Trevi Finanziaria Industriale SpA (MIL:TFIN) Effective Interest Rate on Debt %: 4.57% (As of Dec. 2025)

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MIL:TFIN Trevi Finanziaria Industriale SpA MIL:TFIN
58 GF Score
Price €4.10
GF Value €3.01
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Trevi Finanziaria Industriale SpA Effective Interest Rate on Debt %?

Trevi Finanziaria Industriale SpA MIL:TFIN -3.76% 58 Effective Interest Rate on Debt % is 4.57% as of Dec. 2025. GuruFocus rates MIL:TFIN with a GF Score™ of 58/100 and a GF Value™ of €3.01 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Trevi Finanziaria Industriale SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €13.4 Mil. Trevi Finanziaria Industriale SpA's average total debt for the quarter that ended in Dec. 2025 was €293.8 Mil. Therefore, Trevi Finanziaria Industriale SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.57%.


Trevi Finanziaria Industriale SpA  (MIL:TFIN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Trevi Finanziaria Industriale SpA Effective Interest Rate on Debt % Related Terms


Trevi Finanziaria Industriale SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Trevi Finanziaria Industriale SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trevi Finanziaria Industriale SpA Effective Interest Rate on Debt % Chart

Trevi Finanziaria Industriale SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.05 2.78 4.16 5.40 4.68

Trevi Finanziaria Industriale SpA Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.44 5.11 5.74 4.77 4.57

MIL:TFIN vs PWR, FIX, EME: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, Trevi Finanziaria Industriale SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trevi Finanziaria Industriale SpA Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Trevi Finanziaria Industriale SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Trevi Finanziaria Industriale SpA's Effective Interest Rate on Debt % falls into.


MIL:TFIN
58GF Score
Trevi Finanziaria Industriale SpA MIL:TFIN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trevi Finanziaria Industriale SpA Effective Interest Rate on Debt % Calculation

Trevi Finanziaria Industriale SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -14.02/( (311.823+286.894)/ 2 )
=-1  *  -14.02/299.3585
=4.68 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=235.653 + 76.17
=311.823

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.697 + 269.197
=286.894

Trevi Finanziaria Industriale SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -13.432/( (300.66+286.894)/ 2 )
=-1  *  -13.432/293.777
=4.57 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=231.102 + 69.558
=300.66

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.697 + 269.197
=286.894

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.57% mean?
Trevi Finanziaria Industriale SpA (MIL:TFIN) has a Effective Interest Rate on Debt % of 4.57% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Trevi Finanziaria Industriale SpA and its competitors.
Is Trevi Finanziaria Industriale SpA's Effective Interest Rate on Debt % too high?
Trevi Finanziaria Industriale SpA's current Effective Interest Rate on Debt % is 4.57%. Overall, Trevi Finanziaria Industriale SpA has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Trevi Finanziaria Industriale SpA's Effective Interest Rate on Debt % compare to PWR and FIX?
Trevi Finanziaria Industriale SpA's Effective Interest Rate on Debt % of 4.57% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Trevi Finanziaria Industriale SpA and its competitors. Trevi Finanziaria Industriale SpA's current Effective Interest Rate on Debt % is 4.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trevi Finanziaria Industriale SpA stock overvalued right now?
Based on GuruFocus' analysis, Trevi Finanziaria Industriale SpA (MIL:TFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.01, compared to a current price of €4.10 — trading 36.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.57%. Trevi Finanziaria Industriale SpA's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Trevi Finanziaria Industriale SpA (MIL:TFIN), the current Effective Interest Rate on Debt % is 4.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trevi Finanziaria Industriale SpA (MIL:TFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Trevi Finanziaria Industriale SpA stock appears to be overvalued. The current stock price of €4.10 is trading 36.2% above its estimated GF Value™ of €3.01. GuruFocus considers Trevi Finanziaria Industriale SpA to be Significantly Overvalued.

Key valuation signals for MIL:TFIN:

  • Effective Interest Rate on Debt %: 4.57%
  • GF Value™: €3.01 vs. price of €4.10 (36.2% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the MIL:TFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trevi Finanziaria Industriale SpA Business Description

Other Exchanges 0G91:UK
Address 201, Via Larga di Sant’Andrea, Cesena, ITA, 47522
Trevi Finanziaria Industriale SpA is the holding company. The Group operates globally in the ground engineering sector, providing integrated solutions (technologies and machinery) for the construction of special foundations, ground consolidation, and safety measures for complex infrastructure and/or contaminated sites. The group is organised through two operating divisions: Trevi and Soilmec. The Trevi Division is responsible for the design and construction of special foundations and ground stabilisation works, mainly for strategic infrastructure such as underground railways, bridges, dams, ports, quays, railway lines, motorways, and civil and industrial buildings. The Soilmec Division, on the other hand, designs, manufactures and markets machinery and services for special foundations.
58GF Score

Get the complete analysis for MIL:TFIN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.10
Price
€3.01
GF Value