Cambridge Technology Enterprises (NSE:CTE) Debt-to-EBITDA : 3.09 (As of Mar. 2026) — 194% Above Median

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NSE:CTE Cambridge Technology Enterprises Ltd NSE:CTE
73 GF Score
Price ₹44.94
GF Value ₹62.09
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Cambridge Technology Enterprises Debt-to-EBITDA?

Cambridge Technology Enterprises NSE:CTE +5.00% 73 Debt-to-EBITDA is 3.09 as of Mar. 2026, which is 194% above its 10-year median of 1.05. GuruFocus rates NSE:CTE with a GF Score™ of 73/100 and a GF Value™ of ₹62.09 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,727 Software companies, Cambridge Technology Enterprises ranks worse than 82.74% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cambridge Technology Enterprises's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹251 Mil. Cambridge Technology Enterprises's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹557 Mil. Cambridge Technology Enterprises's annualized EBITDA for the quarter that ended in Mar. 2026 was ₹262 Mil. Cambridge Technology Enterprises's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 3.09.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Cambridge Technology Enterprises's Debt-to-EBITDA or its related term are showing as below:

NSE:CTE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -4   Med: 1.05   Max: 4.99
Current: 4.07

During the past 13 years, the highest Debt-to-EBITDA Ratio of Cambridge Technology Enterprises was 4.99. The lowest was -4.00. And the median was 1.05.

NSE:CTE's Debt-to-EBITDA is ranked worse than
82.74% of 1727 companies
in the Software industry
Industry Median: 1.02 vs NSE:CTE: 4.07

Cambridge Technology Enterprises  (NSE:CTE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Cambridge Technology Enterprises Debt-to-EBITDA Related Terms


Cambridge Technology Enterprises Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Cambridge Technology Enterprises's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cambridge Technology Enterprises Debt-to-EBITDA Chart

Cambridge Technology Enterprises Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.89 2.76 4.99 -4.00 4.38

Cambridge Technology Enterprises Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.46 0.00 19.82 0.00 3.09

NSE:CTE vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, Cambridge Technology Enterprises's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cambridge Technology Enterprises Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Cambridge Technology Enterprises's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Cambridge Technology Enterprises's Debt-to-EBITDA falls into.


NSE:CTE
73GF Score
Cambridge Technology Enterprises Ltd NSE:CTE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cambridge Technology Enterprises Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Cambridge Technology Enterprises's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(251.453 + 557.203) / 184.453
=4.38

Cambridge Technology Enterprises's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(251.453 + 557.203) / 261.816
=3.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.09 mean?
Cambridge Technology Enterprises (NSE:CTE) has a Debt-to-EBITDA of 3.09 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cambridge Technology Enterprises. This is 194% above median its historical median of 1.05. According to the industry distribution chart, Cambridge Technology Enterprises ranks #1429 out of 1727 companies in the Software industry, placing it in the top 82.7%.
Is Cambridge Technology Enterprises' Debt-to-EBITDA too high?
Cambridge Technology Enterprises' current Debt-to-EBITDA of 3.09 is 194% above median its 10-year median of 1.05. The Software industry median Debt-to-EBITDA is 1.02. Cambridge Technology Enterprises' value of 3.09 is 202.9% above this industry median. Based on the distribution chart, Cambridge Technology Enterprises ranks #1429 out of 1727 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Cambridge Technology Enterprises has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cambridge Technology Enterprises' Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Cambridge Technology Enterprises ranks #1429 out of 1727 companies for Debt-to-EBITDA. This places Cambridge Technology Enterprises in the lower half of its industry. The industry median Debt-to-EBITDA is 1.02. Cambridge Technology Enterprises' value of 3.09 is 202.9% above this benchmark. While the company's 10-year median is 1.05 vs. the industry median of 1.02, Cambridge Technology Enterprises has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.02, based on 1,727 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cambridge Technology Enterprises's current Debt-to-EBITDA of 3.09 is 202.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Cambridge Technology Enterprises. For the Software industry, the median Debt-to-EBITDA is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cambridge Technology Enterprises's current Debt-to-EBITDA is 3.09, which is 194% above median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cambridge Technology Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Cambridge Technology Enterprises (NSE:CTE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹62.09, compared to a current price of ₹44.94 — trading 27.6% below its estimated fair value. The current Debt-to-EBITDA is 3.09, which is 194% above median its 10-year median of 1.05 and 202.9% above the Software industry median of 1.02. Cambridge Technology Enterprises' overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Cambridge Technology Enterprises (NSE:CTE), the current Debt-to-EBITDA is 3.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cambridge Technology Enterprises (NSE:CTE) Overvalued in 2026?

Based on GuruFocus' analysis, Cambridge Technology Enterprises stock appears to be undervalued. The current stock price of ₹44.94 is trading 27.6% below its estimated GF Value™ of ₹62.09. GuruFocus considers Cambridge Technology Enterprises to be Modestly Undervalued.

Key valuation signals for NSE:CTE:

  • Debt-to-EBITDA: 3.09 (194% above median its 10-year median of 1.05)
  • GF Value™: ₹62.09 vs. price of ₹44.94 (27.6% below fair value)
  • GF Score™: 73/100 with 6 warning signs
  • Industry Position: 202.9% above the Software median (#1429 of 1727)

No single metric tells the full story. See the NSE:CTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cambridge Technology Enterprises Business Description

Other Exchanges 532801:India
Address Image Gardens Road, Unit No. 403B & 404, 4th Floor, Capital Park, Plot No. 1-98/4/1-13, 28 & 29, Survey No.72, Madhapur, Hyderabad, TG, IND, 500081
Cambridge Technology Enterprises Ltd is a business and technology company, engaged in software development and information technology (IT) related activities. It offers various services, which include cloud computing, artificial intelligence (AI), enterprise mobility, DevOps, and application development. The company derives revenue from India, the USA, the Philippines, and other regions, of which the maximum revenue is generated from the USA. The company generates revenue from the sale of software services and the sale of software licenses, where the majority of its revenue is derived from the sale of software services.
73GF Score

Get the complete analysis for NSE:CTE

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹44.94
Price
₹62.09
GF Value