Spencers Retail (NSE:SPENCERS) Debt-to-EBITDA : (As of Jun. 2026)

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NSE:SPENCERS Spencers Retail Ltd NSE:SPENCERS
50 GF Score
Price ₹28.03
GF Value ₹56.61
Valuation Possible Value Trap
! 5 Warning Signs
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What is Spencers Retail Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Spencers Retail's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹ Mil. Spencers Retail's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹ Mil. Spencers Retail's annualized EBITDA for the quarter that ended in Jun. 2026 was ₹375 Mil. Spencers Retail's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Spencers Retail's Debt-to-EBITDA or its related term are showing as below:

NSE:SPENCERS' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 9.52   Med: 30.58   Max: 538.84
Current: 96.93

During the past 9 years, the highest Debt-to-EBITDA Ratio of Spencers Retail was 538.84. The lowest was 9.52. And the median was 30.58.

NSE:SPENCERS's Debt-to-EBITDA is ranked worse than
99.12% of 913 companies
in the Retail - Cyclical industry
Industry Median: 2.23 vs NSE:SPENCERS: 96.93

Spencers Retail  (NSE:SPENCERS) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Spencers Retail Debt-to-EBITDA Related Terms


Spencers Retail Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Spencers Retail's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Spencers Retail Debt-to-EBITDA Chart

Spencers Retail Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
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Spencers Retail Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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NSE:SPENCERS vs DDS, M: Debt-to-EBITDA Comparison

For the Department Stores subindustry, Spencers Retail's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Spencers Retail Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Spencers Retail's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Spencers Retail's Debt-to-EBITDA falls into.


NSE:SPENCERS
50GF Score
Spencers Retail Ltd NSE:SPENCERS
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Spencers Retail Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Spencers Retail's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8612.903 + 10591.134) / 149.279
=128.65

Spencers Retail's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Spencers Retail (NSE:SPENCERS) Overvalued in 2026?

Based on GuruFocus' analysis, Spencers Retail stock appears to be undervalued. The current stock price of ₹28.03 is trading 50.5% below its estimated GF Value™ of ₹56.61. GuruFocus considers Spencers Retail to be Possible Value Trap.

Key valuation signals for NSE:SPENCERS:

  • Debt-to-EBITDA:
  • GF Value™: ₹56.61 vs. price of ₹28.03 (50.5% below fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the NSE:SPENCERS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Spencers Retail Business Description

Other Exchanges 542337:India
Address 2/4, Judges Court Road, RPSG House, Kolkata, WB, IND, 700027
Spencers Retail Ltd is engaged in the retailing of goods and caters to the domestic market. The company is engaged in developing, conducting, investing, and promoting organized retail and operates departmental stores. The company provides a wide across categories such as food, personal care, fashion, home essentials, electrical, and electronics while its specialty section covers Spencer's gourmet, patisserie, wine, and liquor. The group operates only in India.
50GF Score

Get the complete analysis for NSE:SPENCERS

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹28.03
Price
₹56.61
GF Value