Radius Residential Care (NZSE:RAD) Effective Interest Rate on Debt %: -1.09% (As of Mar. 2026)

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NZSE:RAD Radius Residential Care Ltd NZSE:RAD
50 GF Score
Price NZ$0.42
GF Value NZ$0.29
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Radius Residential Care Effective Interest Rate on Debt %?

Radius Residential Care NZSE:RAD +3.75% 50 Effective Interest Rate on Debt % is -1.09% as of Mar. 2026. GuruFocus rates NZSE:RAD with a GF Score™ of 50/100 and a GF Value™ of NZ$0.29 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Radius Residential Care's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was NZ$-2.3 Mil. Radius Residential Care's average total debt for the quarter that ended in Mar. 2026 was NZ$208.6 Mil. Therefore, Radius Residential Care's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was -1.09%.


Radius Residential Care  (NZSE:RAD) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Radius Residential Care Effective Interest Rate on Debt % Related Terms


Radius Residential Care Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Radius Residential Care's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Radius Residential Care Effective Interest Rate on Debt % Chart

Radius Residential Care Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 4.73 6.32 6.32 2.67 2.31

Radius Residential Care Semi-Annual Data
Mar20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.19 5.40 -0.11 5.86 -1.09

NZSE:RAD vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Radius Residential Care's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Radius Residential Care Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Radius Residential Care's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Radius Residential Care's Effective Interest Rate on Debt % falls into.


NZSE:RAD
50GF Score
Radius Residential Care Ltd NZSE:RAD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Radius Residential Care Effective Interest Rate on Debt % Calculation

Radius Residential Care's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -4.682/( (192.998+213.076)/ 2 )
=-1  *  -4.682/203.037
=2.31 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=192.866 + 0.132
=192.998

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=141.512 + 71.564
=213.076

Radius Residential Care's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  2.266/( (204.05+213.076)/ 2 )
=-1  *  2.266/208.563
=-1.09 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 204.05
=204.05

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=141.512 + 71.564
=213.076

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -1.09% mean?
Radius Residential Care (NZSE:RAD) has a Effective Interest Rate on Debt % of -1.09% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Radius Residential Care and its competitors.
Is Radius Residential Care's Effective Interest Rate on Debt % too high?
Radius Residential Care's current Effective Interest Rate on Debt % is -1.09%. Overall, Radius Residential Care has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Radius Residential Care's Effective Interest Rate on Debt % compare to HCA and THC?
Radius Residential Care's Effective Interest Rate on Debt % of -1.09% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Radius Residential Care and its competitors. Radius Residential Care's current Effective Interest Rate on Debt % is -1.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radius Residential Care stock overvalued right now?
Based on GuruFocus' analysis, Radius Residential Care (NZSE:RAD) is currently considered Significantly Overvalued. The stock's GF Value™ is NZ$0.29, compared to a current price of NZ$0.42 — trading 43.1% above its estimated fair value. The current Effective Interest Rate on Debt % is -1.09%. Radius Residential Care's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Radius Residential Care (NZSE:RAD), the current Effective Interest Rate on Debt % is -1.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Radius Residential Care (NZSE:RAD) Overvalued in 2026?

Based on GuruFocus' analysis, Radius Residential Care stock appears to be overvalued. The current stock price of NZ$0.42 is trading 43.1% above its estimated GF Value™ of NZ$0.29. GuruFocus considers Radius Residential Care to be Significantly Overvalued.

Key valuation signals for NZSE:RAD:

  • Effective Interest Rate on Debt %: -1.09%
  • GF Value™: NZ$0.29 vs. price of NZ$0.42 (43.1% above fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the NZSE:RAD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Radius Residential Care Business Description

Address 56 Parnell Road, Level 4, Parnell, Auckland, NTL, NZL, 1052
Radius Residential Care Ltd is a health and aged care provider for elderly and disabled people. The company provides residential care, hospital care, dementia care, respite care, and palliative care. Additionally, the company offers Young Disabled Care services for those under 65 who require assistance with self-care, mobility, and/or communication. It has one operating segment, being the provision of aged care in New Zealand.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.42
Price
NZ$0.29
GF Value