Jio Financial Services (NSE:JIOFIN) LT-Debt-to-Total-Asset: 0.13 (As of Mar. 2026)

What is Jio Financial Services LT-Debt-to-Total-Asset?

Jio Financial Services NSE:JIOFIN +3.68% 61 LT-Debt-to-Total-Asset is 0.13 as of Mar. 2026. GuruFocus rates NSE:JIOFIN with a GF Score™ of 61/100 and a GF Value™ of ₹802.02 (Possible Value Trap). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Jio Financial Services's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.13.

Jio Financial Services's long-term debt to total assets ratio increased from Mar. 2025 (0.02) to Mar. 2026 (0.13). It may suggest that Jio Financial Services is progressively becoming more dependent on debt to grow their business.

Jio Financial Services (NSE:JIOFIN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Jio Financial Services LT-Debt-to-Total-Asset Related Terms

Jio Financial Services LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Jio Financial Services's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jio Financial Services LT-Debt-to-Total-Asset Chart

Jio Financial Services Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.00

0.02

0.13

Jio Financial Services Quarterly Data
	Mar16	Mar17	Mar18	Mar19	Mar20	Mar21	Mar22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.02	0.00	0.07	0.00	0.13

61GF Score

Jio Financial Services Ltd NSE:JIOFIN

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Jio Financial Services LT-Debt-to-Total-Asset Calculation

Jio Financial Services's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	217683.6	/	1634970.8
	=	0.13

Jio Financial Services's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	217683.6	/	1634970.8
	=	0.13

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.13 mean?

Jio Financial Services (NSE:JIOFIN) has a LT-Debt-to-Total-Asset of 0.13 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Jio Financial Services and its competitors.

Is Jio Financial Services' LT-Debt-to-Total-Asset too high?

Jio Financial Services' current LT-Debt-to-Total-Asset is 0.13. Overall, Jio Financial Services has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Jio Financial Services' LT-Debt-to-Total-Asset compare to BLK and BX?

Jio Financial Services' LT-Debt-to-Total-Asset of 0.13 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Asset Management company?

A good LT-Debt-to-Total-Asset depends on the Asset Management industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Jio Financial Services and its competitors. Jio Financial Services's current LT-Debt-to-Total-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Jio Financial Services stock overvalued right now?

Based on GuruFocus' analysis, Jio Financial Services (NSE:JIOFIN) is currently considered Possible Value Trap. The stock's GF Value™ is ₹802.02, compared to a current price of ₹241.96 — trading 69.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.13. Jio Financial Services' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Jio Financial Services (NSE:JIOFIN), the current LT-Debt-to-Total-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jio Financial Services (NSE:JIOFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Jio Financial Services stock appears to be undervalued. The current stock price of ₹241.96 is trading 69.8% below its estimated GF Value™ of ₹802.02. GuruFocus considers Jio Financial Services to be Possible Value Trap.

Key valuation signals for NSE:JIOFIN:

LT-Debt-to-Total-Asset: 0.13
GF Value™: ₹802.02 vs. price of ₹241.96 (69.8% below fair value)
GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the NSE:JIOFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jio Financial Services Business Description

Industry Financial Services Asset Management

Comparable Companies NSE:ICICIAMC BOM:500490 BOM:541729 BOM:540767 BOM:542772 BOM:501301 BOM:543374 BOM:543415 BOM:543988 BOM:500266 BLK BX OSTO:INVE A TSX:BN KKR TSX:BAM APO STT AMP LSE:III

Other Exchanges 543940:India

Address Bandra Kurla Complex, 1st Floor, Building 4NA, Maker Maxity, Bandra East, Mumbai, MH, IND, 400051

Website https://www.jfs.in

Jio Financial Services Ltd is a core investment company, non-deposit taking, systemically important (CIC-ND-SI). Along with its subsidiaries, joint ventures, and associates, it is engaged in the business of Investing and Financing, mainly Leasing, Insurance broking, Payment Bank, Payment Aggregator, and Payment Gateway services.

61GF Score

Get the complete analysis for NSE:JIOFIN

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹241.96

Price

₹802.02

GF Value

View NSE:JIOFIN Analysis

See LT-Debt-to-Total-Asset data for all stocks →