ATN HoldingsPHS:ATNB 30 Debt-to-EBITDA is 4.47 as of Dec. 2025, which is 2% above its 10-year median of 4.40. GuruFocus rates PHS:ATNB with a GF Score™ of 30/100 and a GF Value™ of ₱0.58 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,272 Real Estate companies, ATN Holdings ranks better than 57.7% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for ATN Holdings's Debt-to-EBITDA or its related term are showing as below:
PHS:ATNB'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -4808.67 Med: 4.4 Max: 37.74
Current: 4.54
During the past 13 years, the highest Debt-to-EBITDA Ratio of ATN Holdings was 37.74. The lowest was -4808.67. And the median was 4.40.
PHS:ATNB's Debt-to-EBITDA is ranked better than 57.7% of 1272
companies
in the Real Estate industry
Industry Median: 5.6
vs PHS:ATNB: 4.54
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
ATN Holdings Debt-to-EBITDA Related Terms
ATN Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for ATN Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:ATNB vs CBRE, BEKE, JLL: Debt-to-EBITDA Comparison
For the Real Estate Services subindustry, ATN Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ATN Holdings Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, ATN Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where ATN Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Dec. 2025) EBITDA data.
ATN Holdings (PHS:ATNB) has a Debt-to-EBITDA of 4.47 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ATN Holdings. This is near median its historical median of 4.40. According to the industry distribution chart, ATN Holdings ranks #538 out of 1272 companies in the Real Estate industry, placing it in the top 42.3%.
Is ATN Holdings' Debt-to-EBITDA too high?
ATN Holdings' current Debt-to-EBITDA of 4.47 is near median its 10-year median of 4.40. The Real Estate industry median Debt-to-EBITDA is 5.60. ATN Holdings' value of 4.47 is 20.2% below this industry median. Based on the distribution chart, ATN Holdings ranks #538 out of 1272 companies in the Real Estate industry, which is above the industry midpoint. Overall, ATN Holdings has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ATN Holdings' Debt-to-EBITDA compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, ATN Holdings ranks #538 out of 1272 companies for Debt-to-EBITDA. This puts ATN Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 5.60. ATN Holdings' value of 4.47 is 20.2% below this benchmark. While the company's 10-year median is 4.40 vs. the industry median of 5.60, ATN Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.60, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ATN Holdings's current Debt-to-EBITDA of 4.47 is 20.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ATN Holdings. For the Real Estate industry, the median Debt-to-EBITDA is 5.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ATN Holdings's current Debt-to-EBITDA is 4.47, which is near median its own 10-year median of 4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATN Holdings stock overvalued right now?
Based on GuruFocus' analysis, ATN Holdings (PHS:ATNB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.58, compared to a current price of ₱0.42 — trading 28.4% below its estimated fair value. The current Debt-to-EBITDA is 4.47, which is near median its 10-year median of 4.40 and 20.2% below the Real Estate industry median of 5.60. ATN Holdings' overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For ATN Holdings (PHS:ATNB), the current Debt-to-EBITDA is 4.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ATN Holdings (PHS:ATNB) Overvalued in 2026?
Based on GuruFocus' analysis, ATN Holdings stock appears to be undervalued.
The current stock price of ₱0.42 is trading 28.4% below its estimated GF Value™ of ₱0.58.
GuruFocus considers ATN Holdings to be Modestly Undervalued.
Key valuation signals for PHS:ATNB:
Debt-to-EBITDA: 4.47 (near median its 10-year median of 4.40)
GF Value™: ₱0.58 vs. price of ₱0.42 (28.4% below fair value)
Industry Position: 20.2% below the Real Estate median (#538 of 1272)
No single metric tells the full story. See the PHS:ATNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ATN Holdings Inc is a holding company engaged in real estate, land development, energy, and healthcare services. The business activity of the group is operated through Real estate leasing and Aggregates. In addition, it also invests in real properties and stocks. The project portfolio of the group includes projects such as Summit One Tower, Palladian project, Lincoln Plaza, and land for development in Rodriguez, Rizal. Geographically, the company operates in the Philippines and derives principal revenue from the Aggregates segment.
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