Radius Residential Care (NZSE:RAD) Debt-to-EBITDA : 9.92 (As of Mar. 2026) — 19% Above Median

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NZSE:RAD Radius Residential Care Ltd NZSE:RAD
57 GF Score
Price NZ$0.42
GF Value NZ$0.29
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Radius Residential Care Debt-to-EBITDA?

Radius Residential Care NZSE:RAD 57 Debt-to-EBITDA is 9.92 as of Mar. 2026, which is 19% above its 10-year median of 8.37. GuruFocus rates NZSE:RAD with a GF Score™ of 57/100 and a GF Value™ of NZ$0.29 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 476 Healthcare Providers & Services companies, Radius Residential Care ranks worse than 84.24% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Radius Residential Care's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was NZ$71.6 Mil. Radius Residential Care's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was NZ$141.5 Mil. Radius Residential Care's annualized EBITDA for the quarter that ended in Mar. 2026 was NZ$21.5 Mil. Radius Residential Care's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 9.92.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Radius Residential Care's Debt-to-EBITDA or its related term are showing as below:

NZSE:RAD' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 6.91   Med: 8.37   Max: 14.62
Current: 6.91

During the past 7 years, the highest Debt-to-EBITDA Ratio of Radius Residential Care was 14.62. The lowest was 6.91. And the median was 8.37.

NZSE:RAD's Debt-to-EBITDA is ranked worse than
84.24% of 476 companies
in the Healthcare Providers & Services industry
Industry Median: 2.18 vs NZSE:RAD: 6.91

Radius Residential Care  (NZSE:RAD) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Radius Residential Care Debt-to-EBITDA Related Terms


Radius Residential Care Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Radius Residential Care's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Radius Residential Care Debt-to-EBITDA Chart

Radius Residential Care Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial 7.38 11.41 9.35 7.12 6.91

Radius Residential Care Semi-Annual Data
Mar20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.48 6.90 7.45 5.07 9.92

NZSE:RAD vs HCA, THC, DVA: Debt-to-EBITDA Comparison

For the Medical Care Facilities subindustry, Radius Residential Care's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Radius Residential Care Debt-to-EBITDA vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Radius Residential Care's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Radius Residential Care's Debt-to-EBITDA falls into.


NZSE:RAD
57GF Score
Radius Residential Care Ltd NZSE:RAD
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Radius Residential Care Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Radius Residential Care's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(71.564 + 141.512) / 30.854
=6.91

Radius Residential Care's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(71.564 + 141.512) / 21.474
=9.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 9.92 mean?
Radius Residential Care (NZSE:RAD) has a Debt-to-EBITDA of 9.92 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Radius Residential Care. This is 19% above median its historical median of 8.37. Over the past decade, Radius Residential Care's Debt-to-EBITDA has ranged from 6.91 to 14.62. According to the industry distribution chart, Radius Residential Care ranks #401 out of 476 companies in the Healthcare Providers & Services industry, placing it in the top 84.2%.
Is Radius Residential Care's Debt-to-EBITDA too high?
Radius Residential Care's current Debt-to-EBITDA of 9.92 is 19% above median its 10-year median of 8.37. Over the past 10 years, this metric has ranged from a low of 6.91 to a high of 14.62. The Healthcare Providers & Services industry median Debt-to-EBITDA is 2.18. Radius Residential Care's value of 9.92 is 355% above this industry median. Based on the distribution chart, Radius Residential Care ranks #401 out of 476 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Radius Residential Care has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Radius Residential Care's Debt-to-EBITDA compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Radius Residential Care ranks #401 out of 476 companies for Debt-to-EBITDA. This places Radius Residential Care in the lower half of its industry. The industry median Debt-to-EBITDA is 2.18. Radius Residential Care's value of 9.92 is 355% above this benchmark. Historically, Radius Residential Care's own Debt-to-EBITDA has ranged from 6.91 to 14.62 over the past decade. While the company's 10-year median is 8.37 vs. the industry median of 2.18, Radius Residential Care has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.18, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radius Residential Care's current Debt-to-EBITDA of 9.92 is 355% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Radius Residential Care. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radius Residential Care's current Debt-to-EBITDA is 9.92, which is 19% above median its own 10-year median of 8.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radius Residential Care stock overvalued right now?
Based on GuruFocus' analysis, Radius Residential Care (NZSE:RAD) is currently considered Significantly Overvalued. The stock's GF Value™ is NZ$0.29, compared to a current price of NZ$0.42 — trading 43.1% above its estimated fair value. The current Debt-to-EBITDA is 9.92, which is 19% above median its 10-year median of 8.37 and 355% above the Healthcare Providers & Services industry median of 2.18. Radius Residential Care's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Radius Residential Care (NZSE:RAD), the current Debt-to-EBITDA is 9.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Radius Residential Care (NZSE:RAD) Overvalued in 2026?

Based on GuruFocus' analysis, Radius Residential Care stock appears to be overvalued. The current stock price of NZ$0.42 is trading 43.1% above its estimated GF Value™ of NZ$0.29. GuruFocus considers Radius Residential Care to be Significantly Overvalued.

Key valuation signals for NZSE:RAD:

  • Debt-to-EBITDA: 9.92 (19% above median its 10-year median of 8.37)
  • GF Value™: NZ$0.29 vs. price of NZ$0.42 (43.1% above fair value)
  • GF Score™: 57/100 with 3 warning signs
  • Industry Position: 355% above the Healthcare Providers & Services median (#401 of 476)

No single metric tells the full story. See the NZSE:RAD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Radius Residential Care Business Description

Address 56 Parnell Road, Level 4, Parnell, Auckland, NTL, NZL, 1052
Radius Residential Care Ltd is a health and aged care provider for elderly and disabled people. The company provides residential care, hospital care, dementia care, respite care, and palliative care. Additionally, the company offers Young Disabled Care services for those under 65 who require assistance with self-care, mobility, and/or communication. It has one operating segment, being the provision of aged care in New Zealand.
57GF Score

Get the complete analysis for NZSE:RAD

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.42
Price
NZ$0.29
GF Value