Accordant Group (NZSE:AGL) Debt-to-EBITDA : 13.17 (As of Mar. 2026) — 131% Above Median

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NZSE:AGL Accordant Group Ltd NZSE:AGL
33 GF Score
Price NZ$0.18
GF Value NZ$0.37
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Accordant Group Debt-to-EBITDA?

Accordant Group NZSE:AGL 33 Debt-to-EBITDA is 13.17 as of Mar. 2026, which is 131% above its 10-year median of 5.70. GuruFocus rates NZSE:AGL with a GF Score™ of 33/100 and a GF Value™ of NZ$0.37 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 835 Business Services companies, Accordant Group ranks worse than 93.53% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Accordant Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was NZ$2.4 Mil. Accordant Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was NZ$38.9 Mil. Accordant Group's annualized EBITDA for the quarter that ended in Mar. 2026 was NZ$3.1 Mil. Accordant Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 13.17.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Accordant Group's Debt-to-EBITDA or its related term are showing as below:

NZSE:AGL' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -12.31   Med: 5.7   Max: 12.56
Current: 11.7

During the past 13 years, the highest Debt-to-EBITDA Ratio of Accordant Group was 12.56. The lowest was -12.31. And the median was 5.70.

NZSE:AGL's Debt-to-EBITDA is ranked worse than
93.53% of 835 companies
in the Business Services industry
Industry Median: 1.67 vs NZSE:AGL: 11.70

Accordant Group  (NZSE:AGL) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Accordant Group Debt-to-EBITDA Related Terms


Accordant Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Accordant Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Accordant Group Debt-to-EBITDA Chart

Accordant Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.49 3.45 -12.31 12.56 11.70

Accordant Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.06 9.26 16.46 9.79 13.17

NZSE:AGL vs RHI, KFY, TNET: Debt-to-EBITDA Comparison

For the Staffing & Employment Services subindustry, Accordant Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Accordant Group Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Accordant Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Accordant Group's Debt-to-EBITDA falls into.


NZSE:AGL
33GF Score
Accordant Group Ltd NZSE:AGL
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Accordant Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Accordant Group's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.445 + 38.889) / 3.533
=11.70

Accordant Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.445 + 38.889) / 3.138
=13.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 13.17 mean?
Accordant Group (NZSE:AGL) has a Debt-to-EBITDA of 13.17 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Accordant Group. This is 131% above median its historical median of 5.70. According to the industry distribution chart, Accordant Group ranks #781 out of 835 companies in the Business Services industry, placing it in the top 93.5%.
Is Accordant Group's Debt-to-EBITDA too high?
Accordant Group's current Debt-to-EBITDA of 13.17 is 131% above median its 10-year median of 5.70. The Business Services industry median Debt-to-EBITDA is 1.67. Accordant Group's value of 13.17 is 688.6% above this industry median. Based on the distribution chart, Accordant Group ranks #781 out of 835 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Accordant Group has a GF Score™ of 33/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Accordant Group's Debt-to-EBITDA compare to RHI and KFY?
According to the Business Services industry distribution chart, Accordant Group ranks #781 out of 835 companies for Debt-to-EBITDA. This places Accordant Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.67. Accordant Group's value of 13.17 is 688.6% above this benchmark. While the company's 10-year median is 5.70 vs. the industry median of 1.67, Accordant Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.67, based on 835 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Accordant Group's current Debt-to-EBITDA of 13.17 is 688.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Accordant Group. For the Business Services industry, the median Debt-to-EBITDA is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Accordant Group's current Debt-to-EBITDA is 13.17, which is 131% above median its own 10-year median of 5.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Accordant Group stock overvalued right now?
Based on GuruFocus' analysis, Accordant Group (NZSE:AGL) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.37, compared to a current price of NZ$0.18 — trading 52.7% below its estimated fair value. The current Debt-to-EBITDA is 13.17, which is 131% above median its 10-year median of 5.70 and 688.6% above the Business Services industry median of 1.67. Accordant Group's overall GF Score™ is 33/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Accordant Group (NZSE:AGL), the current Debt-to-EBITDA is 13.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Accordant Group (NZSE:AGL) Overvalued in 2026?

Based on GuruFocus' analysis, Accordant Group stock appears to be undervalued. The current stock price of NZ$0.18 is trading 52.7% below its estimated GF Value™ of NZ$0.37. GuruFocus considers Accordant Group to be Possible Value Trap.

Key valuation signals for NZSE:AGL:

  • Debt-to-EBITDA: 13.17 (131% above median its 10-year median of 5.70)
  • GF Value™: NZ$0.37 vs. price of NZ$0.18 (52.7% below fair value)
  • GF Score™: 33/100 with 7 warning signs
  • Industry Position: 688.6% above the Business Services median (#781 of 835)

No single metric tells the full story. See the NZSE:AGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Accordant Group Business Description

Address 51 Shortland Street, Level 6, Auckland, NTL, NZL, 1010
Accordant Group Ltd is a recruitment and staffing provider company. The group has two reportable segments: Blue Collar Reporting Segment and White Collar Reporting Segment. Blue Collar Reporting Segment: AWF operates branches under the brand names AWF (throughout New Zealand)and Select (Dunedin), which provide contingent labour hire associated with infrastructure, logistics, manufacturing, technical, and construction. The Work Collective (TWC)provides opportunities for those who face barriers to employment. White Collar Reporting Segment: The White Collar segment provides contingent temporary employees, contractors, permanent placement, and executive search services.
33GF Score

Get the complete analysis for NZSE:AGL

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.18
Price
NZ$0.37
GF Value