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Custodian InvestmentNSA:CUSTODIAN 70 PB Ratio is 2.14 as of Jul. 26, 2026, which is 189% above its 10-year median of 0.74. GuruFocus rates NSA:CUSTODIAN with a GF Score™ of 70/100 and a GF Value™ of ₦29.52 (Significantly Overvalued). Among 500 Insurance companies, Custodian Investment ranks worse than 70.4% on this metric.
The historical rank and industry rank for Custodian Investment's PB Ratio or its related term are showing as below:
NSA:CUSTODIAN'
s PB Ratio Range Over the Past 10 Years
Min: 0.51 Med: 0.74 Max: 2.45
Current: 2.14
During the past 13 years, Custodian Investment's highest PB Ratio was 2.45. The lowest was 0.51. And the median was 0.74.
NSA:CUSTODIAN's PB Ratio is ranked worse than 70.4% of 500
companies
in the Insurance industry
Industry Median: 1.395
vs NSA:CUSTODIAN: 2.14
During the past 12 months, Custodian Investment's average Book Value Per Share Growth Rate was 61.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 53.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 34.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 19.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Custodian Investment was 53.00% per year. The lowest was 7.10% per year. And the median was 15.00% per year.
Back to Basics: PB Ratio
Custodian Investment (NSA:CUSTODIAN) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Custodian Investment PB Ratio Related Terms
Custodian Investment PB Ratio Historical Data
* Premium members only.
The historical data trend for Custodian Investment's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:CUSTODIAN vs BRK.A, AIG, HIG: PB Ratio Comparison
For the Insurance - Diversified subindustry, Custodian Investment's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Custodian Investment PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Custodian Investment's PB Ratio distribution charts can be found below:
* The bar in red indicates where Custodian Investment's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Custodian Investment (NSA:CUSTODIAN) has a PB Ratio of 2.14 as of Jul. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Custodian Investment and its competitors. This is 189% above median its historical median of 0.74. Over the past decade, Custodian Investment's PB Ratio has ranged from 0.51 to 2.45. According to the industry distribution chart, Custodian Investment ranks #352 out of 500 companies in the Insurance industry, placing it in the top 70.4%.
Is Custodian Investment's PB Ratio too high?
Custodian Investment's current PB Ratio of 2.14 is 189% above median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 2.45. The Insurance industry median PB Ratio is 1.40. Custodian Investment's value of 2.14 is 53.4% above this industry median. Based on the distribution chart, Custodian Investment ranks #352 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Custodian Investment has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Custodian Investment's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Custodian Investment ranks #352 out of 500 companies for PB Ratio. This places Custodian Investment in the lower half of its industry. The industry median PB Ratio is 1.40. Custodian Investment's value of 2.14 is 53.4% above this benchmark. Historically, Custodian Investment's own PB Ratio has ranged from 0.51 to 2.45 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 1.40, Custodian Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Custodian Investment's current PB Ratio of 2.14 is 53.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Custodian Investment and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Custodian Investment's current PB Ratio is 2.14, which is 189% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Custodian Investment stock overvalued right now?
Based on GuruFocus' analysis, Custodian Investment (NSA:CUSTODIAN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦29.52, compared to a current price of ₦78.45 — trading 165.8% above its estimated fair value. The current PB Ratio is 2.14, which is 189% above median its 10-year median of 0.74 and 53.4% above the Insurance industry median of 1.40. Custodian Investment's overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Custodian Investment (NSA:CUSTODIAN), the current PB Ratio is 2.14 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Custodian Investment (NSA:CUSTODIAN) Overvalued in 2026?
Based on GuruFocus' analysis, Custodian Investment stock appears to be overvalued.
The current stock price of ₦78.45 is trading 165.8% above its estimated GF Value™ of ₦29.52.
GuruFocus considers Custodian Investment to be Significantly Overvalued.
Key valuation signals for NSA:CUSTODIAN:
PB Ratio: 2.14 (189% above median its 10-year median of 0.74)
GF Value™: ₦29.52 vs. price of ₦78.45 (165.8% above fair value)
Industry Position: 53.4% above the Insurance median (#352 of 500)
No single metric tells the full story. See the NSA:CUSTODIAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Custodian Investment PLC is an investment holding company having interests in Life Insurance, General Insurance, Pensions, Trustees, Property and Financial Services Business. Its segments include Property/Casualty Insurance, Life Insurance, Pension Asset Management, Trusteeship/Company Secretary Services, Hospitality, Asset Management, and Property development and management. The majority of the revenue is derived from Property development and management segment.
70GF Score
Get the complete analysis for NSA:CUSTODIAN
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