MNY (MoneyHero) Operating Margin %: -20.09% (As of Mar. 2026)

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MNY MoneyHero Ltd MNY
30 GF Score
Price $0.90
GF Value $1.59
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is MoneyHero Operating Margin %?

MoneyHero MNY -2.14% 30 Operating Margin % is -20.09% as of Mar. 2026. GuruFocus rates MNY with a GF Score™ of 30/100 and a GF Value™ of $1.59 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 547 Interactive Media companies, MoneyHero ranks worse than 74.04% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. MoneyHero's Operating Income for the three months ended in Mar. 2026 was $-3.32 Mil. MoneyHero's Revenue for the three months ended in Mar. 2026 was $16.52 Mil. Therefore, MoneyHero's Operating Margin % for the quarter that ended in Mar. 2026 was -20.09%.

The historical rank and industry rank for MoneyHero's Operating Margin % or its related term are showing as below:

MNY' s Operating Margin % Range Over the Past 10 Years
Min: -121.12   Med: -44.53   Max: -13.39
Current: -13.39


MNY's Operating Margin % is ranked worse than
74.04% of 547 companies
in the Interactive Media industry
Industry Median: 2.96 vs MNY: -13.39

MoneyHero's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

MoneyHero's Operating Income for the three months ended in Mar. 2026 was $-3.32 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was $-10.13 Mil.


MoneyHero  (NAS:MNY) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


MoneyHero Operating Margin % Related Terms


MoneyHero Operating Margin % Historical Data

* Premium members only.

The historical data trend for MoneyHero's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MoneyHero Operating Margin % Chart

MoneyHero Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
-42.22 -54.19 -121.12 -44.53 -14.72

MoneyHero Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -27.90 -14.43 -13.13 -7.20 -20.09

MNY vs AREN, ZDGE, SOGP: Operating Margin % Comparison

For the Internet Content & Information subindustry, MoneyHero's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MoneyHero Operating Margin % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, MoneyHero's Operating Margin % distribution charts can be found below:

* The bar in red indicates where MoneyHero's Operating Margin % falls into.


MNY
30GF Score
MoneyHero Ltd MNY
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MoneyHero Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

MoneyHero's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=-10.809 / 73.426
=-14.72 %

MoneyHero's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=-3.318 / 16.517
=-20.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of -20.09% mean?
MoneyHero (MNY) has a Operating Margin % of -20.09% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on MoneyHero and its competitors. According to the industry distribution chart, MoneyHero ranks #405 out of 547 companies in the Interactive Media industry, placing it in the top 74%.
Is MoneyHero's Operating Margin % too high?
MoneyHero's current Operating Margin % is -20.09%. Based on the distribution chart, MoneyHero ranks #405 out of 547 companies in the Interactive Media industry, which is below the industry midpoint. Overall, MoneyHero has a GF Score™ of 30/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does MoneyHero's Operating Margin % compare to AREN and ZDGE?
According to the Interactive Media industry distribution chart, MoneyHero ranks #405 out of 547 companies for Operating Margin %. This places MoneyHero in the lower half of its industry. The industry median Operating Margin % is 2.96. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for an Interactive Media company?
The median Operating Margin % among Interactive Media companies is 2.96, based on 547 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on MoneyHero and its competitors. For the Interactive Media industry, the median Operating Margin % is 2.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MoneyHero's current Operating Margin % is -20.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MoneyHero stock overvalued right now?
Based on GuruFocus' analysis, MoneyHero (MNY) is currently considered Possible Value Trap. The stock's GF Value™ is $1.59, compared to a current price of $0.90 — trading 43.4% below its estimated fair value. The current Operating Margin % is -20.09%. MoneyHero's overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For MoneyHero (MNY), the current Operating Margin % is -20.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MoneyHero (MNY) Overvalued in 2026?

Based on GuruFocus' analysis, MoneyHero stock appears to be undervalued. The current stock price of $0.90 is trading 43.4% below its estimated GF Value™ of $1.59. GuruFocus considers MoneyHero to be Possible Value Trap.

Key valuation signals for MNY:

  • Operating Margin %: -20.09%
  • GF Value™: $1.59 vs. price of $0.90 (43.4% below fair value)
  • GF Score™: 30/100 with 3 warning signs

No single metric tells the full story. See the MNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MoneyHero Business Description

Address 70 Shenton Way, No. 18-15, EON Shenton, Singapore, SGP, S079118
MoneyHero Ltd is a tech- and AI-powered personal finance aggregation and comparison platform and a digital insurance brokerage provider in Greater Southeast Asia. It operates in Singapore, Hong Kong, Taiwan and the Philippines. Its brand portfolio includes B2C platforms MoneyHero, SingSaver, Money101, Moneymax and Seedly, as well as the B2B platform Creatory. The company has four operating and reportable segments: Hong Kong, Singapore, the Philippines, and Taiwan. The Hong Kong segment generates the majority of the revenue.
30GF Score

Get the complete analysis for MNY

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.90
Price
$1.59
GF Value