Tecma Solutions SpA (MIL:TCM) Interest Coverage: 1.49 (As of Dec. 2025) — 98% Below Median


MIL:TCM Tecma Solutions SpA MIL:TCM
52 GF Score
Price €1.50
GF Value €2.20
Valuation Possible Value Trap
! 2 Warning Signs
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What is Tecma Solutions SpA Interest Coverage?

Tecma Solutions SpA MIL:TCM 52 Interest Coverage is 1.49 as of Dec. 2025, which is 98% below its 10-year median of 69.38. GuruFocus rates MIL:TCM with a GF Score™ of 52/100 and a GF Value™ of €2.20 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,299 Real Estate companies, Tecma Solutions SpA ranks worse than 76982.22% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Tecma Solutions SpA's Operating Income for the six months ended in Dec. 2025 was €0.17 Mil. Tecma Solutions SpA's Interest Expense for the six months ended in Dec. 2025 was €-0.11 Mil. Tecma Solutions SpA's interest coverage for the quarter that ended in Dec. 2025 was 1.49. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Tecma Solutions SpA's Interest Coverage or its related term are showing as below:


MIL:TCM's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.25
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Tecma Solutions SpA  (MIL:TCM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Tecma Solutions SpA Interest Coverage Related Terms


Tecma Solutions SpA Interest Coverage Historical Data

* Premium members only.

The historical data trend for Tecma Solutions SpA's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Tecma Solutions SpA Interest Coverage Chart

Tecma Solutions SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Tecma Solutions SpA Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.49

MIL:TCM vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Tecma Solutions SpA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tecma Solutions SpA Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Tecma Solutions SpA's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Tecma Solutions SpA's Interest Coverage falls into.


MIL:TCM
52GF Score
Tecma Solutions SpA MIL:TCM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tecma Solutions SpA Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tecma Solutions SpA's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Tecma Solutions SpA's Interest Expense was €-0.21 Mil. Its Operating Income was €-0.40 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.15 Mil.

Tecma Solutions SpA did not have earnings to cover the interest expense.

Tecma Solutions SpA's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Tecma Solutions SpA's Interest Expense was €-0.11 Mil. Its Operating Income was €0.17 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.15 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.165/-0.111
=1.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.49 mean?
Tecma Solutions SpA (MIL:TCM) has a Interest Coverage of 1.49 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tecma Solutions SpA and its competitors. This is 98% below median its historical median of 69.38. According to the industry distribution chart, Tecma Solutions SpA ranks #999999 out of 1299 companies in the Real Estate industry.
Is Tecma Solutions SpA's Interest Coverage too high?
Tecma Solutions SpA's current Interest Coverage of 1.49 is 98% below median its 10-year median of 69.38. The Real Estate industry median Interest Coverage is 4.25. Tecma Solutions SpA's value of 1.49 is 64.9% below this industry median. Based on the distribution chart, Tecma Solutions SpA ranks #999999 out of 1299 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Tecma Solutions SpA has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Tecma Solutions SpA's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Tecma Solutions SpA ranks #999999 out of 1299 companies for Interest Coverage. This places Tecma Solutions SpA in the lower half of its industry. The industry median Interest Coverage is 4.25. Tecma Solutions SpA's value of 1.49 is 64.9% below this benchmark. While the company's 10-year median is 69.38 vs. the industry median of 4.25, Tecma Solutions SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tecma Solutions SpA's current Interest Coverage of 1.49 is 64.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tecma Solutions SpA and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tecma Solutions SpA's current Interest Coverage is 1.49, which is 98% below median its own 10-year median of 69.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tecma Solutions SpA stock overvalued right now?
Based on GuruFocus' analysis, Tecma Solutions SpA (MIL:TCM) is currently considered Possible Value Trap. The stock's GF Value™ is €2.20, compared to a current price of €1.50 — trading 32% below its estimated fair value. The current Interest Coverage is 1.49, which is 98% below median its 10-year median of 69.38 and 64.9% below the Real Estate industry median of 4.25. Tecma Solutions SpA's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tecma Solutions SpA (MIL:TCM), the current Interest Coverage is 1.49 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tecma Solutions SpA (MIL:TCM) Overvalued in 2026?

Based on GuruFocus' analysis, Tecma Solutions SpA stock appears to be undervalued. The current stock price of €1.50 is trading 32% below its estimated GF Value™ of €2.20. GuruFocus considers Tecma Solutions SpA to be Possible Value Trap.

Key valuation signals for MIL:TCM:

  • Interest Coverage: 1.49 (98% below median its 10-year median of 69.38)
  • GF Value™: €2.20 vs. price of €1.50 (32% below fair value)
  • GF Score™: 52/100 with 2 warning signs
  • Industry Position: 64.9% below the Real Estate median (#999999 of 1299)

No single metric tells the full story. See the MIL:TCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tecma Solutions SpA Business Description

Address Via Medardo Rosso, 5, Milano, ITA
Tecma Solutions SpA is focused on the residential real estate market. The company provides architectural services, engineering services, marketing services, communication services, and design services.
52GF Score

Get the complete analysis for MIL:TCM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.50
Price
€2.20
GF Value