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Custodian InvestmentNSA:CUSTODIAN 61 Debt-to-EBITDA is 1.96 as of Jun. 2026, which is 989% above its 10-year median of 0.18. GuruFocus rates NSA:CUSTODIAN with a GF Score™ of 61/100 and a GF Value™ of ₦29.84 (Significantly Overvalued). Among 319 Insurance companies, Custodian Investment ranks worse than 63.64% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Custodian Investment's Debt-to-EBITDA or its related term are showing as below:
NSA:CUSTODIAN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.05 Med: 0.18 Max: 2.24
Current: 1.77
During the past 13 years, the highest Debt-to-EBITDA Ratio of Custodian Investment was 2.24. The lowest was 0.05. And the median was 0.18.
NSA:CUSTODIAN's Debt-to-EBITDA is ranked worse than 63.64% of 319
companies
in the Insurance industry
Industry Median: 1.25
vs NSA:CUSTODIAN: 1.77
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Custodian Investment Debt-to-EBITDA Related Terms
Custodian Investment Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Custodian Investment's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:CUSTODIAN vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Custodian Investment's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Custodian Investment Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Custodian Investment's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Custodian Investment's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Custodian Investment (NSA:CUSTODIAN) has a Debt-to-EBITDA of 1.96 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Custodian Investment. This is 989% above median its historical median of 0.18. Over the past decade, Custodian Investment's Debt-to-EBITDA has ranged from 0.05 to 2.24. According to the industry distribution chart, Custodian Investment ranks #203 out of 319 companies in the Insurance industry, placing it in the top 63.6%.
Is Custodian Investment's Debt-to-EBITDA too high?
Custodian Investment's current Debt-to-EBITDA of 1.96 is 989% above median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 2.24. The Insurance industry median Debt-to-EBITDA is 1.25. Custodian Investment's value of 1.96 is 56.8% above this industry median. Based on the distribution chart, Custodian Investment ranks #203 out of 319 companies in the Insurance industry, which is below the industry midpoint. Overall, Custodian Investment has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Custodian Investment's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Custodian Investment ranks #203 out of 319 companies for Debt-to-EBITDA. This places Custodian Investment in the lower half of its industry. The industry median Debt-to-EBITDA is 1.25. Custodian Investment's value of 1.96 is 56.8% above this benchmark. Historically, Custodian Investment's own Debt-to-EBITDA has ranged from 0.05 to 2.24 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 1.25, Custodian Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.25, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Custodian Investment's current Debt-to-EBITDA of 1.96 is 56.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Custodian Investment. For the Insurance industry, the median Debt-to-EBITDA is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Custodian Investment's current Debt-to-EBITDA is 1.96, which is 989% above median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Custodian Investment stock overvalued right now?
Based on GuruFocus' analysis, Custodian Investment (NSA:CUSTODIAN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦29.84, compared to a current price of ₦71.85 — trading 140.8% above its estimated fair value. The current Debt-to-EBITDA is 1.96, which is 989% above median its 10-year median of 0.18 and 56.8% above the Insurance industry median of 1.25. Custodian Investment's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Custodian Investment (NSA:CUSTODIAN), the current Debt-to-EBITDA is 1.96 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Custodian Investment (NSA:CUSTODIAN) Overvalued in 2026?
Based on GuruFocus' analysis, Custodian Investment stock appears to be overvalued.
The current stock price of ₦71.85 is trading 140.8% above its estimated GF Value™ of ₦29.84.
GuruFocus considers Custodian Investment to be Significantly Overvalued.
Key valuation signals for NSA:CUSTODIAN:
Debt-to-EBITDA: 1.96 (989% above median its 10-year median of 0.18)
GF Value™: ₦29.84 vs. price of ₦71.85 (140.8% above fair value)
Industry Position: 56.8% above the Insurance median (#203 of 319)
No single metric tells the full story. See the NSA:CUSTODIAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Custodian Investment PLC is an investment holding company having interests in Life Insurance, General Insurance, Pensions, Trustees, Property and Financial Services Business. Its segments include Property/Casualty Insurance, Life Insurance, Pension Asset Management, Trusteeship/Company Secretary Services, Hospitality, Asset Management, and Property development and management. The majority of the revenue is derived from Property development and management segment.
61GF Score
Get the complete analysis for NSA:CUSTODIAN
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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