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Pansari DevelopersNSE:PANSARI +0.02%86 Debt-to-EBITDA is 1.92 as of Mar. 2026, which is 76% below its 10-year median of 8.14. GuruFocus rates NSE:PANSARI with a GF Score™ of 86/100 and a GF Value™ of ₹401.87 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,270 Real Estate companies, Pansari Developers ranks better than 62.52% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Pansari Developers's Debt-to-EBITDA or its related term are showing as below:
NSE:PANSARI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.91 Med: 8.14 Max: 19.67
Current: 3.73
During the past 12 years, the highest Debt-to-EBITDA Ratio of Pansari Developers was 19.67. The lowest was 2.91. And the median was 8.14.
NSE:PANSARI's Debt-to-EBITDA is ranked better than 62.52% of 1270
companies
in the Real Estate industry
Industry Median: 5.51
vs NSE:PANSARI: 3.73
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Pansari Developers Debt-to-EBITDA Related Terms
Pansari Developers Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Pansari Developers's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Pansari Developers's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pansari Developers Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Pansari Developers's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Pansari Developers's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Pansari Developers (NSE:PANSARI) has a Debt-to-EBITDA of 1.92 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pansari Developers. This is 76% below median its historical median of 8.14. Over the past decade, Pansari Developers' Debt-to-EBITDA has ranged from 2.91 to 19.67. According to the industry distribution chart, Pansari Developers ranks #476 out of 1270 companies in the Real Estate industry, placing it in the top 37.5%.
Is Pansari Developers' Debt-to-EBITDA too high?
Pansari Developers' current Debt-to-EBITDA of 1.92 is 76% below median its 10-year median of 8.14. Over the past 10 years, this metric has ranged from a low of 2.91 to a high of 19.67. The Real Estate industry median Debt-to-EBITDA is 5.51. Pansari Developers' value of 1.92 is 65.2% below this industry median. Based on the distribution chart, Pansari Developers ranks #476 out of 1270 companies in the Real Estate industry, which is above the industry midpoint. Overall, Pansari Developers has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pansari Developers' Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Pansari Developers ranks #476 out of 1270 companies for Debt-to-EBITDA. This puts Pansari Developers in the upper half of its industry. The industry median Debt-to-EBITDA is 5.51. Pansari Developers' value of 1.92 is 65.2% below this benchmark. Historically, Pansari Developers' own Debt-to-EBITDA has ranged from 2.91 to 19.67 over the past decade. While the company's 10-year median is 8.14 vs. the industry median of 5.51, Pansari Developers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.51, based on 1,270 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pansari Developers's current Debt-to-EBITDA of 1.92 is 65.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pansari Developers. For the Real Estate industry, the median Debt-to-EBITDA is 5.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pansari Developers's current Debt-to-EBITDA is 1.92, which is 76% below median its own 10-year median of 8.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pansari Developers stock overvalued right now?
Based on GuruFocus' analysis, Pansari Developers (NSE:PANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹401.87, compared to a current price of ₹300.05 — trading 25.3% below its estimated fair value. The current Debt-to-EBITDA is 1.92, which is 76% below median its 10-year median of 8.14 and 65.2% below the Real Estate industry median of 5.51. Pansari Developers' overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pansari Developers (NSE:PANSARI), the current Debt-to-EBITDA is 1.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pansari Developers (NSE:PANSARI) Overvalued in 2026?
Based on GuruFocus' analysis, Pansari Developers stock appears to be undervalued.
The current stock price of ₹300.05 is trading 25.3% below its estimated GF Value™ of ₹401.87.
GuruFocus considers Pansari Developers to be Modestly Undervalued.
Key valuation signals for NSE:PANSARI:
Debt-to-EBITDA: 1.92 (76% below median its 10-year median of 8.14)
GF Value™: ₹401.87 vs. price of ₹300.05 (25.3% below fair value)
Industry Position: 65.2% below the Real Estate median (#476 of 1270)
No single metric tells the full story. See the NSE:PANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pansari Developers Ltd is an integrated construction and real estate development company. It is engaged in the construction and development of residential and commercial projects, in and around Kolkata, West Bengal. The company has only one segment which is Cement Business. The company's projects are Purti Jewel, Purti Star, Purti Flowers, Purti Planet, Purti Residency, and others.
86GF Score
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