NRC (NRC Health) Debt-to-EBITDA : -20.55 (As of Jun. 2026)

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NRC NRC Health NRC
63 GF Score
Price $21.20
GF Value $19.94
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is NRC Health Debt-to-EBITDA?

NRC Health NRC -0.98% 63 Debt-to-EBITDA is -20.55 as of Jun. 2026. GuruFocus rates NRC with a GF Score™ of 63/100 and a GF Value™ of $19.94 (Fairly Valued). The stock has 8 warning signs investors should review. Among 478 Healthcare Providers & Services companies, NRC Health ranks worse than 69.67% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

NRC Health's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $4.0 Mil. NRC Health's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $86.0 Mil. NRC Health's annualized EBITDA for the quarter that ended in Jun. 2026 was $-4.4 Mil. NRC Health's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was -20.55.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for NRC Health's Debt-to-EBITDA or its related term are showing as below:

NRC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.03   Med: 0.66   Max: 3.84
Current: 3.84

During the past 13 years, the highest Debt-to-EBITDA Ratio of NRC Health was 3.84. The lowest was 0.03. And the median was 0.66.

NRC's Debt-to-EBITDA is ranked worse than
69.67% of 478 companies
in the Healthcare Providers & Services industry
Industry Median: 2.185 vs NRC: 3.84

NRC Health  (NAS:NRC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


NRC Health Debt-to-EBITDA Related Terms


NRC Health Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for NRC Health's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NRC Health Debt-to-EBITDA Chart

NRC Health Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 0.45 0.79 1.52 2.61

NRC Health Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.03 2.02 2.91 2.50 -20.55

NRC vs EVH, SOPH, WEAV: Debt-to-EBITDA Comparison

For the Health Information Services subindustry, NRC Health's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NRC Health Debt-to-EBITDA vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, NRC Health's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where NRC Health's Debt-to-EBITDA falls into.


NRC
63GF Score
NRC Health NRC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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NRC Health Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

NRC Health's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.014 + 75.021) / 30.23
=2.61

NRC Health's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.016 + 86.012) / -4.38
=-20.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -20.55 mean?
NRC Health (NRC) has a Debt-to-EBITDA of -20.55 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on NRC Health. Over the past decade, NRC Health's Debt-to-EBITDA has ranged from 0.03 to 3.84. According to the industry distribution chart, NRC Health ranks #333 out of 478 companies in the Healthcare Providers & Services industry, placing it in the top 69.7%.
Is NRC Health's Debt-to-EBITDA too high?
NRC Health's current Debt-to-EBITDA is -20.55. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 3.84. Based on the distribution chart, NRC Health ranks #333 out of 478 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, NRC Health has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NRC Health's Debt-to-EBITDA compare to EVH and SOPH?
According to the Healthcare Providers & Services industry distribution chart, NRC Health ranks #333 out of 478 companies for Debt-to-EBITDA. This places NRC Health in the lower half of its industry. The industry median Debt-to-EBITDA is 2.19. Historically, NRC Health's own Debt-to-EBITDA has ranged from 0.03 to 3.84 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.19, based on 478 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on NRC Health. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NRC Health's current Debt-to-EBITDA is -20.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NRC Health stock overvalued right now?
Based on GuruFocus' analysis, NRC Health (NRC) is currently considered Fairly Valued. The stock's GF Value™ is $19.94, compared to a current price of $21.20 — trading 6.3% above its estimated fair value. The current Debt-to-EBITDA is -20.55. NRC Health's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For NRC Health (NRC), the current Debt-to-EBITDA is -20.55 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NRC Health (NRC) Overvalued in 2026?

Based on GuruFocus' analysis, NRC Health stock appears to be overvalued. The current stock price of $21.20 is trading 6.3% above its estimated GF Value™ of $19.94. GuruFocus considers NRC Health to be Fairly Valued.

Key valuation signals for NRC:

  • Debt-to-EBITDA: -20.55
  • GF Value™: $19.94 vs. price of $21.20 (6.3% above fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the NRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NRC Health Business Description

Address 5601 South 59th Street, suite A1, Lincoln, NE, USA, 68516
NRC Health operates as a humanized healthcare and support organization. Its platform includes Listen, Understand, and Improve. The group provides solutions for Patient, Consumer, Employee, and Market experiences. The group's commitment to Human Understanding helps healthcare systems get to know the patients, families, consumers, employees, and communities it on a human level.
63GF Score

Get the complete analysis for NRC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.20
Price
$19.94
GF Value