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MoneyHeroMNY -2.14%30 Debt-to-EBITDA is -0.03 as of Mar. 2026. GuruFocus rates MNY with a GF Score™ of 30/100 and a GF Value™ of $1.59 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 299 Interactive Media companies, MoneyHero ranks worse than 334447.83% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for MoneyHero's Debt-to-EBITDA or its related term are showing as below:
MNY'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.26 Med: -0.13 Max: 0
Current: -0.08
MNY's Debt-to-EBITDA is ranked worse than 100% of 299
companies
in the Interactive Media industry
Industry Median: 0.63
vs MNY: -0.08
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
MoneyHero Debt-to-EBITDA Related Terms
MoneyHero Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for MoneyHero's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MNY vs AREN, ZDGE, SOGP: Debt-to-EBITDA Comparison
For the Internet Content & Information subindustry, MoneyHero's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MoneyHero Debt-to-EBITDA vs Interactive Media Industry
For the Interactive Media industry and Communication Services sector, MoneyHero's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where MoneyHero's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
MoneyHero (MNY) has a Debt-to-EBITDA of -0.03 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MoneyHero. According to the industry distribution chart, MoneyHero ranks #999999 out of 299 companies in the Interactive Media industry.
Is MoneyHero's Debt-to-EBITDA too high?
MoneyHero's current Debt-to-EBITDA is -0.03. Based on the distribution chart, MoneyHero ranks #999999 out of 299 companies in the Interactive Media industry, which is in the bottom quartile relative to peers. Overall, MoneyHero has a GF Score™ of 30/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does MoneyHero's Debt-to-EBITDA compare to AREN and ZDGE?
According to the Interactive Media industry distribution chart, MoneyHero ranks #999999 out of 299 companies for Debt-to-EBITDA. This places MoneyHero in the lower half of its industry. The industry median Debt-to-EBITDA is 0.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Interactive Media company?
The median Debt-to-EBITDA among Interactive Media companies is 0.63, based on 299 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MoneyHero. For the Interactive Media industry, the median Debt-to-EBITDA is 0.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MoneyHero's current Debt-to-EBITDA is -0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MoneyHero stock overvalued right now?
Based on GuruFocus' analysis, MoneyHero (MNY) is currently considered Possible Value Trap. The stock's GF Value™ is $1.59, compared to a current price of $0.90 — trading 43.4% below its estimated fair value. The current Debt-to-EBITDA is -0.03. MoneyHero's overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For MoneyHero (MNY), the current Debt-to-EBITDA is -0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MoneyHero (MNY) Overvalued in 2026?
Based on GuruFocus' analysis, MoneyHero stock appears to be undervalued.
The current stock price of $0.90 is trading 43.4% below its estimated GF Value™ of $1.59.
GuruFocus considers MoneyHero to be Possible Value Trap.
Key valuation signals for MNY:
Debt-to-EBITDA: -0.03
GF Value™: $1.59 vs. price of $0.90 (43.4% below fair value)
No single metric tells the full story. See the MNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MoneyHero Ltd is a tech- and AI-powered personal finance aggregation and comparison platform and a digital insurance brokerage provider in Greater Southeast Asia. It operates in Singapore, Hong Kong, Taiwan and the Philippines. Its brand portfolio includes B2C platforms MoneyHero, SingSaver, Money101, Moneymax and Seedly, as well as the B2B platform Creatory. The company has four operating and reportable segments: Hong Kong, Singapore, the Philippines, and Taiwan. The Hong Kong segment generates the majority of the revenue.
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