutions SpA Business Description

Address Via Medardo Rosso, 5, Milano, ITA
Tecma Solutions SpA is focused on the residential real estate market. The company provides architectural services, engineering services, marketing services, communication services, and design services.
55GF Score

Get the complete analysis for MIL:TCM

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.40
Price
€2.22
GF Value