ATN Holdings (PHS:ATNB) Effective Interest Rate on Debt %: 4.43% (As of Dec. 2025)


PHS:ATNB ATN Holdings Inc PHS:ATNB
33 GF Score
Price ₱0.42
GF Value ₱0.58
Valuation Modestly Undervalued
! 3 Warning Signs
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What is ATN Holdings Effective Interest Rate on Debt %?

ATN Holdings PHS:ATNB 33 Effective Interest Rate on Debt % is 4.43% as of Dec. 2025. GuruFocus rates PHS:ATNB with a GF Score™ of 33/100 and a GF Value™ of ₱0.58 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ATN Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was ₱2.59 Mil. ATN Holdings's average total debt for the quarter that ended in Dec. 2025 was ₱58.53 Mil. Therefore, ATN Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.43%.


ATN Holdings  (PHS:ATNB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ATN Holdings Effective Interest Rate on Debt % Related Terms


ATN Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ATN Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ATN Holdings Effective Interest Rate on Debt % Chart

ATN Holdings Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.44 3.23 3.96 4.99 5.31

ATN Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.65 4.60 6.69 4.32 4.43

PHS:ATNB vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, ATN Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ATN Holdings Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, ATN Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ATN Holdings's Effective Interest Rate on Debt % falls into.


PHS:ATNB
33GF Score
ATN Holdings Inc PHS:ATNB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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ATN Holdings Effective Interest Rate on Debt % Calculation

ATN Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -3.08/( (57.626+58.37)/ 2 )
=-1  *  -3.08/57.998
=5.31 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.323 + 41.303
=57.626

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.067 + 41.303
=58.37

ATN Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2.592/( (58.452+58.616)/ 2 )
=-1  *  -2.592/58.534
=4.43 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.149 + 41.303
=58.452

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.313 + 41.303
=58.616

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.43% mean?
ATN Holdings (PHS:ATNB) has a Effective Interest Rate on Debt % of 4.43% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ATN Holdings and its competitors.
Is ATN Holdings' Effective Interest Rate on Debt % too high?
ATN Holdings' current Effective Interest Rate on Debt % is 4.43%. Overall, ATN Holdings has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ATN Holdings' Effective Interest Rate on Debt % compare to CBRE and BEKE?
ATN Holdings' Effective Interest Rate on Debt % of 4.43% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ATN Holdings and its competitors. ATN Holdings's current Effective Interest Rate on Debt % is 4.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ATN Holdings stock overvalued right now?
Based on GuruFocus' analysis, ATN Holdings (PHS:ATNB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.58, compared to a current price of ₱0.42 — trading 28.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.43%. ATN Holdings' overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ATN Holdings (PHS:ATNB), the current Effective Interest Rate on Debt % is 4.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ATN Holdings (PHS:ATNB) Overvalued in 2026?

Based on GuruFocus' analysis, ATN Holdings stock appears to be undervalued. The current stock price of ₱0.42 is trading 28.4% below its estimated GF Value™ of ₱0.58. GuruFocus considers ATN Holdings to be Modestly Undervalued.

Key valuation signals for PHS:ATNB:

  • Effective Interest Rate on Debt %: 4.43%
  • GF Value™: ₱0.58 vs. price of ₱0.42 (28.4% below fair value)
  • GF Score™: 33/100 with 3 warning signs

No single metric tells the full story. See the PHS:ATNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ATN Holdings Business Description

Other Exchanges ATN:Philippines
Address 530 Shaw Boulevard, 9th Floor, Summit One Tower Building, Mandaluyong, PHL, 1550
ATN Holdings Inc is a holding company engaged in real estate, land development, energy, and healthcare services. The business activity of the group is operated through Real estate leasing and Aggregates. In addition, it also invests in real properties and stocks. The project portfolio of the group includes projects such as Summit One Tower, Palladian project, Lincoln Plaza, and land for development in Rodriguez, Rizal. Geographically, the company operates in the Philippines and derives principal revenue from the Aggregates segment.
33GF Score

Get the complete analysis for PHS:ATNB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.42
Price
₱0.58
GF Value