Pansari Developers (NSE:PANSARI) Interest Coverage: 0 (At Loss) (As of Mar. 2026)

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NSE:PANSARI Pansari Developers Ltd NSE:PANSARI
85 GF Score
Price ₹311.70
GF Value ₹397.82
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Pansari Developers Interest Coverage?

Pansari Developers NSE:PANSARI -1.41% 85 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates NSE:PANSARI with a GF Score™ of 85/100 and a GF Value™ of ₹397.82 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,305 Real Estate companies, Pansari Developers ranks worse than 65.21% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pansari Developers's Operating Income for the three months ended in Mar. 2026 was ₹-8.9 Mil. Pansari Developers's Interest Expense for the three months ended in Mar. 2026 was ₹-23.9 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pansari Developers's Interest Coverage or its related term are showing as below:

NSE:PANSARI' s Interest Coverage Range Over the Past 10 Years
Min: 0.47   Med: 2.21   Max: 4.22
Current: 2.28


NSE:PANSARI's Interest Coverage is ranked worse than
65.21% of 1305 companies
in the Real Estate industry
Industry Median: 4.3 vs NSE:PANSARI: 2.28

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pansari Developers  (NSE:PANSARI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pansari Developers Interest Coverage Related Terms


Pansari Developers Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pansari Developers's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pansari Developers Interest Coverage Chart

Pansari Developers Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.22 3.87 0.00 2.21 2.74

Pansari Developers Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 4.45 5.81 7.18 0.00

Pansari Developers Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Pansari Developers's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pansari Developers Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Pansari Developers's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pansari Developers's Interest Coverage falls into.


NSE:PANSARI
85GF Score
Pansari Developers Ltd NSE:PANSARI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pansari Developers Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pansari Developers's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Pansari Developers's Interest Expense was ₹-45.1 Mil. Its Operating Income was ₹123.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*123.82/-45.118
=2.74

Pansari Developers's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Pansari Developers's Interest Expense was ₹-23.9 Mil. Its Operating Income was ₹-8.9 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

Pansari Developers did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Pansari Developers (NSE:PANSARI) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pansari Developers and its competitors. Over the past decade, Pansari Developers' Interest Coverage has ranged from 0.47 to 4.22. According to the industry distribution chart, Pansari Developers ranks #851 out of 1305 companies in the Real Estate industry, placing it in the top 65.2%.
Is Pansari Developers' Interest Coverage too high?
Pansari Developers' current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 4.22. Based on the distribution chart, Pansari Developers ranks #851 out of 1305 companies in the Real Estate industry, which is below the industry midpoint. Overall, Pansari Developers has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pansari Developers' Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Pansari Developers ranks #851 out of 1305 companies for Interest Coverage. This places Pansari Developers in the lower half of its industry. The industry median Interest Coverage is 4.30. Historically, Pansari Developers' own Interest Coverage has ranged from 0.47 to 4.22 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.30, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pansari Developers and its competitors. For the Real Estate industry, the median Interest Coverage is 4.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pansari Developers's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pansari Developers stock overvalued right now?
Based on GuruFocus' analysis, Pansari Developers (NSE:PANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹397.82, compared to a current price of ₹311.70 — trading 21.6% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Pansari Developers' overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pansari Developers (NSE:PANSARI), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pansari Developers (NSE:PANSARI) Overvalued in 2026?

Based on GuruFocus' analysis, Pansari Developers stock appears to be undervalued. The current stock price of ₹311.70 is trading 21.6% below its estimated GF Value™ of ₹397.82. GuruFocus considers Pansari Developers to be Modestly Undervalued.

Key valuation signals for NSE:PANSARI:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ₹397.82 vs. price of ₹311.70 (21.6% below fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the NSE:PANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pansari Developers Business Description

Address 14, N.S. Road, 4th Floor, Kolkata, WB, IND, 700001
Pansari Developers Ltd is an integrated construction and real estate development company. It is engaged in the construction and development of residential and commercial projects, in and around Kolkata, West Bengal. The company has only one segment which is Cement Business. The company's projects are Purti Jewel, Purti Star, Purti Flowers, Purti Planet, Purti Residency, and others.
85GF Score

Get the complete analysis for NSE:PANSARI

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹311.70
Price
₹397.82
GF Value