Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Jio Financial Services's Debt-to-EBITDA or its related term are showing as below:
NSE:JIOFIN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -19.19 Med: 6.17 Max: 15.05
Current: 6.12
During the past 12 years, the highest Debt-to-EBITDA Ratio of Jio Financial Services was 15.05. The lowest was -19.19. And the median was 6.17.
NSE:JIOFIN's Debt-to-EBITDA is ranked worse than 83.94% of 386
companies
in the Asset Management industry
Industry Median: 1.395
vs NSE:JIOFIN: 6.12
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Jio Financial Services Debt-to-EBITDA Related Terms
Jio Financial Services Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Jio Financial Services's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:JIOFIN vs BLK, BX, KKR: Debt-to-EBITDA Comparison
For the Asset Management subindustry, Jio Financial Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jio Financial Services Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Jio Financial Services's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Jio Financial Services's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Jio Financial Services (NSE:JIOFIN) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jio Financial Services. According to the industry distribution chart, Jio Financial Services ranks #324 out of 386 companies in the Asset Management industry, placing it in the top 83.9%.
Is Jio Financial Services' Debt-to-EBITDA too high?
Jio Financial Services' current Debt-to-EBITDA is 0.00. Based on the distribution chart, Jio Financial Services ranks #324 out of 386 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Jio Financial Services has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jio Financial Services' Debt-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, Jio Financial Services ranks #324 out of 386 companies for Debt-to-EBITDA. This places Jio Financial Services in the lower half of its industry. The industry median Debt-to-EBITDA is 1.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.40, based on 386 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jio Financial Services. For the Asset Management industry, the median Debt-to-EBITDA is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jio Financial Services's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jio Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Jio Financial Services (NSE:JIOFIN) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹968.95, compared to a current price of ₹255.60 — trading 73.6% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Jio Financial Services' overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Jio Financial Services (NSE:JIOFIN), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jio Financial Services (NSE:JIOFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Jio Financial Services stock appears to be undervalued.
The current stock price of ₹255.60 is trading 73.6% below its estimated GF Value™ of ₹968.95.
GuruFocus considers Jio Financial Services to be Significantly Undervalued.
Key valuation signals for NSE:JIOFIN:
Debt-to-EBITDA: 0.00
GF Value™: ₹968.95 vs. price of ₹255.60 (73.6% below fair value)
No single metric tells the full story. See the NSE:JIOFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jio Financial Services Ltd is a core investment company, non-deposit taking, systemically important (CIC-ND-SI). Along with its subsidiaries, joint ventures, and associates, it is engaged in the business of Investing and Financing, mainly Leasing, Insurance broking, Payment Bank, Payment Aggregator, and Payment Gateway services.
81GF Score
Get the complete analysis for NSE:JIOFIN
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:JIOFIN has been successfully added to your 
