Pansari DevelopersNSE:PANSARI +1.19%59 Interest Coverage is 7.18 as of Dec. 2025, which is 173% above its 10-year median of 2.63. GuruFocus rates NSE:PANSARI with a GF Score™ of 59/100 and a GF Value™ of ₹60.87 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,300 Real Estate companies, Pansari Developers ranks worse than 65.92% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Pansari Developers's
Operating Income
for the
three
months ended in Dec. 2025 was ₹48.9 Mil. Pansari Developers's Interest Expense for the
three
months ended in Dec. 2025 was ₹-6.8 Mil.
Pansari Developers's interest coverage for the quarter that ended in Dec. 2025 was 7.18.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Pansari Developers Ltd interest coverage is 2.27, which is low.
The historical rank and industry rank for Pansari Developers's Interest Coverage or its related term are showing as below:
NSE:PANSARI'
s Interest Coverage Range Over the Past 10 Years
Min: 0.47 Med: 2.63 Max: 4.22
Current: 2.27
NSE:PANSARI's Interest Coverage is ranked worse than 65.92% of 1300
companies
in the Real Estate industry
Industry Median: 4.245
vs NSE:PANSARI: 2.27
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Pansari Developers Interest Coverage Related Terms
Pansari Developers Interest Coverage Historical Data
* Premium members only.
The historical data trend for Pansari Developers's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, Pansari Developers's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pansari Developers Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Pansari Developers's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Pansari Developers's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pansari Developers (NSE:PANSARI) has a Interest Coverage of 7.18 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pansari Developers and its competitors. This is 173% above median its historical median of 2.63. Over the past decade, Pansari Developers' Interest Coverage has ranged from 0.47 to 4.22. According to the industry distribution chart, Pansari Developers ranks #857 out of 1300 companies in the Real Estate industry, placing it in the top 65.9%.
Is Pansari Developers' Interest Coverage too high?
Pansari Developers' current Interest Coverage of 7.18 is 173% above median its 10-year median of 2.63. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 4.22. The Real Estate industry median Interest Coverage is 4.25. Pansari Developers' value of 7.18 is 69.1% above this industry median. Based on the distribution chart, Pansari Developers ranks #857 out of 1300 companies in the Real Estate industry, which is below the industry midpoint. Overall, Pansari Developers has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pansari Developers' Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Pansari Developers ranks #857 out of 1300 companies for Interest Coverage. This places Pansari Developers in the lower half of its industry. The industry median Interest Coverage is 4.25. Pansari Developers' value of 7.18 is 69.1% above this benchmark. Historically, Pansari Developers' own Interest Coverage has ranged from 0.47 to 4.22 over the past decade. While the company's 10-year median is 2.63 vs. the industry median of 4.25, Pansari Developers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pansari Developers's current Interest Coverage of 7.18 is 69.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pansari Developers and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pansari Developers's current Interest Coverage is 7.18, which is 173% above median its own 10-year median of 2.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pansari Developers stock overvalued right now?
Based on GuruFocus' analysis, Pansari Developers (NSE:PANSARI) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹60.87, compared to a current price of ₹313.50 — trading 415% above its estimated fair value. The current Interest Coverage is 7.18, which is 173% above median its 10-year median of 2.63 and 69.1% above the Real Estate industry median of 4.25. Pansari Developers' overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pansari Developers (NSE:PANSARI), the current Interest Coverage is 7.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pansari Developers (NSE:PANSARI) Overvalued in 2026?
Based on GuruFocus' analysis, Pansari Developers stock appears to be overvalued.
The current stock price of ₹313.50 is trading 415% above its estimated GF Value™ of ₹60.87.
GuruFocus considers Pansari Developers to be Significantly Overvalued.
Key valuation signals for NSE:PANSARI:
Interest Coverage: 7.18 (173% above median its 10-year median of 2.63)
GF Value™: ₹60.87 vs. price of ₹313.50 (415% above fair value)
Industry Position: 69.1% above the Real Estate median (#857 of 1300)
No single metric tells the full story. See the NSE:PANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pansari Developers Ltd is an integrated construction and real estate development company. It is engaged in the construction and development of residential and commercial projects, in and around Kolkata, West Bengal. The company has only one segment which is Cement Business. The company's projects are Purti Jewel, Purti Star, Purti Flowers, Purti Planet, Purti Residency, and others.
59GF Score
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