NFYEF (NFI Group) Debt-to-EBITDA : 4.50 (As of Mar. 2026) — 11% Below Median

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NFYEF NFI Group Inc NFYEF
64 GF Score
Price $18.00
GF Value $12.13
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is NFI Group Debt-to-EBITDA?

NFI Group NFYEF +0.11% 64 Debt-to-EBITDA is 4.50 as of Mar. 2026, which is 11% below its 10-year median of 5.06. GuruFocus rates NFYEF with a GF Score™ of 64/100 and a GF Value™ of $12.13 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,096 Vehicles & Parts companies, NFI Group ranks worse than 92.15% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

NFI Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $297 Mil. NFI Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1,024 Mil. NFI Group's annualized EBITDA for the quarter that ended in Mar. 2026 was $294 Mil. NFI Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 4.50.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for NFI Group's Debt-to-EBITDA or its related term are showing as below:

NFYEF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -8.63   Med: 5.06   Max: 61.12
Current: 10.99

During the past 13 years, the highest Debt-to-EBITDA Ratio of NFI Group was 61.12. The lowest was -8.63. And the median was 5.06.

NFYEF's Debt-to-EBITDA is ranked worse than
92.15% of 1096 companies
in the Vehicles & Parts industry
Industry Median: 2.26 vs NFYEF: 10.99

NFI Group  (OTCPK:NFYEF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


NFI Group Debt-to-EBITDA Related Terms


NFI Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for NFI Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NFI Group Debt-to-EBITDA Chart

NFI Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.78 -8.63 23.85 5.36 13.42

NFI Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.09 -3.60 -2.28 1.16 4.50

NFYEF vs TSLA, GM, F: Debt-to-EBITDA Comparison

For the Auto Manufacturers subindustry, NFI Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NFI Group Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, NFI Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where NFI Group's Debt-to-EBITDA falls into.


NFYEF
64GF Score
NFI Group Inc NFYEF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NFI Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

NFI Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(57.406 + 1233.526) / 96.198
=13.42

NFI Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(296.916 + 1024.306) / 293.804
=4.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 4.50 mean?
NFI Group (NFYEF) has a Debt-to-EBITDA of 4.50 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on NFI Group. This is 11% below median its historical median of 5.06. According to the industry distribution chart, NFI Group ranks #1010 out of 1096 companies in the Vehicles & Parts industry, placing it in the top 92.2%.
Is NFI Group's Debt-to-EBITDA too high?
NFI Group's current Debt-to-EBITDA of 4.50 is 11% below median its 10-year median of 5.06. The Vehicles & Parts industry median Debt-to-EBITDA is 2.26. NFI Group's value of 4.50 is 99.1% above this industry median. Based on the distribution chart, NFI Group ranks #1010 out of 1096 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, NFI Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NFI Group's Debt-to-EBITDA compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, NFI Group ranks #1010 out of 1096 companies for Debt-to-EBITDA. This places NFI Group in the lower half of its industry. The industry median Debt-to-EBITDA is 2.26. NFI Group's value of 4.50 is 99.1% above this benchmark. While the company's 10-year median is 5.06 vs. the industry median of 2.26, NFI Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.26, based on 1,096 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NFI Group's current Debt-to-EBITDA of 4.50 is 99.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on NFI Group. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NFI Group's current Debt-to-EBITDA is 4.50, which is 11% below median its own 10-year median of 5.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NFI Group stock overvalued right now?
Based on GuruFocus' analysis, NFI Group (NFYEF) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.13, compared to a current price of $18.00 — trading 48.4% above its estimated fair value. The current Debt-to-EBITDA is 4.50, which is 11% below median its 10-year median of 5.06 and 99.1% above the Vehicles & Parts industry median of 2.26. NFI Group's overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For NFI Group (NFYEF), the current Debt-to-EBITDA is 4.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NFI Group (NFYEF) Overvalued in 2026?

Based on GuruFocus' analysis, NFI Group stock appears to be overvalued. The current stock price of $18.00 is trading 48.4% above its estimated GF Value™ of $12.13. GuruFocus considers NFI Group to be Significantly Overvalued.

Key valuation signals for NFYEF:

  • Debt-to-EBITDA: 4.50 (11% below median its 10-year median of 5.06)
  • GF Value™: $12.13 vs. price of $18.00 (48.4% above fair value)
  • GF Score™: 64/100 with 9 warning signs
  • Industry Position: 99.1% above the Vehicles & Parts median (#1010 of 1096)

No single metric tells the full story. See the NFYEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NFI Group Business Description

Other Exchanges 9NF:GermanyNFI:Canada
Address 711 Kernaghan Avenue, Winnipeg, MB, CAN, R2C 3T4
NFI Group Inc is a bus manufacturer providing a comprehensive suite of mass transportation solutions under brands: New Flyer(heavy-duty transit buses), Alexander Dennis Limited (ADL) (single and double-deck buses), Plaxton (motor coaches), MCI (motor coaches), ARBOC Specialty Vehicles, LLC (ARBOC) (low-floor cutaway and medium-duty buses) and NFI Parts (aftermarket parts sales). The company has two reportable segments which are the company's strategic business units: Manufacturing Operations and Aftermarket Operations. It generates majority revenue from Manufacturing Operations. Geographically, the company generates majority of its revenue from North America and rest from United Kingdom, Europe and Asia Pacific region.
64GF Score

Get the complete analysis for NFYEF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.00
Price
$12.13
GF Value