Trevi Finanziaria Industriale SpA (MIL:TFIN) Debt-to-EBITDA : 5.70 (As of Dec. 2025) — 56% Below Median

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MIL:TFIN Trevi Finanziaria Industriale SpA MIL:TFIN
57 GF Score
Price €4.55
GF Value €3.02
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Trevi Finanziaria Industriale SpA Debt-to-EBITDA?

Trevi Finanziaria Industriale SpA MIL:TFIN -0.22% 57 Debt-to-EBITDA is 5.70 as of Dec. 2025, which is 56% below its 10-year median of 13.03. GuruFocus rates MIL:TFIN with a GF Score™ of 57/100 and a GF Value™ of €3.02 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,405 Construction companies, Trevi Finanziaria Industriale SpA ranks worse than 73.17% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Trevi Finanziaria Industriale SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €269.2 Mil. Trevi Finanziaria Industriale SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €17.7 Mil. Trevi Finanziaria Industriale SpA's annualized EBITDA for the quarter that ended in Dec. 2025 was €50.4 Mil. Trevi Finanziaria Industriale SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 5.70.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Trevi Finanziaria Industriale SpA's Debt-to-EBITDA or its related term are showing as below:

MIL:TFIN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.1   Med: 13.03   Max: 66.42
Current: 4.64

During the past 13 years, the highest Debt-to-EBITDA Ratio of Trevi Finanziaria Industriale SpA was 66.42. The lowest was 1.10. And the median was 13.03.

MIL:TFIN's Debt-to-EBITDA is ranked worse than
73.17% of 1405 companies
in the Construction industry
Industry Median: 2.14 vs MIL:TFIN: 4.64

Trevi Finanziaria Industriale SpA  (MIL:TFIN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Trevi Finanziaria Industriale SpA Debt-to-EBITDA Related Terms


Trevi Finanziaria Industriale SpA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Trevi Finanziaria Industriale SpA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trevi Finanziaria Industriale SpA Debt-to-EBITDA Chart

Trevi Finanziaria Industriale SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.65 9.80 3.62 5.08 4.64

Trevi Finanziaria Industriale SpA Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.77 6.95 3.94 4.11 5.70

MIL:TFIN vs PWR, FIX, EME: Debt-to-EBITDA Comparison

For the Engineering & Construction subindustry, Trevi Finanziaria Industriale SpA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trevi Finanziaria Industriale SpA Debt-to-EBITDA vs Construction Industry

For the Construction industry and Industrials sector, Trevi Finanziaria Industriale SpA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Trevi Finanziaria Industriale SpA's Debt-to-EBITDA falls into.


MIL:TFIN
57GF Score
Trevi Finanziaria Industriale SpA MIL:TFIN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Trevi Finanziaria Industriale SpA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Trevi Finanziaria Industriale SpA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(269.197 + 17.697) / 61.786
=4.64

Trevi Finanziaria Industriale SpA's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(269.197 + 17.697) / 50.362
=5.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.70 mean?
Trevi Finanziaria Industriale SpA (MIL:TFIN) has a Debt-to-EBITDA of 5.70 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Trevi Finanziaria Industriale SpA. This is 56% below median its historical median of 13.03. Over the past decade, Trevi Finanziaria Industriale SpA's Debt-to-EBITDA has ranged from 1.10 to 66.42. According to the industry distribution chart, Trevi Finanziaria Industriale SpA ranks #1028 out of 1405 companies in the Construction industry, placing it in the top 73.2%.
Is Trevi Finanziaria Industriale SpA's Debt-to-EBITDA too high?
Trevi Finanziaria Industriale SpA's current Debt-to-EBITDA of 5.70 is 56% below median its 10-year median of 13.03. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 66.42. The Construction industry median Debt-to-EBITDA is 2.14. Trevi Finanziaria Industriale SpA's value of 5.70 is 166.4% above this industry median. Based on the distribution chart, Trevi Finanziaria Industriale SpA ranks #1028 out of 1405 companies in the Construction industry, which is below the industry midpoint. Overall, Trevi Finanziaria Industriale SpA has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Trevi Finanziaria Industriale SpA's Debt-to-EBITDA compare to PWR and FIX?
According to the Construction industry distribution chart, Trevi Finanziaria Industriale SpA ranks #1028 out of 1405 companies for Debt-to-EBITDA. This places Trevi Finanziaria Industriale SpA in the lower half of its industry. The industry median Debt-to-EBITDA is 2.14. Trevi Finanziaria Industriale SpA's value of 5.70 is 166.4% above this benchmark. Historically, Trevi Finanziaria Industriale SpA's own Debt-to-EBITDA has ranged from 1.10 to 66.42 over the past decade. While the company's 10-year median is 13.03 vs. the industry median of 2.14, Trevi Finanziaria Industriale SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Construction company?
The median Debt-to-EBITDA among Construction companies is 2.14, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trevi Finanziaria Industriale SpA's current Debt-to-EBITDA of 5.70 is 166.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Trevi Finanziaria Industriale SpA. For the Construction industry, the median Debt-to-EBITDA is 2.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trevi Finanziaria Industriale SpA's current Debt-to-EBITDA is 5.70, which is 56% below median its own 10-year median of 13.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trevi Finanziaria Industriale SpA stock overvalued right now?
Based on GuruFocus' analysis, Trevi Finanziaria Industriale SpA (MIL:TFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.02, compared to a current price of €4.55 — trading 50.7% above its estimated fair value. The current Debt-to-EBITDA is 5.70, which is 56% below median its 10-year median of 13.03 and 166.4% above the Construction industry median of 2.14. Trevi Finanziaria Industriale SpA's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Trevi Finanziaria Industriale SpA (MIL:TFIN), the current Debt-to-EBITDA is 5.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trevi Finanziaria Industriale SpA (MIL:TFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Trevi Finanziaria Industriale SpA stock appears to be overvalued. The current stock price of €4.55 is trading 50.7% above its estimated GF Value™ of €3.02. GuruFocus considers Trevi Finanziaria Industriale SpA to be Significantly Overvalued.

Key valuation signals for MIL:TFIN:

  • Debt-to-EBITDA: 5.70 (56% below median its 10-year median of 13.03)
  • GF Value™: €3.02 vs. price of €4.55 (50.7% above fair value)
  • GF Score™: 57/100 with 4 warning signs
  • Industry Position: 166.4% above the Construction median (#1028 of 1405)

No single metric tells the full story. See the MIL:TFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trevi Finanziaria Industriale SpA Business Description

Other Exchanges 0G91:UK
Address 201, Via Larga di Sant’Andrea, Cesena, ITA, 47522
Trevi Finanziaria Industriale SpA is the holding company. The Group operates globally in the ground engineering sector, providing integrated solutions (technologies and machinery) for the construction of special foundations, ground consolidation, and safety measures for complex infrastructure and/or contaminated sites. The group is organised through two operating divisions: Trevi and Soilmec. The Trevi Division is responsible for the design and construction of special foundations and ground stabilisation works, mainly for strategic infrastructure such as underground railways, bridges, dams, ports, quays, railway lines, motorways, and civil and industrial buildings. The Soilmec Division, on the other hand, designs, manufactures and markets machinery and services for special foundations.
57GF Score

Get the complete analysis for MIL:TFIN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.55
Price
€3.02
GF Value