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V-Mart RetailNSE:VMART -0.24%91 Debt-to-EBITDA is 2.14 as of Mar. 2026, which is 1% above its 10-year median of 2.11. GuruFocus rates NSE:VMART with a GF Score™ of 91/100 and a GF Value™ of ₹897.17 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 899 Retail - Cyclical companies, V-Mart Retail ranks better than 60.73% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for V-Mart Retail's Debt-to-EBITDA or its related term are showing as below:
NSE:VMART'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.04 Med: 2.11 Max: 5.96
Current: 1.82
During the past 13 years, the highest Debt-to-EBITDA Ratio of V-Mart Retail was 5.96. The lowest was 0.04. And the median was 2.11.
NSE:VMART's Debt-to-EBITDA is ranked better than 60.73% of 899
companies
in the Retail - Cyclical industry
Industry Median: 2.4
vs NSE:VMART: 1.82
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
V-Mart Retail Debt-to-EBITDA Related Terms
V-Mart Retail Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for V-Mart Retail's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Department Stores subindustry, V-Mart Retail's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
V-Mart Retail Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, V-Mart Retail's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where V-Mart Retail's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
V-Mart Retail (NSE:VMART) has a Debt-to-EBITDA of 2.14 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on V-Mart Retail. This is near median its historical median of 2.11. Over the past decade, V-Mart Retail's Debt-to-EBITDA has ranged from 0.04 to 5.96. According to the industry distribution chart, V-Mart Retail ranks #353 out of 899 companies in the Retail - Cyclical industry, placing it in the top 39.3%.
Is V-Mart Retail's Debt-to-EBITDA too high?
V-Mart Retail's current Debt-to-EBITDA of 2.14 is near median its 10-year median of 2.11. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 5.96. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. V-Mart Retail's value of 2.14 is 10.8% below this industry median. Based on the distribution chart, V-Mart Retail ranks #353 out of 899 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, V-Mart Retail has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does V-Mart Retail's Debt-to-EBITDA compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, V-Mart Retail ranks #353 out of 899 companies for Debt-to-EBITDA. This puts V-Mart Retail in the upper half of its industry. The industry median Debt-to-EBITDA is 2.40. V-Mart Retail's value of 2.14 is 10.8% below this benchmark. Historically, V-Mart Retail's own Debt-to-EBITDA has ranged from 0.04 to 5.96 over the past decade. While the company's 10-year median is 2.11 vs. the industry median of 2.40, V-Mart Retail has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 899 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. V-Mart Retail's current Debt-to-EBITDA of 2.14 is 10.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on V-Mart Retail. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. V-Mart Retail's current Debt-to-EBITDA is 2.14, which is near median its own 10-year median of 2.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is V-Mart Retail stock overvalued right now?
Based on GuruFocus' analysis, V-Mart Retail (NSE:VMART) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹897.17, compared to a current price of ₹746.20 — trading 16.8% below its estimated fair value. The current Debt-to-EBITDA is 2.14, which is near median its 10-year median of 2.11 and 10.8% below the Retail - Cyclical industry median of 2.40. V-Mart Retail's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For V-Mart Retail (NSE:VMART), the current Debt-to-EBITDA is 2.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is V-Mart Retail (NSE:VMART) Overvalued in 2026?
Based on GuruFocus' analysis, V-Mart Retail stock appears to be undervalued.
The current stock price of ₹746.20 is trading 16.8% below its estimated GF Value™ of ₹897.17.
GuruFocus considers V-Mart Retail to be Modestly Undervalued.
Key valuation signals for NSE:VMART:
Debt-to-EBITDA: 2.14 (near median its 10-year median of 2.11)
GF Value™: ₹897.17 vs. price of ₹746.20 (16.8% below fair value)
Industry Position: 10.8% below the Retail - Cyclical median (#353 of 899)
No single metric tells the full story. See the NSE:VMART stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
V-Mart Retail Ltd is engaged in the retailing of readymade garments, accessories, and other products. It is involved in the business of Value Retailing through the chain of stores situated in various cities in India. It provides a range of apparel and accessories for men, women, boys, girls, and toddlers. The company's general merchandise includes Footwear, Home furnishing, Kitchenware, Toys and games, Bags and luggage, and Crockery. The company has two segments: Retail Trade, which includes domestic sales to customers at stores; and the Digital Marketplace segment includes commission and other income by providing Limeroad platform to vendors. It generates a majority of its revenue from the Retail Trade segment.
91GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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